I-Euro-Turkish Lira EUR/TRY Current Exchange Rate | Umguquleli wemali kunye nophuhliso lwezinga lotshintshiselwano - 2024

Yonke into malunga neLira yaseTurkey: Yonke into okufuneka uyazi malunga nemali yaseTurkey TRY

Imali yaseTürkiye yiLira yaseTurkey, kwaye idlala indima ebalulekileyo kwinkqubo yezoqoqosho yaseTurkey. Xa uhamba ukuya eTurkey okanye uqhuba ukuthengiselana kwezoshishino, kubalulekile ukuqonda iinkalo ezisisiseko zale mali. Nalu ulwazi olubalulekileyo lokukunceda uqonde ngcono iLira yaseTurkey:

1. Izishunqulelo zemali kunye neempawu: Ikhowudi yemali yeLira yaseTurkey ithi “TRY,” kwaye isimboli sayo sithi “₺.” Umzekelo, ixabiso lemveliso okanye lenkonzo yaseTurkey licatshulwe kwi-TRY.
2. Imali engamaphepha kunye neenkozo: I-lira yaseTurkey ifumaneka ngeemali eziziibhanki kunye neengqekembe zemali. Amanqaku ebhanki aneemvaba ezahlukeneyo eziquka i-5, 10, 20, 50, 100 kunye ne-200 TRY. Iingqekembe zemali ziyafumaneka kwiiyunithi ze-1, 5, 10, 25, 50 kunye ne-1 ZAMA.
3. Amaxabiso otshintshiselwano: Izinga lokutshintshiselana kweLira yaseTurkey inokuguquguquka kwaye ixhomekeke kwizinto ezahlukeneyo, kubandakanywa neemeko zoqoqosho ezikhoyo kunye nomgaqo-nkqubo wezinga lotshintshiselwano lweBhanki Enkulu yaseTurkey. Ngaphambi kokutshintsha imali, kuyacetyiswa ukuba ujonge amazinga otshintshiselwano lwangoku ukuze ufumane elona zinga lilungileyo.
4. Ukuphatha imali: Imali isetyenziswa kakhulu eTurkey kwaye uya kufumanisa ukuba iivenkile ezininzi, iivenkile zokutyela kunye neemarike zamkela imali kuphela. Ngoko ke, kuyacetyiswa ukuba usoloko unemali nawe.
5. Ii-ATM: Kukho ii-ATM apho unokurhoxisa i-lira yaseTurkey kwizixeko ezininzi nakwiindawo zabakhenkethi eTurkey. Nangona kunjalo, yazi imirhumo enokuthi ihlawulwe yibhanki yakho kunye nebhanki yaseTurkey.
6. Iiofisi zotshintshiselwano: Unokutshintshiselana ngemali ye-lira yaseTurkey kwiiofisi zokutshintshiselana, iibhanki okanye iihotele. Thelekisa amaxabiso otshintshiselwano kunye neentlawulo ezisebenzayo ukuze ufumane elona zinga lotshintshiselwano.
7. Utshintsho oluncinci: Kuyacetyiswa ukuba uhlale unotshintsho kunye nawe, njengoko iingqekembe zemali zifuneka kwiimeko ezininzi, ezifana nezithuthi zikawonke-wonke okanye ukuthenga okuncinci.
8. Ukuhlawula ngekhadi letyala: Amakhadi okuthenga ngetyala ahlala amkelwa kwizixeko ezikhulu nakwiindawo zabakhenkethi. Nangona kunjalo, kuhlala kucetyiswa ukuba ubuze okanye ujonge uphawu lwekhadi letyala kumnyango wevenkile.
9. Iinzuzo zereyithi yotshintshiselwano: Ezinye iivenkile kunye Hotels nikeza ukhetho lokuhlawula ngemali yangaphandle (umzekelo, i-euro okanye idola zaseMelika). Nangona kunjalo, kubalulekile ukuqaphela ukuba izinga lotshintshiselwano luhlala lungathandeki kwiimeko ezinjalo.

ILira yaseTurkey yimali esemthethweni yaseTurkey kwaye idlala indima ephambili kubomi bemihla ngemihla kunye noqoqosho lwelizwe. Ngokuqonda iziseko zeLira yaseTurkey kwaye uyiphathe ngononophelo, unokuqinisekisa ukuba utshintshiselwano lwakho lwezemali eTurkey luhamba kakuhle kwaye ufumana uninzi lwemali yakho.

Umguquleli wemali: Guqula i-Euro ukuya kwiLira yaseTurkey

ILira yaseTurkey yimali yeRiphabhlikhi yaseTurkey kunye neRiphabhlikhi yaseTurkey yaseMantla eCyprus.

ILira yaseTurkey yimali esemthethweni yeRiphabhlikhi yaseTürkiye kunye neRiphabhlikhi yaseTurkey yaseMantla eCyprus. Le mali inembali ende kwaye idlala indima ebalulekileyo kubomi bemihla ngemihla nakuqoqosho lwale mimandla mibini.

IRiphabhlikhi yaseTürkiye:

I-Turkish Lira, i-TRY efinyeziweyo kwaye ifanekiselwa ngokuthi "₺," yeyona ndlela yokuhlawula kwiRiphabhlikhi yaseTurkey. Ilawulwa kwaye ikhutshwe yiBhanki Enkulu yaseTurkey. Iibhanki ze-lira yaseTurkey kunye neengqekembe zineenkolo ezahlukeneyo kwaye zisetyenziswa kwiindawo ezahlukeneyo zobomi bemihla ngemihla. Imali isetyenziswa kakhulu eTurkey kwaye uya kufumanisa ukuba iivenkile ezininzi, iivenkile zokutyela kunye neemarike zamkela imali kuphela.

I-lira yaseTurkey iye yafumana uphuhliso olwahlukeneyo kwiminyaka, kubandakanywa ukuguqulwa kwemali kunye nohlengahlengiso. Kubalulekile ukuqaphela ukuba izinga lokutshintshiselana kweLira yaseTurkey liyakwazi ukuguquguquka ngokuchasene nezinye iimali kwaye kuyacetyiswa ukuba ujonge amazinga otshintshiselwano lwangoku ukuba unqwenela ukutshintshiselana ngemali.

IRiphabhlikhi yaseTurkey yaseMntla Cyprus:

IRiphabhlikhi yaseTurkey yaseMantla eCyprus, ummandla ongaziwayo osemantla eCyprus, ikwasebenzisa i-lira yaseTurkey njengemali yayo esemthethweni. Apha i-lira yaseTurkey isetyenziswe njengendlela yokuhlawula ngendlela efanayo kwiRiphabhlikhi yaseTurkey.

Kuzo zombini iingingqi, i-lira yaseTurkey kunye nendlela esetyenziswa ngayo idlala indima ebalulekileyo kuqoqosho lwemihla ngemihla, urhwebo kunye nokhenketho. Xa usiya eTurkey okanye emantla eSipro, uya kufumana iLira yaseTurkey njengeyona ndlela iphambili yokuhlawula kwaye ke kufuneka uqhelane namanqaku ebhanki, iingqekembe kunye namaxabiso otshintshiselwano lwangoku ukwenza ukuhlala kwakho kube mpuluswa.

Ulwazi malunga neTurkish Lira (TRY): Yonke into ofuna ukuyazi malunga nemali

• igama lemali: Lirası yaseTurk
• Imali eyaziwayo kwi: IRiphabhlikhi yaseTürkiye, iRiphabhlikhi yaseTurkey yaseMntla Cyprus
• umhla wokuqaliswa: 2005
• iimvaba ngeemvaba: ULira ngeengqekembe: 1, 5, 10, 25 kunye ne-50 kurus. ULira ngamaphepha: 5, 10, 20, 50, 100 kunye ne-200 lira
• iyunithi: 100 kurus
• UAkurkurung / uphawu lwemali: ilira yaseTurkey ₺
• ikhowudi yemali: ZAMA

Iholide eya eTurkey inokuzisa inzuzo ebalulekileyo kubahambi abafumana iidola okanye i-euro: Ngenxa yemeko yezoqoqosho eTurkey, iholide ukuya eTurkey inokubonelela ngeholide encinci.

Ii-ATM zeBhanki yaseTurkey

ETurkey kukho iintlobo ngeentlobo zee-ATM ezibizwa ngokuba yi-"ATM" (Automated Teller Machine) okanye "Bankamatik". Ezi ATM zisetyenziswa kakhulu kwaye zidlala indima ebalulekileyo kwiintengiselwano zebhanki nezemali kweli lizwe. Nazi ezinye iinkcukacha ezibalulekileyo kunye neengcebiso zokusebenzisa ii-ATM eTurkey:

• Iindawo kunye nokufumaneka: Ii-ATM zifumaneka phantse kuyo yonke indawo eTurkey, ngakumbi kwizixeko ezikhulu, iindawo zabakhenkethi, izikhululo zeenqwelo moya kunye namaziko okuthenga. Uya kufumana kwakhona ii-ATM kwiidolophu ezincinci nakwimimandla yasemaphandleni, nangona inani linokuthi lilinganiselwe.
• Amakhadi amkelwe: Uninzi lwee-ATM zaseTurkey zamkela amakhadi amakhulu etyala kunye namakhadi ebhanki anjengeVisa, MasterCard, Maestro kunye neAmerican Express. Nangona kunjalo, kuyacetyiswa ukuba uqinisekise ukuba ikhadi lakho liyasebenza ukuze lisetyenziswe kumazwe ngamazwe phambi kokuba uye kwelinye ilizwe.
• Amaxabiso otshintshiselwano: Xa uhoxisa imali eTurkey, ukhetho lokuyiguqulela kwimali yakho yasekhaya luhlala lunikezelwa. Nangona kunjalo, olu khetho lunokubandakanya iireyithi zotshintshiselwano ezingathandekiyo kunye neentlawulo ezongezelelweyo. Kudla ngokuba luncedo ukurhoxisa imali yalapha ekhaya, iTurkish Lira (TRY), kwaye uvumele ibhanki yakho yenze uguqulo lwemali ekhaya.
• Iintlawulo: Nceda uqaphele ukuba iintlawulo zinokusebenza xa kutsalwa imali kwii-ATM zangaphandle. Ezi ntlawulo ziyahluka ngokuxhomekeke kwibhanki kunye nomniki wekhadi. Fumanisa malunga nolwakhiwo lomrhumo webhanki yakho kwangethuba ukuphepha izinto ezothusayo ezingafunekiyo.
• Ukhuseleko: Xa ukhupha imali kwii-ATM eTurkey, kufuneka uthathe amanyathelo okhuseleko aqhelekileyo. Qinisekisa ukuba ufaka i-PIN khowudi ngokufihlakeleyo, ungalishiyi ikhadi lakho lingenamntu, kwaye ujonge izinto ezikrokrisayo okanye izixhobo kwii-ATM.
• Umlinganiselo wosuku: Iibhanki zinokubeka umda wemihla ngemihla wokutsalwa kwemali. Qinisekisa ukuba uyawuhlonipha lo mda ukuba ufuna ukutsala iimali ezinkulu.
• Uguqulo lwemali: Xa uthenga okanye ubhatala kwiindawo zokutyela eTurkey, qaphela ukuba ikhadi lakho liya kuhlawuliswa nge-lira yaseTurkey okanye ngemali yakho yasekhaya. Ukukhetha ukuhlawulisa ngemali yekhaya lakho kusenokubangela amaxabiso otshintshiselwano angalunganga.

Ii-ATM zaseTurkey zibonelela ngendlela efanelekileyo yokutsala imali kunye nokwenza iintlawulo. Ngokuqwalasela la macebiso angasentla kwaye ujonge imigaqo nemiqathango yebhanki yakho, unokuqinisekisa ukuba ufikelela ngokulula kwimali ngexesha lokuhlala kwakho eTurkey.

Ukukhupha imali eTurkey ngekhadi letyala

Ukutsala imali eTurkey ngekhadi letyala yindlela efanelekileyo nesetyenziswa ngokubanzi ukufumana imali xa uhamba okanye uthenge. Nazi ezinye iinkcukacha ezibalulekileyo kunye neengcebiso malunga nokukhupha imali ngekhadi letyala eTurkey:

• Amakhadi amkelwe: Uninzi lwamakhadi okuthenga ngetyala aphesheya amkelwe eTurkey, kubandakanya iVisa, MasterCard, Maestro kunye neAmerican Express. Kuyacetyiswa ukuba uqinisekise ukuba ikhadi lakho liyasebenza ukuze lisetyenziswe kumazwe ngamazwe phambi kokuba uye kwelinye ilizwe.
• Oomatshini bemali (ii-ATM): Ii-ATM, ezaziwa nangokuthi "ii-ATM" okanye "i-Bankamatik", zixhaphake eTurkey kwaye zifikeleleka ngokulula kwizixeko, kwiindawo zabakhenkethi, kwizikhululo zeenqwelo moya kunye namaziko okuthenga. Ungayikhupha imali kwi-Turkish Lira (TRY) kwii-ATM ezininzi.
• Amaxabiso otshintshiselwano: Xa ukhupha imali eTurkey, uya kuhlala ubuzwa ukuba uyafuna ukuba iguqulwe ibe yimali yasekhaya. Oku kubizwa ngokuba yi-Dynamic Currency Conversion (DCC). Kudla ngokuba luncedo ukurhoxisa imali yasekhaya, oko kukuthi ZAMA, njengoko ukhetho lweDCC luhlala lubandakanya amaxabiso otshintshiselwano angathandekiyo kunye neentlawulo ezongezelelweyo. Khetha ukhetho oluza kuhlawulwa ngo-TRY endaweni yoko.
• Umlinganiselo wosuku: Iibhanki zinokubeka umda wemihla ngemihla wokutsalwa kwemali. Qinisekisa ukuba uyawuhlonipha lo mda ukuba ufuna ukutsala imali eninzi.
• Ukhuseleko: Xa ukhupha imali kwii-ATM eTurkey, kufuneka uthathe amanyathelo okhuseleko aqhelekileyo. Qinisekisa ukuba ufaka i-PIN khowudi ngokufihlakeleyo, ungalishiyi ikhadi lakho lingenamntu, kwaye ujonge izinto ezikrokrisayo okanye izixhobo kwii-ATM.
• Iintlawulo: Fumana kwangethuba malunga nendlela yebhanki yakho yokutsalwa kwemali ezinkozo kumazwe ngamazwe. Umrhumo unokubizwa yibhanki yakho kunye nebhanki yaseTurkey. Thelekisa imirhumo kwaye ukhethe ii-ATM ezinemirhumo ephantsi xa kunokwenzeka.
• Iintlawulo ezingenakheshi: Kwizixeko ezikhulu nakwiindawo zabakhenkethi, amakhadi etyala ayamkelwa kwiivenkile ezininzi, kwiivenkile zokutyela nakwiihotele. Oku kwenza ukuthengiselana ngekheshi kube lula ukuba ufuna ukuphepha imali.

Ukutsala imali eTurkey ngekhadi letyala kukhuselekile kwaye kulula ukuba ulandela la macebiso angasentla kwaye ukhusele ikhadi lakho kunye nekhowudi ye-PIN kakuhle. Oku kukubonelela ngendlela efanelekileyo yokufikelela kwimali ngexesha lokuhlala kwakho eTurkey.

Umgibe weendleko xa utshintshisa i-euro kwii-ATM zaseTurkey

Ukutshintsha i-euro kwii-ATM zaseTurkey kunokuba ngumgibe weendleko ukuba abahambi abaqapheli. Nanga amanye amanqaku abalulekileyo ekufuneka uwagcine engqondweni ukuphepha imirhumo engafunwayo kunye namaxabiso otshintshiselwano angalunganga:

• Iinketho zoguqulelo lwemali: Xa uhoxisa imali kwi-ATM yaseTurkey, uya kuhlala ubuzwa ukuba ngaba ufuna imali eguqulelwe kwi-Euro okanye iTurkish Lira (TRY). Oku kubizwa ngokuba yi-Dynamic Currency Conversion (DCC). Kubalulekile ukuqaphela ukuba ukukhetha iDCC ukhetho kuya kubangela ukuba ukuguqulwa kube kwi-Euro. Oku kunokubangela amaxabiso otshintshiselwano angathandekiyo kwaye angenise imali eyongezelelweyo ukuya kuthi ga kwi-5% okanye ngaphezulu.
• Ukhetho lwemali yasekhaya: Endaweni yokukhetha ukhetho lweDCC, kufuneka usoloko ukhetha ukhetho oluza kuhlawulwa ngo-TRY. Ngale ndlela, ukuguqulwa kwemali kwenziwa yibhanki yakho ekhaya, ehlala ibonelela ngamaxabiso angcono otshintshiselwano.
• Iintlawulo: Jonga ulwakhiwo lomrhumo lwebhanki yakho malunga nokutsalwa kwemali ezinkozo kumazwe ngamazwe. Ezinye iibhanki zihlawulisa umrhumo omiselweyo ngokurhoxiswa, ngelixa ezinye zihlawulisa imali yepesenti ngokusekelwe kwisixa esirhoxisiweyo. Thelekisa imirhumo kwaye ukhethe ii-ATM ezinemirhumo ephantsi xa kunokwenzeka.
• Umda wokutsalwa kwemali: Iibhanki zinokubeka umda wemihla ngemihla wokutsalwa kwemali. Qinisekisa ukuba uyawazi lo mda, ngakumbi ukuba ufuna izixa ezikhulu zemali.
• Ukhetho lwe-ATM: Khetha ii-ATM ezisetyenziswa ziibhanki ezinkulu nezihloniphekileyo. Ezi zikholisa ukunika amaxabiso angcono otshintshiselwano kunye neentlawulo eziphantsi kunabaqhubi be-ATM abazimeleyo okanye abaziwayo kancinci.
• Ulwazi lwangaphambili: Fumanisa kwangethuba ukuba zeziphi iintlawulo kunye namaxabiso otshintshiselwano ngeentlawulo zebhanki yakho ngokutsalwa kwezimali kumazwe ngamazwe kwii-ATM zaseTurkey. Oku kuya kukunceda uphephe izinto ezothusayo.
• Ukuphepha imali: Kwizixeko ezikhulu nakwiindawo zabakhenkethi, amakhadi etyala ayamkelwa kwiivenkile ezininzi, kwiindawo zokutyela kunye Hotels yamkelwe. Sebenzisa iintlawulo ezingenakheshi ukunciphisa imfuno yemali.

Ngokulandela ezi ngcebiso kunye nokucinga ngononophelo malunga nendlela oqhuba ngayo utshintshiselwano ngemali yakho eTurkey, unokunqanda imigibe yeendleko zokutshintshiselana ngee-euro kwii-ATM zaseTurkey kwaye uqinisekise ukuba ufumana uninzi lwemali yakho.

Inethiwekhi yebhanki eTurkey: Yonke into oyifunayo ukuyazi

Inethiwekhi yebhanki eTurkey iphuhliswe kakuhle kwaye inika uluhlu olubanzi lweenkonzo zemali kubantu basekhaya kunye nabakhenkethi. Nalu ulwazi olubalulekileyo malunga nenethiwekhi yebhanki eTurkey:

• Iibhanki: ITurkey ineentlobo ngeentlobo zeebhanki ezibandakanya iibhanki zikarhulumente, iibhanki zabucala kunye neebhanki zangaphandle ezisebenza kweli lizwe. Iibhanki ezidumileyo ziquka iTürkiye İş Bankası, Garanti Bankası, Akbank, Yapı Kredi Bankası, kunye nabanye abaninzi.
• Amasebe: Uninzi lweebhanki zinamasebe kwizixeko ezikhulu kunye neendawo zabakhenkethi, kunye nakwiidolophu ezincinci nakwiindawo zasemaphandleni. Oku kwenza kube lula ukufikelela kwiinkonzo zebhanki kulo lonke elaseTurkey.
• Oomatshini bemali (ii-ATM): Ii-ATM, ezaziwa ngokuba yi "ATM" okanye "Bankamatik" eTurkey, zixhaphake kwaye zifikeleleka ngokulula kwizixeko, kwiindawo zabakhenkethi, kwizikhululo zeenqwelomoya nakwiindawo zokuthenga. Banikezela ngokukwazi ukurhoxisa imali kwiTurkish Lira (TRY) kwaye bamkele amakhadi amakhulu etyala kunye nedebit yamazwe ngamazwe.
• Intengiselwano yentlawulo engenamali: Kwizixeko ezikhulu nakwiindawo zabakhenkethi, amakhadi etyala ayamkelwa kwiivenkile ezininzi, kwiindawo zokutyela kunye Hotels yamkelwe. Oku kunceda iitransekshini ezingenakheshi kwaye kunciphisa imfuno yemali.
• Uguqulo lwemali: Xa ukhupha imali kwii-ATM, uya kubuzwa rhoqo ukuba ufuna ukuba iguqulwe ibe yimali yasekhaya. Kucetyiswa ukuba ukhethe ukhetho lokuhlaliswa kwiTurkish Lira (TRY) njengoko oku kudla ngokuba luncedo.
• Ukubhankisha kwi-Intanethi: Uninzi lweebhanki zaseTurkey zibonelela ngeenkonzo zebhanki ezikwi-Intanethi, ezivumela abathengi ukuba balawule iiakhawunti zabo, batshintshe kwaye bahlawule amatyala kwi-Intanethi.
• Amaxabiso otshintshiselwano: Amaxabiso otshintshiselwano eTurkey angaguquguquka kwaye kuyacetyiswa ukuba ujonge amaxabiso otshintshiselwano ngoku ukuba unqwenela ukutshintshiselana ngemali. Iibhanki zidla ngokubonelela ngamaxabiso otshintshiselwano.
• Ivula amaxesha: Iibhanki zaseTurkey zihlala zivula ngoMvulo ukuya ngoLwesihlanu. Iiyure ziyahluka ngokwebhanki nangamasebe, kodwa iibhanki ezininzi zivula ukususela ngo-9:00 kusasa ukuya ku-17:00 p.m.

Inethiwekhi yebhanki eTurkey ibonelela ngesiseko esiluqilima sokuthengiselana kwemali kunye neenkonzo. Nokuba ufuna ukutsala imali, utshintshe imali okanye wenze iintlawulo ezingenakheshi, iibhanki zaseTurkey zixhotyiswe kakuhle ukuhlangabezana neemfuno zakho.

Iiofisi zokutshintshiselana eTurkey: iingcebiso kunye nolwazi lwabahambi

Iiofisi zotshintshiselwano, ezikwabizwa ngokuba ziiofisi zotshintshiselwano lwangaphandle okanye “iDöviz Bürosu” eTurkey, zixhaphakile kwaye zidlala indima ebalulekileyo ekutshintshiseni ngemali yangaphandle kubakhenkethi nabemi balapha. Nalu ulwazi olubalulekileyo malunga neeofisi zokutshintshiselana eTurkey:

• Iindawo: Iiofisi zotshintshiselwano zinokufumaneka phantse kuzo zonke izixeko ezikhulu, iindawo zabakhenkethi kunye nezikhululo zeenqwelo moya eTurkey. Ngokuqhelekileyo kulula ukuzibona kwaye zihlala zifumaneka kwizitrato ezixakekileyo zokuthenga okanye kwiindawo zabakhenkethi.
• Iimali: Iiofisi zokutshintshiselana eTurkey zibonelela ngokutshintshiselana kweemali ezahlukeneyo, kubandakanywa i-Euro (i-EUR), iDola yase-US (i-USD), i-British Pound (GBP) kunye nabanye abaninzi. Bakwamkele iTurkish Lira (TRY) yokuguqulwa kwezinye iimali.
• Amaxabiso otshintshiselwano: Amaxabiso otshintshiselwano kwiiofisi zotshintshiselwano zinokwahluka kancinci kwiindawo ngeendawo. Kuyacetyiswa ukuba ujonge amazinga otshintshiselwano lwangoku kwaye uthelekise amaxabiso phambi kokukhetha iofisi yokutshintshiselana. Qaphela ukuba iiofisi zotshintshiselwano zidla ngokubiza imali encinci ngeenkonzo zazo.
• Ivula amaxesha: Iiofisi zotshintshiselwano zidla ngokuba neeyure zokuvula ngobubele kwaye zihlala zivulwa ngeempelaveki. Oku kuvumela abahambi ukuba batshintshe imali yabo ngamaxesha ahlukeneyo.
• Ukutsalwa kwemali: Ezinye iiofisi zokutshintshiselana zikwabonelela ngamathuba okutsalwa kwemali kusetyenziswa amakhadi etyala namakhadi ebhanki kumazwe ngamazwe. Oku kunokuba yinto efanelekileyo ukuba ufuna ngokukhawuleza imali.
• Ukhuseleko: Qinisekisa ukuba ukwi-ofisi yokutshintshiselana ethembekileyo. Kufuneka banikwe ilayisensi ngokusemthethweni kwaye babonise amaxabiso acacileyo. Ziphephe iiofisi zokutshintshiselana ezingenawo amaxabiso acacileyo okanye izibonelelo ezintle ngokungaqhelekanga, njengoko zisenokungathembeki.
• Olunye ukhetho: Kwizixeko ezikhulu nakwiindawo zabakhenkethi, iivenkile ezininzi, iivenkile zokutyela kunye neehotele zamkele amakhadi etyala, anokunciphisa imfuno yemali.

Iiofisi zokutshintshiselana ziyindlela efanelekileyo yokutshintshiselana ngemali yangaphandle kwiLira yaseTurkey okanye ezinye iimali. Ngokulandela ezi ngcebiso zingentla kwaye ukhethe ngononophelo apho utshintshiselana khona ngemali yakho, unokuqinisekisa ukuba ufumana iireyithi zokutshintshiselana ezifanelekileyo kunye neentengiselwano zakho zemali zihamba kakuhle.

Imbali enomdla ye-lira yaseTurkey - ingqiqo kwintliziyo yemali yaseTürkiye

I-Turkish Lira (TRY), imali esemthethweni yaseTurkey, inembali ende kwaye inomdla egxininisekile kwixesha elidlulileyo le-Ottoman kwaye idlulela namhlanje. Olu hlaziyo lwembali alubonisi nje uphuhliso lwemali yaseTurkey, kodwa lubonisa utshintsho oluphawulekayo kuluntu lwaseTurkey kunye noqoqosho.

Imvelaphi ye-Ottoman

Imbali yemali yaseTurkey iqala kudala ngaphambi kokusekwa kweRiphabhliki yaseTurkey yanamhlanje, kuBukhosi base-Ottoman. Inkqubo yezemali yase-Ottoman yayahluke kwaye intsonkothile, yenziwe ngeengqekembe ezahlukahlukeneyo ezifana ne "lira yegolide" eyaziwayo. Le mali yayingeyona nje indlela yokuhlawula kodwa ikwangumqondiso wamandla ezoqoqosho e-Ottoman kunye nenethiwekhi yayo yorhwebo olubanzi.

Ukusekwa kweRiphabhlikhi yaseTurkey kunye nokuqaliswa kwe-lira

Ngowe-1923 kwaphawula inguquko ngokusekwa kweRiphabhliki yaseTurkey nguMustafa Kemal Ataturk. Ukuqaliswa kwe-lira yaseTurkey kwathatha indawo yenkqubo yemali yase-Ottoman kwaye yangenisa ixesha elitsha lohlaziyo lwezoqoqosho kunye nokuphucula. Eli nyathelo belibalulekile ekudaleni ubuwena besizwe obumanyeneyo nokomeleza uqoqosho.

Amahla ndenyuka ezoqoqosho

Ukutyhubela iminyaka, iTurkey iye yafumana imingeni emininzi yezoqoqosho. I-lira idlule kumaxesha okunyuka kwamaxabiso okugqithisileyo, ngakumbi ngeminyaka yoo-1970 kunye neyee-1990, nto leyo ekhokelele kuhlaziyo oluninzi lwemali. Olu hlengahlengiso lujolise ekubuyiseleni ukuzithemba kwimali yaseTurkey kunye nokuqinisekisa ukuzinza kwayo.

ILira yaseTurkey namhlanje

Kutshanje, iLira yaseTurkey iye yahlangabezana namaxesha anesiphithiphithi, ngokunyuka kwamaxabiso aphezulu kunye nokuguquguquka kwexabiso lotshintshiselwano. Olu phuhliso aluchaphazeli kuphela uqoqosho lwaseTurkey, kodwa kunye nehlabathi lezemali zehlabathi. Nangona kunjalo, i-lira ihlala iyinxalenye ephambili yesazisi sezoqoqosho saseTurkey.

isiphelo

Ukusuka kwimvelaphi yayo ye-Ottoman ukuya kwindima yayo namhlanje, imbali ye-lira yaseTurkey yenye yeenguqu kunye nokomelela. Ibalisa ngamahla-ndinyuka elizwe elihlala lizama ukomeleza uqoqosho lwalo kwaye liziqhelanise nokutshintsha kweemeko zehlabathi. Olu hambo lwembali lwemali yaseTurkey luyingqiqo ekhangayo kuphuhliso lwezoqoqosho nentlalontle yaseTurkey, ilizwe eliqhubeka libonisa amandla alo okuhlaziya nokulungelelanisa.

Ukunyuka kwamaxabiso kunye nokuwa kwemali ye-lira yaseTurkey - umngeni wezoqoqosho

I-lira yaseTurkey iye yafumana amaxesha okunyuka kwamaxabiso kunye nokuhla kwemali kaninzi kwimbali yayo, eye yaba nempembelelo enkulu kuqoqosho lwaseTurkey kunye nomgangatho wobomi babemi bayo. Ezi ziganeko yimiba ephambili ekuqondeni ukuguquka koqoqosho lwaseTurkey.

Ukunyuka kwamaxabiso - Isiganeko esihlala sisenzeka

Ukunyuka kwamaxabiso kukunyuka kwinqanaba lexabiso jikelele kwixesha elithile, okukhokelela ekunciphiseni amandla okuthenga imali. Ukunyuka kwamaxabiso kwaba yingxaki enkulu eTurkey, ngakumbi ngeminyaka yee-1970 kunye neye-1990. La maxesha okunyuka kwamaxabiso aphezulu akhokelela ekuncipheni kwexabiso lokwenyani le-lira kwaye libe neziphumo ezide kuqoqosho nakubemi.

Iimbangela zokunyuka kwamaxabiso

Izizathu zokunyuka kwamaxabiso aphezulu eTurkey ziyahlukahlukana. Imiba ephambili ibandakanya ukungazinzi kwezopolitiko, inkcitho ephezulu kurhulumente, ukungonelanga komgaqo-nkqubo wemali kunye nezothuso zezoqoqosho zangaphandle. Ezi zinto zikhokelele ekulahlekelweni kokuzithemba kwimali, ezibonakalisa kwizinga eliphezulu lokunyuka kwamaxabiso kunye nexabiso elihlayo le-lira ngokuchasene nezinye iimali.

Ukuhla kwemali kunye nemiphumo yayo

Ukuhla kwemali, ukuhla kwexabiso lemali ngokumalunga neemali zangaphandle, sisiphumo esithe ngqo sokunyuka kwamaxabiso. KwiTurkey, oku kuthetha ukuba, phakathi kwezinye izinto, ukunyuka kweendleko zokungeniswa kwamanye amazwe, nto leyo eqhubela phambili ukunyuka kwamaxabiso. Lo mjikelo ukhohlakeleyo wokuhla kwamandla emali kunye nokuwa kwexabiso lemali kuchaphazele ukukhula koqoqosho kwaye kwenze ukuba ucwangciso loqoqosho kunye nokuzinza kube nzima.

Amanyathelo achasene nokunyuka kwamaxabiso kunye nokuwa kwemali

Ukuchasana nokunyuka kwamaxabiso kunye nokuhla kwexabiso lemali, urhulumente waseTurkey uthathe amanyathelo ahlukeneyo, kuquka ukuguqulwa kwemali, ukuqiniswa komgaqo-mali kunye nokuguqulwa kwesakhiwo. La manyathelo ayejoliswe ekwandiseni ukuzithemba kwi-lira, ukulawula ukunyuka kwamaxabiso kunye nokuzinzisa uqoqosho.

isiphelo

Ukunyuka kwamaxabiso kunye nokuhla kwexabiso le-lira yaseTurkey yimiceli mngeni entsonkothileyo eyendele ngokunzulu kubume bezoqoqosho kunye nezopolitiko zaseTurkey. Ezi ziganeko zibonisa ukuba sesichengeni koqoqosho lwaseTurkey kwizinto ezothusayo zangaphakathi nangaphandle kunye nokubaluleka kwemigaqo-nkqubo yezoqoqosho eyomeleleyo nejonge phambili.

Amaxabiso oTshintshiselwano kunye nokuThenga eTurkey-IsiKhokelo sabakhenkethi kunye naBemi basekuhlaleni

Izinga lokutshintshiselana ngeLira yaseTurkey (TRY) lidlala indima ebalulekileyo ekuthengeni eTurkey, kubakhenkethi kunye nabemi basekhaya. Utshintsho kumaxabiso otshintshiselwano lunokuchaphazela kakhulu amava okuthenga kunye namandla okuthenga.

Ukubaluleka kwezinga lonaniso

Izinga lotshintshiselwano, ixabiso lemali enye ngokunxulumene nelinye, sisalathisi esibalulekileyo sezoqoqosho kwaye sichaphazela ngokuthe ngqo ukuba ufumana kangakanani imali yakho. Kubakhenkethi, izinga lokutshintshiselana nge-lira elibuthathaka lihlala lithetha amandla amaninzi okuthenga, ngelixa kubantu basekhaya, isantya esinamandla sonaniselwano sinokuthetha amaxabiso asezantsi asezantsi.

Ukuthenga eTurkey njengomkhenkethi

Abakhenkethi banokufumana iindlela ezahlukeneyo zokuthenga eTurkey, ukusuka kwii-bazaars zemveli ukuya kwiindawo zokuthenga zanamhlanje. Izinga lonaniselwano linokwenza ukuba ukuthenga kube nomtsalane ngakumbi kubakhenkethi, njengoko bahlala befumana ngaphezulu ngemali yabo. Iimveliso ezinje ngamalaphu, iimpahla zesikhumba, izacholo kunye nezibiliboco zasekhaya zithandwa kakhulu.

Impembelelo kubemi basekuhlaleni

Kubahlali, izinga lotshintshiselwano linempembelelo ngqo kwiindleko zokuphila. Izinga lonaniselwano elibuthathaka lingawanyusa amaxabiso ezinto ezisuka kumazwe angaphandle, nto leyo echaphazela ukuhla kwamandla emali kukonke. Oku ke kunempembelelo ekuthengeni imihla ngemihla kunye namandla okuthenga abantu.

Iingcebiso zokuthenga eTurkey

• Utshintshiselwano lwemali: Kuyacetyiswa ukuba utshintshe imali yasekhaya ukuze ufumane amaxabiso angcono otshintshiselwano.
• Thelekisa amaxabiso: Kuyacetyiswa ukuba kuthelekiswe kwaye kuthethathethwane ngamaxabiso, ngakumbi kwiimarike nakwiindawo zabakhenkethi.
• hlawula: Imali ixhaphakile kwiivenkile ezininzi nakwiimarike, kodwa amakhadi okuthenga ngetyala ayanda amkelwa.

isiphelo

Izinga lokutshintshiselana ngeLira yaseTurkey linempembelelo enkulu ekuthengeni eTurkey. Ngelixa izinga lotshintshiselwano elincomekayo libonelela ngamathuba okuthenga anomtsalane kubakhenkethi, inokuba ngumceli mngeni kubemi bendawo, ngakumbi xa kuziwa kwimpahla ethunyelwa ngaphandle kunye neendleko eziqhelekileyo zokuphila. Ukuqonda izinga lotshintshiselwano kunye neempembelelo zalo ke ngoko kubalulekile kubo bobabini iindwendwe kunye nabahlali ukuba benze uninzi lwamava abo okuthenga eTurkey.

Amandla okuthenga ii-euro kunye needola eTurkey - uthelekiso

Amandla okuthenga i-euro kunye needola eTurkey yinto ebalulekileyo kubakhenkethi kunye nabahambi bezoshishino. Njengoko iLira yaseTurkey iye yafumana ukuguquguquka okuthile kwiminyaka yakutshanje, oku kunokuba nefuthe elibonakalayo kumandla okuthengwa kweemali zangaphandle ezifana ne-Euro (EUR) kunye neDola yaseMelika (USD).

Ireyithi yokutshintsha kunye namandla okuthenga

Umyinge wotshintshiselwano phakathi kwe-lira yaseTurkey kunye nezinye iimali ezifana ne-euro kunye needola zigqiba ukuba yimalini oyifumanayo ngemali yakho eTurkey. I-euro eyomeleleyo okanye idola ngokuchasene ne-lira ithetha ukuba abahambi kunye nabangaphandle bafumana ngaphezulu ngemali yabo kwaye ngenxa yoko banamandla aphezulu okuthenga.

Euro eTurkey

Kubahambi abavela kummandla we-Euro, kudla ngokuba lula ukuthenga nokusebenzisa iinkonzo eTurkey xa i-Euro yomelele ngokuchasene neLira. Oku kuthetha ukuba abakhenkethi baseYurophu kunye neendwendwe bafumana ngaphezulu ngemali yabo kwaye bazuze kumaxabiso aphantsi kwiindawo zokutyela, iihotele kunye nokuthenga, umzekelo.

iidola eTurkey

Ngokufanayo ne-euro, idola yaseMelika ihlala inamandla okuthenga eTurkey. Abakhenkethi baseMelika kunye nabahambi beshishini banokufumanisa ukuba imali yabo eTurkey inexabiso eliphantsi xa idola yomelele ngokuchasene nelira. Oku kuyinyani ngakumbi kwimisebenzi yabakhenkethi, indawo yokuhlala kunye nokuthenga iimveliso zasekhaya.

Iziphumo kubomi bemihla ngemihla

Nangona kunjalo, i-euro eyomeleleyo okanye idola xa kuthelekiswa ne-lira inokubangela imingeni kubemi basekuhlaleni, ngakumbi xa ukungenisa impahla ehlawulwa ngemali yangaphandle. Oku kunokukhokelela kumaxabiso aphezulu eemveliso ezivela kumazwe angaphandle.

isiphelo

Amandla okuthenga ii-euro kunye needola eTurkey yinto eguqukayo exhomekeke kumazinga otshintshiselwano lwangoku. Oku kunokuba luncedo kubakhenkethi kunye nabahambi beshishini abavela kwindawo ye-Euro kunye neDola, njengoko bahlala befumana ngaphezulu ngemali yabo eTurkey. Nangona kunjalo, kubalulekile ukubeka iliso kumazinga otshintshiselwano lwangoku njengoko anokutshintsha ngokukhawuleza kwaye achaphazele ngokuthe ngqo amandla okuthenga. Kubemi basekuhlaleni, iimali zamazwe angaphandle ezinamandla zinokubeka umngeni, ngakumbi ngokwamaxabiso avela kwamanye amazwe kunye neendleko eziqhelekileyo zokuphila.

Izinga lokutshintsha kwi-euro kunye nedola yemali yaseTurkey

Izinga lotshintshiselwano lwe-lira yaseTurkey kwiimali ezinkulu zamazwe ngamazwe ezifana ne-euro kunye nedola yaseMelika luphawu olubalulekileyo lwemeko yezoqoqosho eTurkey. Nangona kunjalo, la mazinga otshintshiselwano ayaguquguquka kwaye asenokuguquguquka ngenxa yeemeko ezahlukeneyo zoqoqosho, ezifana nezinga lokunyuka kwamaxabiso, izigqibo zezopolitiko kunye notshintsho kwimarike yehlabathi.

Ngokubanzi, i-euro eyomeleleyo okanye idola xa kuthelekiswa ne-lira yaseTurkey yonyusa amandla okuthenga abahambi abavela kwi-euro kunye nedola yendawo, enokwenza ukuthenga kunye neenkonzo eTurkey zibe nomtsalane ngakumbi. Ngakolunye uhlangothi, i-euro ebuthathaka okanye idola inokunyusa iindleko zokuhamba kunye nokuthenga eTurkey. Ngoko ke kuyacetyiswa ukuba kujongwe iireyithi zotshintshiselwano lwangoku rhoqo ukugcina isishwankathelo senkcitho enokwenzeka

ILira yaseTurkey: Yonke into ofuna ukuyazi malunga nemali yaseTurkey

I-Turkish lira (TRY), kunye nesimboli ₺, inembali enomdla. Ekuqaleni ivela kwi-Ottoman Empire, apho yaziswa njengemali kwi-1844. Iingcambu zayo zide zibuyele kwiLibra yaseRoma.

Xa iRiphabhlikhi yaseTurkey yasekwa ngowe-1923, kwangena iLira yokuqala yaseTurkey. Le mali ibone amahla ndinyuka ukusukela ngoko, ikakhulu ngenxa yokunyuka kwamaxabiso. Ngowama-2005, ukunyuka kwamaxabiso kwakuphakame kangangokuba kuye kwakho imali engamaphepha exabisa izigidi zeelira!

Ukuvavanywa kwe-lira

Ngo-2005, iTurkey yagqiba ekubeni ihlaziye ngokutsha imali yayo: ooziro abathandathu bacinywa! Imali entsha, "Yeni Türk Lirası" (ILira Entsha yaseTurkey), yenza ukujongana namanani amaninzi kwaba lula. Ukusukela ngo-2009 ibibizwa ngokuba yiLira yaseTurkey.

Amanqaku ebhanki kunye neengqekembe - i-Atatürk ekugxilwe kuyo

Kuzo zonke ii-banknotes uya kufumana umfanekiso kaMustafa Kemal Ataturk, umseki weTurkey yanamhlanje. Umqolo uhonjiswe ngeendlela ezahlukeneyo zembali. Uya kubamba ama-banknotes kwiinkonzo ezivela kwi-5 ukuya kwi-200 lira kunye neengqekembe ezivela kwi-1 kuruş ukuya kwi-1 lira. Ngendlela, i-lira ye-1 ihlulwe kwi-100 kuruş.

Isimboli se-lira - uphawu lokuzinza

Isimboli se-lira yaseTurkey (₺), esetyenziswe ukususela kwi-2012, ifanekisela isiqingatha se-anchor kunye nemigca emibini ephezulu, emele ukuzinza kunye nokunyuka kwemali.

Kuthetha ntoni oku kuni bahambi?

ETurkey unokufumana amaxabiso amahle otshintshiselwano ngee-euro kunye needola, ezinokonyusa kakhulu ibhajethi yakho yokuhamba. Kodwa lumka: amaxabiso otshintshiselwano angaguquguquka, ke zigcine unolwazi.

Iingcebiso zokutshintsha imali kunye nokuhlawula

• Utshintshiselwano lweMali: Kungcono ukutshintshiselana ngemali yakho eTurkey ukuze ufumane amaxabiso angcono.
• Imali okanye ikhadi?: ETurkey, imali yinkosi, ngakumbi kwiimarike. Amakhadi okuthenga ngetyala ayamkelwa, ngakumbi kwizixeko ezikhulu nakwiindawo zabakhenkethi.
• Ii-ATM (oomatshini bemali): Ungazifumana kuyo yonke indawo, kodwa nikela ingqalelo kwimirhumo enokwenzeka.

isiphelo

ILira yaseTurkey ayiyona nje imali, sisiqwenga sembali kunye nenkcubeko. Kuhambo lwakho oluya eTurkey, uya kufumana i-lira kufutshane- nokuba kukuxoxisana kwiibhazari ezimibalabala, ukonwabela iti yaseTurkey okanye ukukhangela indawo zembali. Ngolwazi malunga ne-lira, ulungele ukonwabela ngokupheleleyo iTurkey kunye nembali yayo etyebileyo. Ke, pakisha iibhegi zakho, utshintshe ii-lira ezimbalwa kwaye ulungele i-adventure engalibalekiyo eTurkey!

Qaphela: Ulwazi olunikezelweyo kwiwebhusayithi yethu lwenzelwe iinjongo zolwazi ngokubanzi kuphela kwaye alubandakanyi iingcebiso okanye iingcebiso malunga nezigqibo zemali. Asithatheli xanduva ngokuchaneka, ukugqibelela okanye ukufika ngexesha kolwazi olunikiweyo. Nceda usoloko ufuna ingcebiso kumcebisi wezemali oqeqeshiweyo phambi kokuba wenze naziphi na izigqibo zemali.