Izimali ze-EFT eTurkey: Ungazigcina kanjani izindleko zilawulwa
Izinkokhelo ze-EFT ziyingxenye ebalulekile okufanele amakhasimende asebhange laseTurkey ayikhumbule ekuhwebeni kwawo kwezezimali. I-EFT, emfishane ethi I-Electronic Funds Transfer, ivumela abantu ukuthi badlulisele imali isuka kwenye i-akhawunti yasebhange iye kwenye, kungakhathaliseki ukuthi ingaphakathi kweTurkey noma ngaphesheya kwemingcele. Kodwa nakuba i-EFT ngokungangabazeki ikulungele, izinkokhelo nezindleko ezihilelekile zingahluka futhi zibe nomthelela omkhulu ezinqumweni zakho zezezimali.
Kulesi sihloko, sizobheka kabanzi ngezimali ze-EFT zamabhange aseTurkey. Sizohlola izici ezihlukene zalezi zinkokhelo, amanani azo, izici ezibathonyayo, kanye namasu angenzeka okunciphisa izindleko. Qhubeka ufunde ukuze uthole ukuqonda okungcono komhlaba wezinkokhelo ze-EFT eTurkey.
I-EFT iqhathaniswa nokudluliselwa kwebhange: Yimuphi umehluko futhi iyiphi indlela elungile?
I-EFT (Electronic Funds Transfer) kanye nokudluliselwa kwebhange izindlela ezimbili ezihlukene zokudlulisa imali isuka kwenye i-akhawunti yasebhange iye kwenye. Nansi umehluko omkhulu phakathi kwalokhu okubili:
- Ijubane lokuhambisa:
- I-EFT: Imisebenzi ye-EFT ivamise ukushesha kunokudluliselwa kwebhange okujwayelekile. Ngokuvamile zenzeka ngosuku olufanayo noma phakathi namahora ambalwa, kuye ngamahora ebhizinisi ebhange.
- Ukudluliselwa ebhange: Ukudluliselwa kwebhange kungathatha isikhathi eside futhi kuthathe izinsuku ezimbalwa, ikakhulukazi ukudluliselwa kwamanye amazwe.
- izindleko:
- I-EFT: Imisebenzi ye-EFT ivamise ukushibhile kunokudluliswa kwebhange. Amabhange amaningi akhokhisa izinkokhelo eziphansi noma ahlinzeka ngemisebenzi yamahhala ye-EFT ngaphakathi kwezwe.
- Ukudluliselwa ebhange: Ukudluliselwa kwebhange ngokuvamile kubiza kakhulu, ikakhulukazi uma kwenziwa emazweni ngamazwe. Amabhange avame ukukhokhisa imali ephakeme ngokudlulisela imali kwamanye amazwe.
- I-Verfügbarkeit:
- I-EFT: I-EFT ivamise ukukhawulelwa ekudlulisweni kwasekhaya, okusho ukuthi ungakwazi ukudlulisa imali ngaphakathi kwezwe. Imisebenzi ye-EFT yamazwe ngamazwe ayivamile futhi iyinkimbinkimbi kakhulu.
- Ukudluliselwa ebhange: Ukudluliselwa kwebhange kuvumela kokubili ukudluliselwa kwasekhaya nokwamanye amazwe. Ziyindlela evamile yokuthengiselana kwamanye amazwe.
- Ukusetshenziswa:
- I-EFT: I-EFT ivamise ukusetshenziselwa izinkokhelo ezivamile, njengezinkokhelo nezinkokhelo zebhili. Kukulungele futhi ukudlulisa izimali phakathi kwama-akhawunti asebhange asekhaya.
- Ukudluliselwa ebhange: Ukudluliswa kwemali ebhange kuvame ukusetshenziselwa inani elikhulu lemali kanye nemisebenzi yebhizinisi lamazwe ngamazwe. Ziyindlela ekhethwayo yokudlulisa izizumbulu zemali.
- Ukuhlonza nokulandelela:
- I-EFT: Imisebenzi ye-EFT ngokuvamile idinga ulwazi oluncane ukuze ikhombe futhi ilandelele ukudluliselwa. Ngokuvamile kwanele ukunikeza inombolo ye-akhawunti yakho kanye nekhodi yokuhlunga.
- Ukudluliselwa ebhange: Ukudluliselwa kwebhange kudinga ulwazi olubanzi oluhlanganisa i-IBAN (Inombolo Ye-Akhawunti Yasebhange Yamazwe Ngamazwe) kanye nekhodi ye-SWIFT ukuze kuhlonzwe ibhange elilungile ne-akhawunti.
Kafushane, imisebenzi ye-EFT ivamise ukushesha futhi ingabizi kakhulu ekudlulisweni kwasekhaya, kuyilapho ukudluliselwa kwebhange kulungele ukuthengiselana kwamazwe ngamazwe kanye nenani elikhulu lemali kodwa kungase kudinge isikhathi esiningi nezinkokhelo. Ukukhetha phakathi kwe-EFT nokudluliselwa kwebhange kuncike ezidingweni zakho ngazinye kanye nezimfuneko ezithile zomsebenzi wakho.
Izimali ze-EFT: Izintengo zamanje nezintengo lapho uthi shazi
Izindleko eziqondile ze-EFT ze-Ziraat Bank zingase zihluke futhi zincike ezintweni ezihlukahlukene, okuhlanganisa uhlobo oluthile lwe-akhawunti, inani lokudlulisa kanye nohlobo lokudlulisa (kwasekhaya noma kwamanye amazwe). Izimali ze-EFT zingase futhi zishintshe ngokuhamba kwesikhathi njengoba amabhange elungisa izinqubomgomo zenkokhelo yawo.
Ukuthola izinkokhelo ze-EFT zamanje zebhange, sincoma ukuthi uvakashele iwebhusayithi yebhange esemthethweni noma uthinte ibhange mathupha. Lapho uzothola ulwazi lwakamuva kakhulu lwezimali ezikhokhwayo kanye nemininingwane ethile emigomeni namazinga emisebenzi ye-EFT. Lokhu kuqinisekisa ukuthi uthola ulwazi olunembe kakhulu nolwakamuva.
I-Average EFT Fees eTurkey: Okufanele ukwazi mayelana nezindleko namazinga
Izinkokhelo ezimaphakathi ze-EFT zamabhange aseTurkey zingahluka kuye ngebhange, uhlobo lwe-akhawunti kanye nenani lokudlulisa. Kunzima ukusungula isilinganiso esiqondile sawo wonke amabhange njengoba imigomo yemali ekhokhwayo ihluka ebhange nebhange.
Ngokuvamile, izinkokhelo ze-EFT zokudluliselwa kwasekhaya eTurkey zisuka ku-1 TL ziye ku-5 TL ngomsebenzi ngamunye. Ngemisebenzi ye-EFT yamazwe ngamazwe, izinkokhelo zingase zibe phezulu futhi zihluke kuye ngendawo okuyiwa kuyo nenani lokudlulisa.
Kubalulekile ukuqaphela ukuthi amabhange angase abuyekeze izinqubomgomo zawo zenkokhelo ngezikhathi ezithile, futhi izindleko eziqondile zingashintsha. Ukuze uthole isilinganiso samanje sezindleko ze-EFT zamabhange aseTurkey, ngincoma ukuthi uvakashele amawebhusayithi asemthethweni amabhange amakhulu aseTurkey noma uthinte ibhange lakho ngokuqondile ukuze ubuze mayelana nezimali eziqondile zokuthenga kwakho.
Isiphetho:
Izinkokhelo ze-EFT zamabhange aseTurkey ziyisici esibalulekile amakhasimende okufanele azicabangele emisebenzini yawo yezezimali. Zingahluka kuye ngebhange, uhlobo lwe-akhawunti kanye nenani lokudlulisa. Amakhasimende kufanele aqaphele ukuthi lezi zimali zisebenza kanjani ukuze enze izinqumo ezinolwazi ekuhwebeni kwawo kwezezimali.
Kutuswa ukuqhathanisa izinketho ezihlukene futhi mhlawumbe ukhethe ibhange elinikeza izimali eziphansi ze-EFT noma ngisho nokuthengiselana kwamahhala uma lokhu kubalulekile ezidingweni zakho. Ukwengeza, ungakwazi njalo ukunciphisa izindleko ngokusebenzisa ibhange le-inthanethi nezindlela zokukhokha zedijithali.
Sekukonke, kubalulekile ukuqonda ukwakheka kwezimali zebhange lakho futhi uthathe izinyathelo ezifanele zokunciphisa izindleko ze-EFT yakho futhi wenze imisebenzi yakho yezezimali isebenze kahle ngangokunokwenzeka. Ngolwazi olufanele namasu, ungakwazi ukusebenzisa ngokugcwele izinsiza zakho zezezimali.
Qaphela: Ulwazi olunikezwe kuwebhusayithi yethu ngelezinjongo zokwaziswa okuvamile kuphela futhi aluhlanganisi izincomo noma amathiphu ezinqumo zezezimali. Asizibophezeli ngokunemba, ukuphelela noma ukufika ngesikhathi kolwazi olunikeziwe. Sicela uhlale ucela iseluleko someluleki wezezimali oqeqeshiwe ngaphambi kokwenza noma yiziphi izinqumo zezezimali.
