Chii chinoumba Yapı ve Kredi Bankası?
Yakavambwa muna 1944, Yapı ve Kredi yakazvimisa seimwe yemabhangi anotungamira muTurkey. Iyo inozivikanwa nekusvika kwayo kwevatengi, simba rekuvandudza uye huwandu hwakawanda hwezvigadzirwa zvemari nemasevhisi. Bhangi rinoshandira vese vatengi vemuno nevekunze uye rinopa mhinduro kune vanhu, mabhizinesi madiki uye epakati nepakati nemakambani makuru.
Ndedzipi nguva dzekuvhura?
Maawa ekuvhura anosiyana asi kazhinji ari Muvhuro kusvika Chishanu kubva na9:00 a.m. kusvika 17:00 p.m. Mamwe mapazi anovhurwawo musi weMugovera, asi nguva dzose ipfungwa yakanaka kutarisa zvisati zvaitika.
Ndinovhura sei account neYapı ve Kredi Bankası?
Kuvhura account neYapı ve Kredi Bankası inzira isinganetse kune vese veko uye vashanyi vekunze. Heino nhanho-ne-nhanho gwara:
Danho 1: Sarudza iyo yakakodzera account account
Chekutanga pane zvese, iwe unofanirwa kusarudza iyo account account inonyatsoenderana nezvido zvako. Yapı ve Kredi Bankası inopa akati wandei maakaundi anosanganisira ekutarisa maakaundi, saving account, account account uye kiredhiti kadhi account. Funga nezvemhando yeakaundi yaunoda uye sarudza zvinoenderana.
Danho Rechipiri: Shanyira bazi
Danho rinotevera nderekushanyira bazi. Pano iwe unogashira zano remunhu uye unogona kubvunza mibvunzo yako yese. Usakanganwa kuuya nemagwaro ese anodiwa newe - kazhinji unozoda ID inoshanda uye humbowo hwekero. Semugari wekune imwe nyika, mvumo yekugara inogonawo kudiwa.
Danho rechitatu: Zadza fomu rekunyorera
Pabazi uchakumbirwa kuzadza fomu rekunyorera. Ita shuwa yekupa ruzivo rwese nemazvo uye zvizere. Izvi zvakakosha kudzivirira kusanzwisisana gare gare kana kunonoka.
Danho rechina: Kuzivikanwa
Iwe unofanirwa kuzvizivisa iwe nekupa chitupa chakakodzera. Semugari wekune imwe nyika, mamwe magwaro akadai semvumo yekugara anogona kudiwa.
Mudzidzi 5: Einzahlung
Mushure mekunge account yako yatenderwa, iwe unowanzo kukumbirwa kuita dhipoziti yekutanga. Huwandu hwedhipoziti iyi hunogona kusiyana, saka zvinokurudzirwa kuti utarise zvinodiwa zveYapı ve Kredi Bankası pamberi.
Danho rechitanhatu: Activation
Kana nhanho dzese dzapera, iwe unogashira ruzivo rwese rwunodiwa uye zvinyorwa kuti uvhure account yako. Muzviitiko zvakawanda, unogona kutanga kubhengi yepamhepo ipapo uye woita mabhanga ako ebhangi zviri nyore kubva chero kupi.
Mirayiridzo yakakosha:
Chaicho chinodiwa uye maitiro anogona kusiyana zvichienderana nerudzi rweakaundi nenzvimbo. Zvinogara zvichikurudzirwa kuwana ruzivo pachine nguva.
Semugari wekune imwe nyika arikuda kuvhura account muTurkey, mamwe matanho kana zvinyorwa zvinogona kudiwa. Ndokumbira utarise nebhangi kana pawebhusaiti yavo kuti uwane mirairo yevatengi vekunze.
Nematanho aya iwe uchave wakagadzirira kuvhura account yako nyowani neYapı ve Kredi Bankası. Kunyangwe iwe uchida account yekushandisa kwemazuva ese, bhizinesi zvinangwa kana sechikamu chekuronga kwako kwekufamba, Yapı ve Kredi Bankası inokupa iwe kuchinjika uye masevhisi aunoda kuzadzisa zvinangwa zvako zvemari muTurkey. Rombo rakanaka!
Tsvaga nyika yekudyara neYapı ve Kredi Bankası
Yapı ve Kredi Bankası inopa dzakasiyana siyana dzekudyara sarudzo dzinoenderana nechero rudzi rwe investor. Kunyangwe iwe uchitsvaga chengetedzo, kukura kana kusiyanisa, iwe unowana iyo yakakunakira sarudzo pano:
Fixed-term dhipoziti: nakidzwa nekuchengetedzeka
Fixed-term deposits ndiyo sarudzo yakanaka kune avo vanoda kuisa mari yavo zvakachengeteka uye isina njodzi. Unodyara imwe mari kwenguva yakatarwa uye mukudzoka unowana mubereko wakavimbiswa. Nenzira iyi iwe unonyatsoziva kuti yakawanda sei yaungatarisira pakupera kwetemu.
Mbereko yemitengo yakatarwa-yenguva muTurkey inogona kusiyanisa uye zvinoenderana nezvinhu zvakaita setemu, bhangi uye mamiriro ehupfumi aripo. Central bank policy, inflation inotarisirwa uye mamiriro emusika anoitawo basa mukugadza mhindu.
Kuti ugare uchiwana ruzivo rwechizvino-zvino, tinokurudzira kuti ushanyire mawebhusaiti emabhangi eTurkey kana kubata mabhanga zvakananga kuti ubvunze nezve zvakakosha zvinopihwa. Mazhinji mabhangi anoburitsa mubereko wemitengo yematemu akasiyana siyana uye huwandu pamawebhusaiti avo.
Stocks: Kubatanidzwa muzviitiko zvemusika
Ungade here kutora chikamu zvakananga muzviitiko zvehupfumi? Nekudyara mumasheya emakambani eTurkey neepasirese, unogona kubatsirikana kubva pakuwedzera kungangoita kukosha uye kugovaniswa. Iyi inzira ine simba yekudyara inokupa iwe mukana wekutora chikamu mukukura kwehupfumi hwenyika.
Zvisungo: Chengetedza mari yenguva dzose
Mabhondi inzira yakanaka yekuwana mari yechibereko nguva dzose. Ingave hurumende kana mabhondi emakambani, anogona kupa yakagadzikana uye inofanotaurwa sosi yemari yepodfolio yako.
Mari: Shandisa ruzivo rwenyanzvi
Kana iwe uri kutarisa kusiyanisa zvakanyanya mari yako, mutual funds inogona kunge iri sarudzo chaiyo. Izvi zvinotungamirwa nevanoziva mari mamaneja uye zvinopa mukana kune dzakasiyana siyana dzekudyara, kubva kumasheya kusvika kumabhondi kune mamwe misika zvikamu.
Real Estate: Funga kwenguva refu
Real estate investments inopa mukana wekuwedzera kukosha uye kugadzira mari yekurenda. Angave mafurati, zvivakwa zvekutengesa kana mamwe marudzi ezvivakwa, anogona kugadzira hwaro hwakasimba hwepodfolio yako uye nekupa kugadzikana kwenguva refu.
Simbi dzakakosha: kusiyanisa mune portfolio
Simbi dzakakosha dzakaita segoridhe nesirivheri zvagara zvagara zvakakurumbira kudyara mapotifolio uye kushanda seruzhowa kurwisa inflation kana kushanduka kwemari. Vanopa imwe chiyero chekuchengetedza uye kukura mune yako yekudyara zano.
Nemhando iyi yakawanda yesarudzo dzekudyara, Yapı ve Kredi Bankası inokupa dzakasiyana sarudzo dzekuzadzisa zvinangwa zvako zvemari. Ongorora sarudzo idzi, bvunza vanachipangamazano vedu uye sarudza iyo nzira yekudyara inonyatso kuenderana nezvinangwa zvako uye njodzi yaunofarira. Rombo rakanaka kuisa mari!
Chikonzero nei Turkey ichipa Yakanyanya Mberero Mareti kune Vanosavha: Mhedziso
Idzo mibairo yakakwira pamadhipoziti enguva yakatarwa muTurkey, pamwe chete nemhindu yakakwira pamhando dzakasiyana dzekudyara, mhedzisiro yekusanganiswa kwemamiriro ehupfumi uye sarudzo dzemari. Hezvino zvimwe zvezvikonzero zvikuru:
- Inflation: Turkey yakasangana nekukwira kwakanyanya kwemitengo mumakore achangopfuura. Kurwisa kukwira kwemitengo uku kana kuti kukwezva vanochengeta mari, mabhanga anoisa mibairo yakakwirira. Iyi mibairo yepamusoro inoitirwawo kukurudzira kuchengetedza uye kuderedza kuwanda kwemari, izvo zvinobatsira kurwisa inflation.
- Kuchinja kwemari: Lira yeTurkey yakarasa kukosha kune dzimwe mari munguva yakapfuura. Mitengo yemubereko yakakwira inogona kubatsira kudzikamisa mari nekukwezva mari yekune dzimwe nyika uye kuwedzera kudiwa kwe lira.
- Economic policy: Iyo Central Bank yeTurkey inoisa iyo yakakosha mibairo, iyo inozopesvedzera mubereko wemadhipoziti akaiswa uye mamwe marudzi ekudyara. Dzimwe nguva mibairo yakakwirira inoshandiswa sechombo chekudzikamisa hupfumi uye kuwedzera chivimbo mumari yenyika.
- Dambudziko rehupfumi: Mibairo yepamusoro inowanzo ratidza njodzi inofungidzirwa yepamusoro. Vagadziri vemari uye vanochengetedza vanoda kudzoserwa kwakakwirira kwekutora njodzi dzakadai sekusava nechokwadi kwezvematongerwo enyika, kusagadzikana kwehupfumi kana mutemo wemari usina chokwadi.
Izvo zvakakosha kuti uzive kuti kunyangwe mibairo yakakwira ichigona kukwezva kune vanochengetedza, vanogona zvakare kuwedzera mutengo wekukwereta nekudaro kunonotsa mari nekushandisa. Izvi zvinogona kuunza dambudziko kuhupfumi hweTurkey, uhwo hunovimba zvakanyanya nekushandisa uye kudyara. Vagadziri vemari vanofanirwa kugara vachiyera chiyero chengozi uye mubairo, kunyanya munzvimbo inosagadzikana yehupfumi seTurkey. Zvinokurudzirwa kuti uteedzere nhau dzazvino dzehupfumi uye, kana zvichidikanwa, tsvaga zano rehunyanzvi usati waita chero sarudzo dzekudyara.
Online banking: zviri nyore kutenderera wachi
Yapı ve Kredi Bankası inomiririra huwandu hwakazara hwemabhengi epamusoro mhinduro akagadzirirwa kutsigira manejimendi ako emari zvisina musono uye zvinobudirira:
NeYapı ve Kredi Bankası's sophisticated online banking papuratifomu, unonakidzwa nekuchinjika kwakanyanya. Tonga maakaunti ako, chinjisa, nyorera zvikwereti uye nezvimwe, chero nguva, chero kupi zvako kubva pakombuta kana piritsi.
Mapazi: Basa romunhu oga kwose kwose munyika
Batsirwa kubva kune yakakura network yemapazi munyika yose. Pabazi rega rega reYapı ve Kredi Bankası iwe unogashira zano remunhu uye unogona kuita zvese zvako zvebhangi zvekutengesa zviri nyore.
ATM: Nguva dzose padyo newe
Yapı ve Kredi Bankası inovimbisa kuti iwe unowana nyore kuwana mari yako chero kupi muTurkey. Yavo dense network yeATM inokutendera kuti utore mari, kuita madhipoziti kana kuwana ruzivo rweakaundi chero nguva.
Mobile Banking: Bhangi rako chero kwaunenge uri
NeYapı ve Kredi Bankası's innovative mobile banking apps, iwe unogara uine mari yako pamunwe wako. Tarisa chiyero cheakaundi yako, chinjisa kana kubhadhara mabhiri zvakananga kubva kune yako smartphone.
Kubhengi kwerunhare: Dana uzviite
Yapı ve Kredi Bankası's runhare rwekubhengi sevhisi inopa inokurumidza uye inoshanda nzira yekuita mabhengi ako ebhangi parunhare. Yakanakira mibvunzo nekukurumidza uye kutengeserana.
Kubhadhara kusingabatike: kwakachengeteka uye kuri nyore
Sangana nekureruka kwekubhadhara usingabatike neYapı ve Kredi Bankası. Kukurumidza uye kwakachengeteka kutengeserana kunongova kubata kure.
Chat banking: tsigiro sezvaunoida
Shandisa yemazuva ano chat banking service yekutaurirana zvakananga. Kunyangwe uine mibvunzo kana kuti uchida kuita zvekutengesa, Yapı ve Kredi Bankası iripo kwauri kuburikidza nekutaura.
Nemhando dzakasiyana dzesarudzo dzebhangi, Yapı ve Kredi Bankası inoratidza zvinoita kubhengi kwemazuva ano - inotarisana nevatengi, inoshanduka uye yakachengeteka. Zvinoita kuti kutonga mari yako kuve kunonakidza uye kunoshanda sezvinobvira.
Kubhengi muTurkey: Mazano Anobatsira uye Mafungiro kune Vafambi uye Expats
Heano mamwe mazano anoshanda uye kufunga kwekushandisa mabhangi eTurkey:
- Enzanisa zvinopihwa: Usati wazvipira, enzanisa masevhisi, mareti emubereko uye mubhadharo wemabhangi akasiyana kuti uwane yakanakira dhiri yezvaunoda.
- Ruzivo rwekuvhura account: Zvijaire nemitemo uye zvinodiwa pakuvhura account uye uve nemagwaro ese anodiwa akagadzirira.
- Shandisa dhijitari masevhisi: Batsirwa kubva kumabhanga epamhepo uye nharembozha dzemabhengi kuti utore mari yako zviri nyore kubva kupi zvako.
- Ngwarira pamaATM: Ngwarira paunenge uchishandisa maATM, kunyanya munzvimbo dzevashanyi, uye ona kuti zviri pamutemo uye zvakachengeteka zvishandiso.
- Ongorora mikana yekudyara: Tsvakurudza nzira dzakasiyana dzekudyara dzinopihwa nemabhangi uye sarudza zano rinoenderana nezvinangwa zvako.
- Chengetedza data rako: Bata ruzivo rwako rwezvemari nekuchenjera uye shandisa mapassword akasimba uye matanho ekuchengetedza.
- Tsvaka mazano enyanzvi: Shandisa mari yekuraira masevhisi kuronga uye kubata mari yako.
- kuchengeteka kutanga: Ziva nezvezvekuchengetedza kwebhangi rako uye ngwarira njodzi dzekubiridzira.
- Shandisa inishuwarenzi: Tsvagiridzo yeinishuwarenzi masevhisi anogona kukudzivirira iwe nemari yako.
- Chenjererai muripo: Enzanisa mubhadharo weakasiyana masevhisi akadai sekuendesa kune dzimwe nyika kana kubvisa kubva kune ekunze ATM.
- Mikana yepasi rose: Tora mukana wesarudzo dzebhangi dzepasirese dzinokutendera kuti ushande pasi rese.
- Shandisa makadhi echikwereti zvine musoro: Nzwisisa zvirevo zvekadhi rako rechikwereti uye udzivise kudarika muganhu wako kuti uchengetedze pamitengo uye chengetedza chikwereti chako.
- Shandisa michina yakachengeteka: Tora mukana wezvipo senge ziviso yeSMS kana masiginecha enhare kubata mari yako zvakachengeteka.
- Zvipo zvemakambani: Tsvaga nezve akakosha masevhisi uye zvinopihwa kune madiki uye epakati mabhizinesi mabhizinesi.
- Nekutevera matipi aya, unogona kuve nechokwadi chekuti ruzivo rwako nemabhangi eTurkey hwakatsetseka uye hunobatsira sezvinobvira.
Kuti uwane zvakanyanya kubva kumabhanga eTurkey masevhisi, zvakakosha kukudziridza kunzwisisa kwakadzama kwezvipo zvavo zvakasiyana uye nekuzvienzanisa nekungwarira. Kutsvaga bhangi rakakodzera kune zvaunoda kunoreva kunyatsoyera mibairo, mubhadharo uye masevhisi. Izvo zvakakoshawo kuti uzvizive iwe pachako nemitemo chaiyo uye zvinodiwa zvekuvhura account. Shandisa zviri nyore online uye nharembozha yekubhengi masevhisi kubata mari yako nemazvo.
Chimwe chinhu chakakosha kugadzirwa kwehunyanzvi uye hwakasiyana hwekudyara zano. Izvi zvinobatsira kuparadzira njodzi uye kuwedzera mikana yekudzoka kwakanaka. Pamusoro pezvo, haufanirwe kufuratira masevhisi einishuwarenzi anopihwa nemabhangi. Izvi zvinogona kupa imwe dziviriro kumari yako mumamiriro ezvinhu asingatarisirwi kana emergency. Nekufunga izvi zvinhu, unogona kuita sarudzo ine ruzivo uye kugadzira hwaro hwakasimba hwemari yeramangwana rako.
Nhoroondo yeYapı ve Kredi Bankası: Innovation uye Kukura kubvira 1944
Yapı ve Kredi Bankası, inzvimbo ine mukurumbira muTurkey, yakavambwa muna 1944 sekambani yekutanga yakazvimirira yebhangi. Kuvambwa kwayo naKazım Taşkent kwakanangana nekutsigira kuvakazve uye kupa mari kwemashure ehondo zvivakwa uye indasitiri. Iine tarisiro yekuvandudza uye centricity yevatengi, bhangi rakakura nekukurumidza uye rakazvisimbisa sesimba rinotungamira muhupfumi hweTurkey.
Mumakumi emakore ekutanga enhoroondo yaro, bhanga rakatarisa mukugadzira zvigadzirwa zvekukweretesa uye masevhisi akarongedzerwa kune zvinodiwa nevanhu uye mabhizinesi emuno. Iyi nzira yakagonesa Yapı ve Kredi Bankası kuvaka hukama hwakadzika nenharaunda uye kutanga hukama hwekuvimba nevatengi vayo. Bhangi rakaita basa rakakosha mukubhadhara zvakakosha maindasitiri uye mapurojekiti ezvivakwa zvakabatsira mukuvandudza uye kukura kwehupfumi hweTurkey.
Kwemakore, Yapı ve Kredi Bankası yakawedzera munyika uye pasi rose, ichivhura matavi mazhinji muTurkey yese uye mahofisi evamiriri kunze kwenyika. Kuwedzera uku kwave kuchiperekedzwa nekusumwa kwakatsiga kwetekinoroji nemabasa ane chinangwa chekuvandudza ruzivo rwevatengi uye kurerutsa kubhengi. Kunyanya kukosha ibasa ravo rekupayona mumabhangi edhijitari, izvo zvakaita kuti Yapı ve Kredi ive imwe yemabhangi ekutanga eTurkey kupa online uye nharembozha dzebhangi.
Pasinei nematambudziko akasiyana ehupfumi uye matambudziko, Yapı ve Kredi yakagara yakazvichengeta sebhangi rakasimba uye rakavimbika, rakamira pahwaro hwakasimba hwekuvimba kwevatengi uye kugadzikana kwemari. Nhasi inozivikanwa nehuwandu hwayo hwesevhisi, iyo inosanganisira vanhu vakazvimiririra, makambani madiki uye epakati nepakati nemakambani makuru. Nekutarisa kwakajeka kwekugutsikana kwevatengi, hunyanzvi uye maitiro ebhangi ane mutoro, Yapı ve Kredi Bankası inoramba iri chiratidzo chekuvimba uye kugona mubhangi reTurkey.
mhedziso
Yapı ve Kredi inopa musanganiswa wakasimba wekuwanikwa, masevhisi uye hunyanzvi, zvichiita kuti ive sarudzo inoyevedza yekubhanga muTurkey. Kunyangwe iwe uchida kuvhura account yakapusa, kuisa mari kana kungoda kuwana mari yako uchifamba, Yapı ve Kredi inogona kunge iri bhangi rakakukodzera.
Negwaro iri iwe wakashongedzerwa zvakanaka kutanga ako emari adventures muTurkey. Rombo rakanaka uye chengetedza zvibvumirano zvakanakisa uye masevhisi neYapı ve Kredi!
Ndokumbira utarise: Ruzivo rwuri pawebhusaiti yedu ndeyezvinangwa zveruzivo chete. Izvo hazviunze zano rezvemari uye hazvifanirwe kuvimbwa nazvo saizvozvo. Isu hatitore mutoro wezvisarudzo zvakaitwa maererano neruzivo urwu. Izvo zvakakosha kuti ugare uchitsvaga zano reunyanzvi kubva kune ane ruzivo rwezvemari chipangamazano usati waita chero sarudzo dzemari. Isu tinobvisa mhosva yese yekurasikirwa chero kupi kana kukuvadzwa kunobva zvakananga kana zvisina kunanga kubva mukushandiswa kweruzivo rwedu.
