I-Euro-Turkish Lira EUR/TRY Izinga Lokushintshana Lamanje | Isiguquli semali nokuthuthukiswa kwezinga lokushintshisana - 2024

Konke mayelana ne-Turkish Lira: Konke odinga ukukwazi mayelana nemali yaseTurkey TRY

Imali yaseTürkiye yi-Turkish Lira, futhi idlala indima ebalulekile ohlelweni lwezomnotho lwaseTurkey. Lapho uya eTurkey noma wenza imisebenzi yebhizinisi, kubalulekile ukuqonda izici eziyisisekelo zalolu hlobo lwemali. Nalu ulwazi olubalulekile olungakusiza uqonde kangcono i-Turkish Lira:

1. Izifinyezo zohlobo lwemali nezimpawu: Ikhodi yemali ye-Turkish Lira ithi “TRY,” futhi uphawu lwayo luthi “₺.” Isibonelo, intengo yomkhiqizo noma yesevisi e-Turkey ivezwa nge-TRY.
2. Ama-banknote nezinhlamvu zemali: I-lira yaseTurkey itholakala ngama-banknotes nezinhlamvu zemali. Ama-banknote anamahlelo ahlukene okuhlanganisa u-5, 10, 20, 50, 100 kanye no-200 TRY. Izinhlamvu zemali zitholakala ngamayunithi okuthi 1, 5, 10, 25, 50 kanye no-1 TRY.
3. Amanani okushintshanisa imali: Izinga lokushintshaniswa kwe-Turkish Lira lingase lishintshe futhi lincike ezicini ezihlukahlukene, okuhlanganisa izimo zezomnotho zamanje kanye nenqubomgomo yezinga lokushintshaniswa kwe-Turkish Central Bank. Ngaphambi kokushintshanisa imali, kuyatuseka ukuthi uhlole amanani okushintshanisa amanje ukuze uthole inani elingcono kakhulu.
4. Ukuphatha imali: Ukheshi usetshenziswa kakhulu eTurkey futhi uzothola ukuthi izitolo eziningi, izindawo zokudlela nezimakethe zamukela ukheshi kuphela. Ngakho-ke kuhle ukuthi uhlale unokheshi nawe.
5. Ama-ATM: Kunama-ATM lapho ungahoxisa khona i-lira yaseTurkey emadolobheni amaningi nasezindaweni zabavakashi eTurkey. Nokho, qaphela izimali ezingase zikhokhiswe ibhange lakho kanye nebhange laseTurkey.
6. Amahhovisi okushintshanisa: Ungaphinda uye emahhovisi okushintshanisa, amabhange noma Amahhotela Shintshanisa amasheya lira Turkish. Qhathanisa amanani okushintshanisa nezinkokhelo ezisebenzayo ukuze uthole izinga lokushintshanisa elingcono kakhulu.
7. Ushintsho oluncane: Kutuswa ukuthi uhlale unoshintsho oluthile nawe, njengoba izinhlamvu zemali zidingeka ezimweni eziningi, njengakuzokuthutha zomphakathi noma ukuthenga okuncane.
8. Ukukhokha ngekhadi lesikweletu: Amakhadi esikweletu avame ukwamukelwa emadolobheni amakhulu nasezindaweni zezivakashi. Nokho, kuhlale kuhle ukubuza noma uhlole ilogo yekhadi lesikweletu emnyango wesitolo.
9. Izinzuzo zezinga lokushintshisana: Ezinye izitolo namahhotela anikeza inketho yokukhokha ngemali yangaphandle (isb. ama-euro noma amadola ase-US). Nokho, kubalulekile ukuqaphela ukuthi izinga lokushintshisana ngokuvamile lingase libe lihle kakhulu ezimweni ezinjalo.

I-Turkish Lira iyimali esemthethweni yaseTurkey futhi idlala indima ebalulekile empilweni yansuku zonke nasemnothweni wezwe. Ngokuqonda izisekelo ze-Turkish Lira nokuyiphatha ngokucophelela, ungaqinisekisa ukuthi ukuthengiselana kwakho kwezezimali eTurkey kuhamba kahle futhi uthola okuningi ngemali yakho.

Isiguquleli semali: Guqula i-Euro ibe yi-Turkish Lira

I-Turkish Lira yimali yaseRiphabhulikhi yaseTurkey kanye neRiphabhulikhi yaseTurkey yaseNyakatho neCyprus.

I-Turkish Lira wuhlobo lwemali olusemthethweni lweRiphabhulikhi yaseTürkiye kanye neRiphabhulikhi yaseTurkey yaseNyakatho neCyprus. Le mali inomlando omude futhi idlala indima ebalulekile empilweni yansuku zonke nasemnothweni walezi zifunda ezimbili.

IRiphabhulikhi yaseTürkiye:

I-Turkish Lira, efushanisiwe ethi TRY futhi efanekiselwa ngokuthi “₺,” iyindlela eyinhloko yokukhokha eRiphabhulikhi yaseTurkey. Ilawulwa futhi ikhishwe yi-Turkish Central Bank. Izinhlamvu zemali zama-lira yaseTurkey nezinhlamvu zemali zinezinkolo ezihlukene futhi zisetshenziswa ezindaweni ezihlukahlukene zokuphila kwansuku zonke. Ukheshi usetshenziswa kakhulu eTurkey futhi uzothola ukuthi izitolo eziningi, izindawo zokudlela nezimakethe zamukela ukheshi kuphela.

I-lira yaseTurkey iye yaba nentuthuko ehlukahlukene phakathi neminyaka edlule, okuhlanganisa ukuguqulwa kwezimali kanye nokuklanywa kabusha. Kubalulekile ukuqaphela ukuthi izinga lokushintshaniswa kwe-Turkish Lira lingashintshashintsha uma liqhathaniswa nezinye izinhlobo zemali futhi kuhle ukuthi uhlole amanani okushintshanisa amanje uma ufisa ukushintshanisa imali.

I-Turkish Republic of Northern Cyprus:

I-Turkish Republic of Northern Cyprus, isifunda se-de facto esingaziwa enyakatho yeCyprus, nayo isebenzisa i-lira yaseTurkey njengohlobo lwemali yayo esemthethweni. Lapha i-lira yaseTurkey isetshenziswa njengendlela yokukhokha ngendlela efanayo neRiphabhulikhi yaseTurkey.

Kuzo zombili izifunda, i-lira yaseTurkey nendlela esetshenziswa ngayo idlala indima ebalulekile emnothweni wansuku zonke, ezohwebo nezokuvakasha. Lapho uya eTurkey noma enyakatho yeCyprus, uzozibonela i-Turkish Lira njengendlela ehamba phambili yokukhokha ngakho-ke kufanele ujwayelane nama-banknotes, izinhlamvu zemali kanye namazinga okushintshanisa amanje ukuze wenze ukuhlala kwakho kushelele.

Ulwazi mayelana ne-Turkish Lira (ZAMA): Konke odinga ukukwazi mayelana nohlobo lwemali

• igama lemali: I-Turk Lirası
• Imali eyaziwayo ku-: I-Republic of Türkiye, i-Turkish Republic of Northern Cyprus
• usuku lokuqalisa: 2005
• amahlelo: I-Lira ngezinhlamvu zemali: 1, 5, 10, 25 kanye ne-50 kurus. I-Lira ngama-banknotes: 5, 10, 20, 50, 100 no-200 lira
• iyunithi encane: izinkulungwane eziyi-100
• Abkurzung / uphawu lwemali: I-Turkish lira ₺
• ikhodi yemali: ZAMA

Iholide eliya eTurkey lingaletha izinzuzo ezibalulekile kubahambi abahola amadola noma ama-euro: Ngenxa yesimo somnotho eTurkey, iholidi eliya eTurkey linganikeza iholide elishibhile.

I-ATM Bank ATM eTurkey

ETurkey kunezinhlobonhlobo zama-ATM abizwa ngokuthi “ATM” (Automated Teller Machine) noma “Bankamatik”. Lawa ma-ATM asetshenziswa kabanzi futhi aneqhaza elibalulekile ekwenziweni kwamabhange kanye nezezimali ezweni. Nansi eminye imininingwane ebalulekile namathiphu okusebenzisa ama-ATM eTurkey:

• Izindawo Nokutholakala: Ama-ATM atholakala cishe yonke indawo eTurkey, ikakhulukazi emadolobheni amakhulu, ezindaweni zezivakashi, ezikhumulweni zezindiza nasezikhungweni zokuthenga. Uzothola nama-ATM emadolobheni amancane nasezindaweni zasemakhaya, nakuba inombolo ingase ibe nomkhawulo.
• Amakhadi amukelwayo: Ama-ATM amaningi eTurkey amukela amakhadi amakhulu esikweletu nawemali ebhange njengeVisa, MasterCard, Maestro kanye ne-American Express. Nokho, kuyatuseka ukuthi uqinisekise ukuthi ikhadi lakho livulelwe ukusetshenziswa kwamanye amazwe ngaphambi kokuvakashela phesheya.
• Amanani okushintshanisa imali: Lapho ukhipha imali eTurkey, inketho yokuyiguqulela emalini yakho yasekhaya ivame ukunikezwa. Kodwa-ke, le nketho ingase ihlanganise amanani okushintshanisa angalungile kanye nezinkokhelo ezengeziwe. Ngokuvamile kunenzuzo enkulu ukuhoxisa imali yasendaweni, i-Turkish Lira (TRY), futhi uvumele ibhange lakho ukuthi lenze ukuguqulwa kohlobo lwemali ekhaya.
• Izinkokhelo: Sicela uqaphele ukuthi izimali zingasebenza uma ukhipha imali kuma-ATM angaphandle. Lezi zimali ziyahlukahluka kuye ngokuthi yibhange kanye nomkhiphi wekhadi. Thola mayelana nesakhiwo sezindleko zebhange lakho kusenesikhathi ukuze ugweme izinto ezingalindelekile ezingalindelekile.
• I-Sicherheitsvorkehrungen: Lapho ukhipha imali kuma-ATM eTurkey, kufanele uthathe izinyathelo zokuphepha ezijwayelekile. Qiniseka ukuthi ufaka i-PIN khodi ngokucashile, ungalishiyi ikhadi lakho ligadiwe, futhi ubuke izinto ezisolisayo noma amadivaysi kuma-ATM.
• Umkhawulo wansuku zonke: Amabhange angabeka umkhawulo wansuku zonke wokukhipha imali. Qiniseka ukuthi uyawuhlonipha lo mkhawulo uma ufuna ukukhipha amanani amakhulu.
• Ukuguqulwa kohlobo lwemali: Lapho uthenga noma ukhokha ezindaweni zokudlela e-Turkey, naka ukuthi ikhadi lakho lizokhokhiswa nge-lira yaseTurkey noma ngemali yakho yasekhaya. Inketho yokukhokhisa ngemali yakho yasekhaya ingase futhi iphumele emazingeni okushintshanisa angalungile.

Ama-ATM aseTurkey anikeza indlela elula yokukhipha ukheshi futhi ukhokhe. Ngokucabangela amathiphu angenhla futhi uhlole imigomo nemibandela yebhange lakho, ungaqinisekisa ukuthi ufinyelela kalula emalini ngesikhathi uhlala eTurkey.

Khipha imali eTurkey ngekhadi lesikweletu

Ukukhipha imali eTurkey ngekhadi lesikweletu kuyindlela elula nesetshenziswa kabanzi yokuthola ukheshi ngohambo noma ukuthenga kwakho. Nalu ulwazi olubalulekile namathiphu mayelana nokukhipha imali ngekhadi lesikweletu eTurkey:

• Amakhadi amukelwayo: Amakhadi amaningi esikweletu aphesheya ayamukelwa eTurkey, okuhlanganisa i-Visa, MasterCard, Maestro kanye ne-American Express. Kuyatuseka ukuthi uqinisekise ukuthi ikhadi lakho livulelwe ukusetshenziswa kwamanye amazwe ngaphambi kokuvakashela phesheya.
• Imishini yemali (ama-ATM): Ama-ATM, aziwa nangokuthi "ama-ATM" noma "i-Bankamatik", agcwele eTurkey futhi atholakala kalula emadolobheni, ezindaweni zokuvakasha, ezikhumulweni zezindiza nasezikhungweni zezitolo. Ungakwazi ukukhipha ukheshi nge-Turkish Lira (TRY) kuma-ATM amaningi.
• Amanani okushintshanisa imali: Lapho ukhipha imali eTurkey, uzobuzwa njalo ukuthi uyafuna yini ukuthi iguqulelwe kuhlobo lwemali yakho yasekhaya. Lokhu kubizwa nge-Dynamic Currency Conversion (DCC). Ngokuvamile kunenzuzo enkulu ukuhoxisa uhlobo lwemali lwasendaweni, okungukuthi ZAMA, njengoba inketho ye-DCC ngokuvamile ihilela amanani okushintshanisa angalungile kanye nezinkokhelo ezengeziwe. Khetha inketho ozokhokhiswa ngayo kokuthi TRY esikhundleni salokho.
• Umkhawulo wansuku zonke: Amabhange angabeka umkhawulo wansuku zonke wokukhipha imali. Qiniseka ukuthi uyawuhlonipha lo mkhawulo uma ufuna ukukhipha imali eningi.
• ukuphepha: Lapho ukhipha imali kuma-ATM eTurkey, kufanele uthathe izinyathelo zokuphepha ezijwayelekile. Qiniseka ukuthi ufaka i-PIN khodi ngokucashile, ungalishiyi ikhadi lakho ligadiwe, futhi ubuke izinto ezisolisayo noma amadivaysi kuma-ATM.
• Izinkokhelo: Thola kusenesikhathi mayelana nesakhiwo sezimali zebhange lakho ekukhishweni kwemali kwamazwe ngamazwe. Izimali zingakhokhiswa kokubili ibhange lakho kanye nebhange laseTurkey. Qhathanisa izinkokhelo bese ukhetha ama-ATM anezimali eziphansi uma kungenzeka.
• Izinkokhelo ezingenakheshi: Emadolobheni amakhulu nasezindaweni zezivakashi, amakhadi esikweletu amukelwa ezitolo eziningi, ezindaweni zokudlela nasemahhotela. Lokhu kwenza ukuthengiselana okungenamali kube lula uma ufuna ukugwema ukheshi.

Ukukhipha imali eTurkey ngekhadi lesikweletu kuphephile futhi kulula uma ulandela amathiphu angenhla futhi uvikele ikhadi lakho nekhodi ye-PIN kahle. Lokhu kukunikeza indlela elula yokufinyelela imali ngesikhathi uhlala eTurkey.

Umgibe wezindleko lapho ushintsha ama-euro kuma-ATM aseTurkey

Ukushintshanisa ama-euro kuma-ATM aseTurkey kungaba ugibe lwezindleko uma abahambi bengaqaphile. Nawa amaphuzu abalulekile okufanele uwakhumbule ukuze ugweme izinkokhelo ezingafuneki namazinga okushintshanisa angalungile:

• Izinketho zokuguqulwa kohlobo lwemali: Lapho ukhipha imali ku-ATM yaseTurkey, uzovame ukubuzwa ukuthi ingabe ufuna imali iguqulelwe kuma-Euro noma i-Turkish Lira (TRY). Lokhu kubizwa nge-Dynamic Currency Conversion (DCC). Kubalulekile ukuqaphela ukuthi ukukhetha inketho ye-DCC kuzoholela ekutheni ukuguqulwa kube ngama-Euro. Lokhu kungaholela emazingeni okushintshanisa angalungile futhi kungenise izinkokhelo ezengeziwe ezifika ku-5% noma ngaphezulu.
• Ukukhetha uhlobo lwemali yendawo: Esikhundleni sokukhetha inketho ye-DCC, kufanele njalo ukhethe inketho ezokhokhiswa kokuthi TRY. Ngale ndlela, ukuguqulwa kwemali kwenziwa ibhange lakho ekhaya, elivame ukunikeza amanani okushintshanisa angcono.
• Izinkokhelo: Hlola isakhiwo sezimali zebhange lakho mayelana nokukhipha imali kwamanye amazwe. Amanye amabhange akhokhisa imali engaguquki ekuhoxisweni ngakunye, kuyilapho amanye akhokhisa imali engamaphesenti ngokusekelwe enanini elikhishiwe. Qhathanisa izinkokhelo bese ukhetha ama-ATM anezimali eziphansi uma kungenzeka.
• Umkhawulo wokuhoxiswa kwemali: Amabhange angabeka umkhawulo wansuku zonke wokukhipha imali. Qiniseka ukuthi uyawazi lo mkhawulo, ikakhulukazi uma udinga amanani amakhulu emali.
• Inketho ye-ATM: Khetha ama-ATM asetshenziswa amabhange amakhulu nahloniphekile. Lokhu kuvame ukunikeza amanani okushintshanisa angcono kanye nezinkokhelo eziphansi kunabaqhubi be-ATM abazimele noma abaziwa kancane.
• Ulwazi lwangaphambilini: Thola kusengaphambili ukuthi yiziphi izinkokhelo namazinga okushintshaniswa yibhange lakho elikhokhisa imali yamazwe ngamazwe kuma-ATM aseTurkey. Lokhu kuzokusiza ukuthi ugweme izimanga ezingajabulisi.
• Ukugwema ukheshi: Emadolobheni amakhulu nasezindaweni zezivakashi, amakhadi esikweletu amukelwa ezitolo eziningi, izindawo zokudlela kanye Amahhotela kwamukelwe. Sebenzisa izinkokhelo ezingenakheshi ukuze unciphise isidingo semali.

Ngokulandela lawa macebiso futhi ucabange kahle ngokuthi uqhuba kanjani ukuthengiselana kwakho ngemali eTurkey, ungagwema izingibe zezindleko zokushintshanisa ama-euro kuma-ATM aseTurkey futhi uqinisekise ukuthi uthola okuningi emalini yakho.

Inethiwekhi yasebhange eTurkey: Konke odinga ukukwazi

Inethiwekhi yamabhange eTurkey ithuthukiswe kahle futhi inikeza izinsiza eziningi zezezimali kubantu bendawo kanye nezivakashi. Nalu ulwazi olubalulekile mayelana nenethiwekhi yamabhange eTurkey:

• Amabhange: ITurkey inamabhange ahlukene okubalwa amabhange kahulumeni, amabhange azimele kanye namabhange angaphandle asebenza kuleli. Amabhange adume kakhulu afaka iTürkiye İş Bankası, Garanti Bankası, Akbank, Yapı Kredi Bankası, namanye amaningi.
• Amagatsha: Amabhange amaningi anamagatsha emadolobheni amakhulu nasezindaweni zezivakashi, kanye nasemadolobheni amancane nasezindaweni zasemakhaya. Lokhu kwenza kube lula ukufinyelela izinsiza zamabhange kulo lonke elaseTurkey.
• Imishini yemali (ama-ATM): Ama-ATM, aziwa ngokuthi “ama-ATM” noma “i-Bankamatik” eTurkey, agcwele futhi atholakala kalula emadolobheni, ezindaweni zokuvakasha, ezikhumulweni zezindiza nasezikhungweni zezitolo. Banikeza ikhono lokukhipha imali nge-Turkish Lira (TRY) futhi bamukele amakhadi amakhulu esikweletu nawemali.
• Imisebenzi yokukhokha okungenamali: Emadolobheni amakhulu nasezindaweni zezivakashi, amakhadi esikweletu ayamukelwa ezitolo eziningi, ezindaweni zokudlela nasemahhotela. Lokhu kusiza ukuthengiselana okungenakheshi futhi kunciphisa isidingo semali.
• Ukuguqulwa kohlobo lwemali: Lapho ukhipha imali kuma-ATM, uyovame ukubuzwa ukuthi uyafuna yini ukuthi iguqulwe ibe yimali yasekhaya. Kutuswa ukukhetha inketho ezoxazululwa ku-Turkish Lira (TRY) njengoba lokhu kuvame ukuba nenzuzo enkulu.
• Ukubhanga ku-inthanethi: Amabhange amaningi eTurkey anikezela ngezinsizakalo zokubhanga ku-inthanethi, okuvumela amakhasimende ukuthi aphathe ama-akhawunti awo, adlulise futhi akhokhe izikweletu ku-inthanethi.
• Amanani okushintshanisa imali: Amanani okushintshanisa eTurkey angashintshashintsha futhi kuyancomeka ukuthi uhlole amazinga okushintshanisa amanje uma ufisa ukushintsha imali. Amabhange ngokuvamile anikeza amanani okushintshaniswa ancintisanayo.
• Ukuvula izikhathi: Amabhange aseTurkey avamise ukuvulwa kusukela ngoMsombuluko kuya kuLwesihlanu. Amahora ayahlukahluka ngebhange nangegatsha, kodwa amabhange amaningi avulwa kusukela ngo-9:00 ekuseni kuya ku-17:00 p.m.

Inethiwekhi yamabhange eTurkey ihlinzeka ngesisekelo esiqinile sokuthengiselana kwezezimali namasevisi. Kungakhathaliseki ukuthi ufuna ukukhipha ukheshi, ukudlulisa imali noma wenze izinkokhelo ezingenakheshi, amabhange aseTurkey akuhlomele kahle ukuhlangabezana nezidingo zakho.

Amahhovisi okushintshanisa eTurkey: amathiphu nolwazi lwabahambi

Amahhovisi okushintshanisa, aziwa nangokuthi amahhovisi okushintshanisa ngemali yakwamanye amazwe noma i-“Döviz Bürosu” e-Turkey, asabalele futhi adlala indima ebalulekile ekuhwebeni ngemali yangaphandle kubavakashi nabantu bendawo. Nalu ulwazi olubalulekile mayelana namahhovisi okushintshanisa eTurkey:

• Izindawo: Amahhovisi okushintshana angatholakala cishe kuwo wonke amadolobha amakhulu, izindawo zezivakashi kanye nezindiza zezindiza eTurkey. Ngokuvamile kulula ukuzibona futhi ngokuvamile zitholakala emigwaqweni ephithizelayo yezitolo noma ezindaweni zezivakashi.
• Izimali: Amahhovisi okushintshanisa eTurkey anikezela ngokushintshaniswa kwezimali ezahlukahlukene, okuhlanganisa i-Euro (EUR), iDola laseMelika (i-USD), uPondo waseBrithani (GBP) nezinye eziningi. Baphinde bamukele i-Turkish Lira (TRY) ukuze iguqulelwe kwezinye izinhlobo zemali.
• Amanani okushintshanisa imali: Amanani okushintshanisa imali emahhovisi okushintshanisa imali angase ahluke kancane ezindaweni ngezindawo. Kunconywa ukuthi uhlole amanani okushintshaniswa kwamanje futhi uqhathanise amanani ngaphambi kokukhetha ihhovisi lokushintshisana. Qaphela ukuthi amahhovisi okushintshana ngokuvamile akhokhisa imali encane ngezinkonzo zawo.
• Ukuvula izikhathi: Amahhovisi okushintshana ngokuvamile anezikhathi eziningi zokuvula futhi avame ukuvulwa ngezimpelasonto. Lokhu kuvumela abahambi ukuthi bashintshe imali yabo ngezikhathi ezahlukene.
• Ukukhipha imali: Amanye amahhovisi okushintshanisa aphinde anikeze ithuba lokuhoxiswa kwemali kusetshenziswa amakhadi okuthenga ngesikweletu nawemali ebhange. Lokhu kungaba inketho elula uma udinga ukheshi ngokushesha.
• ukuphepha: Qiniseka ukuthi usehhovisi lokushintshisana elihloniphekile. Kufanele banikezwe ilayisensi ngokusemthethweni futhi babonise amanani acacile. Gwema amahhovisi okushintshanisa angenazo izintengo ezicacile noma izipesheli ezinhle ngokungavamile, njengoba zingase zingathembeki.
• Ezinye izinketho: Emadolobheni amakhulu nasezindaweni zezivakashi izitolo eziningi, izindawo zokudlela kanye Amahhotela namakhadi esikweletu, anganciphisa isidingo semali.

Amahhovisi okushintshanisa ayindlela elula yokushintshanisa imali yangaphandle ibe yi-lira yaseTurkey noma ezinye izinhlobo zemali. Ngokulandela amathiphu angenhla nokukhetha ngokucophelela lapho ushintsha khona imali yakho, ungaqinisekisa ukuthi uthola amanani okushintshanisa afanelekile futhi ukuthengiselana kwakho kwezezimali kuhamba kahle.

Umlando othakazelisayo we-lira yaseTurkey - ukuqonda inhliziyo yemali yaseTürkiye

I-Turkish Lira (TRY), imali esemthethweni yaseTurkey, inomlando omude futhi othakazelisayo ogxile kakhulu esikhathini esidlule sase-Ottoman futhi udlulela nanamuhla. Lokhu kubuyekezwa komlando akubonisi nje ukuthuthukiswa kwemali yaseTurkey, kodwa futhi kubonisa izinguquko eziphawulekayo emphakathini nasezomnotho waseTurkey.

Imvelaphi ye-Ottoman

Umlando wemali yaseTurkey uqala kudala ngaphambi kokusungulwa kweRiphabhulikhi yaseTurkey yesimanje, eMbusweni Wase-Ottoman. Uhlelo lwezimali lwase-Ottoman lwaluhlukahlukene futhi luyinkimbinkimbi, lwenziwe ngezinhlamvu zemali ezihlukahlukene ezifana ne-"lira yegolide" edumile. Le mali yayingeyona nje indlela yokukhokha kodwa futhi yayiwuphawu lwamandla omnotho wase-Ottoman kanye nenethiwekhi yayo yokuhweba ebanzi.

Ukusungulwa kweRiphabhulikhi yaseTurkey kanye nokwethulwa kwe-lira

Ngo-1923 kwaphawula inguquko ekusungulweni kweRiphabhulikhi yaseTurkey nguMustafa Kemal Ataturk. Ukwethulwa kwe-lira yaseTurkey kwathatha indawo yohlelo lwezimali lwase-Ottoman futhi kwangenisa inkathi entsha yezinguquko kwezomnotho kanye nesimanje. Lesi sinyathelo besibalulekile ekudaleni ubuzwe obumbene kanye nokuqinisa umnotho.

Ukwehla nokwenyuka kwezomnotho

Eminyakeni edlule, iTurkey ihlangabezane nezinselele eziningi zomnotho. I-lira yadlula ezikhathini zokwehla kwamandla emali okwedlulele, ikakhulukazi ngeminyaka yawo-1970 kanye nawo-1990, okwaholela ekuguqulweni kwezimali eziningana. Lezi zinguquko bezihlose ukubuyisela ukuzethemba emalini yaseTurkey nokuqinisekisa ukuzinza kwayo.

I-lira yaseTurkey namuhla

Muva nje, i-lira yaseTurkey ibe nezikhathi ezineziyaluyalu, ngokukhuphuka kwamandla emali okuphakeme kanye nokuguquguquka kwezinga lokushintshisana. Lezi zenzakalo azithinti nje umnotho waseTurkey kuphela, kodwa nomhlaba wonke wezezimali. Noma kunjalo, i-lira isalokhu iyisici esiyinhloko sobunikazi bezomnotho baseTurkey.

Isiphetho

Kusukela kumsuka wayo wase-Ottoman kuya endimeni yawo namuhla, umlando we-lira yaseTurkey ungowoshintsho nokuqina. Ikhuluma ngokwehla nokwenyuka kwezwe elihlale lilwela ukuqinisa umnotho walo nokuzivumelanisa nezimo zomhlaba ezishintshayo. Lolu hambo oluyingqophamlando lwemali yaseTurkey luwukuqonda okuthakazelisayo kwezomnotho nezenhlalakahle zaseTurkey, izwe eliqhubeka nokubonisa amandla alo okuvuselela nokuzivumelanisa nezimo.

Ukwehla kwamandla emali kanye nokuwa kwemali ye-lira yaseTurkey - inselele yezomnotho

I-lira yaseTurkey inezikhathi zokwehla kwamandla emali kanye nokwehla kwemali kaningi emlandweni wayo, okube nomthelela omkhulu emnothweni waseTurkey kanye nezinga lempilo yezakhamizi zayo. Lezi zimo ziyizici ezibalulekile ekuqondeni ukuguquguquka komnotho waseTurkey.

Ukwehla kwamandla emali - into eyenzeka njalo

Ukwehla kwamandla emali kuwukwenyuka kwezinga lentengo elivamile esikhathini esithile, okuholela ekwehleni kwamandla okuthenga ohlobo lwemali. Ukwehla kwamandla emali kwakuyinkinga enkulu eTurkey, ikakhulukazi ngeminyaka yawo-1970 kanye nawo-1990. Lezi zikhathi zokwehla kwamandla emali ngokwedlulele zaholela ekwehleni kwenani langempela le-lira futhi zaba nemiphumela efinyelela kude emnothweni nakubantu.

Izimbangela Zokwehla kwamandla emali

Izizathu zokwehla kwamandla emali eTurkey zihlukahlukene. Izici eziyinhloko zihlanganisa ukuntengantenga kwezombusazwe, izindleko eziphezulu zikahulumeni, umgomo wezezimali ongenele kanye nokushaqeka kwezomnotho kwangaphandle. Lezi zici ziholele ekulahlekelweni ukuzethemba emalini, okuzibonakalise ngezinga eliphezulu lokwehla kwamandla emali kanye nenani elihlayo le-lira uma liqhathaniswa nezinye izinhlobo zemali.

Ukwehla kwemali kanye nemiphumela yako

Ukuwa kohlobo lwemali, ukwehla okukhulu kohlobo lwemali uma kuqhathaniswa nezinhlobo zemali zakwamanye amazwe, kuwumphumela oqondile wokwehla kwamandla emali. ETurkey, lokhu kwakusho, phakathi kwezinye izinto, ukwenyuka kwezindleko zokuthenga kwamanye amazwe, okwadala ukwehla kwamandla emali. Lesi simo esibi sokwehla kwamandla emali kanye nokuwa kwezimali kuthinte ukukhula komnotho futhi kwenza ukuhlela umnotho nokuzinza kube nzima.

Izinyathelo ezimelene nokwehla kwamandla emali kanye nokuwa kwemali

Ukulwisana nokwehla kwamandla emali kanye nokwehla kwamandla emali, uhulumeni waseTurkey uthathe izinyathelo ezihlukahlukene, okuhlanganisa izinguquko zemali, ukuqinisa inqubomgomo yezimali kanye nezinguquko zesakhiwo. Lezi zinyathelo bekuhloswe ngazo ukukhulisa ukwethenjwa kwe-lira, ukulawula ukwehla kwamandla emali kanye nokusimamisa umnotho.

Isiphetho

Ukwehla kwamandla emali kanye nokwehla kwenani le-lira yaseTurkey yizinselelo eziyinkimbinkimbi ezigxile ekuhlelekeni komnotho nepolitiki yaseTurkey. Lezi zigigaba zikhombisa ukuba sengozini komnotho waseTurkey ekushaqekeni kwangaphakathi nangaphandle kanye nokubaluleka kwezinqubomgomo zezomnotho eziqinile nezibheke phambili.

Amanani Okushintshanisa Nokuthenga e-Turkey – Umhlahlandlela Wabavakashi Nezindawo

Izinga lokushintshana le-Turkish Lira (TRY) lidlala indima ebalulekile ekuthengeni eTurkey, kubavakashi kanye nabantu bendawo. Izinguquko kumazinga okushintshanisa zingathinta kakhulu ulwazi lokuthenga namandla okuthenga.

Ukubaluleka kwezinga lokushintshisana

Izinga lokushintshisana, intengo yemali eyodwa uma kuqhathaniswa nolunye, iyinkomba yezomnotho ebalulekile futhi ithonya ngokuqondile ukuthi uthola malini ngemali yakho. Kuzivakashi, izinga lokushintshanisa le-lira elibuthakathaka ngokuvamile lisho amandla amaningi okuthenga, kuyilapho kubantu bendawo, izinga lokushintshanisa eliqinile lingasho izintengo ezishibhile zokungenisa.

Ukuthenga eTurkey njengesivakashi

Abavakashi bangathola izinhlobonhlobo zezinketho zokuthenga eTurkey, kusukela ezimakethe zendabuko kuya ezitolo ezinkulu zesimanje. Izinga lokushintshisana lingenza ukuthenga kukhange ikakhulukazi kubavakashi, njengoba bevame ukuthola okwengeziwe ngemali yabo. Imikhiqizo efana nezindwangu, izimpahla zesikhumba, ubucwebe kanye nezibiliboco zendawo ithandwa kakhulu.

Ithonya kubantu bendawo

Kubantu bendawo, izinga lokushintshisana linomthelela oqondile ezindlekweni zokuphila. Izinga lokushintshisana elibuthaka lingakhuphula amanani entengo yempahla evela kwamanye amazwe, ngaleyo ndlela kuthinte ukwehla kwamandla emali kukonke. Lokhu kuphinde kube nomthelela ekuthengeni kwansuku zonke kanye namandla okuthenga abantu.

Amathiphu okuthenga eTurkey

• Ukushintshaniswa kwemali: Kuyatuseka ukuthi ushintshe uhlobo lwemali endaweni ukuze uthole amanani okushintshanisa angcono.
• Ukuqhathaniswa kwamanani: Kuyancomeka ukuqhathanisa nokuxoxisana ngezintengo, ikakhulukazi ezimakethe nasezindaweni zezivakashi.
• khokha: Imali ivamile ezitolo nasezimakethe eziningi, kodwa amakhadi esikweletu aya ngokuya amukelwa.

Isiphetho

Izinga lokushintshana le-Turkish Lira linomthelela omkhulu ekuthengeni eTurkey. Nakuba izinga lokushintshisana elivumayo linikeza amathuba okuthenga ahehayo kubavakashi, kungaba inselele kubantu bendawo, ikakhulukazi uma kuziwa ezimpahleni ezingenisiwe kanye nezindleko ezivamile zokuphila. Ukuqonda izinga lokushintshisana kanye nemithelela yalo kubalulekile ezivakashini nakubantu bendawo ukuze basebenzise ngokugcwele ulwazi lwabo lokuthenga eTurkey.

Amandla okuthenga ama-euro namadola eTurkey - Ukuqhathanisa

Amandla okuthenga ama-euro namadola eTurkey isici esibalulekile kubavakashi nabahambi bebhizinisi. Njengoba i-Turkish Lira iye yaba nokuguquguquka okuthile eminyakeni yamuva nje, lokhu kungaba nomthelela omkhulu emandleni okuthenga ezimali zakwamanye amazwe njenge-Euro (EUR) neDola laseMelika (USD).

Isilinganiso sokushintshana namandla okuthenga

Izinga lokushintshisana phakathi kwe-lira yaseTurkey nezinye izinhlobo zezimali ezifana nama-euro namadola linquma ukuthi uthola malini ngemali yakho eTurkey. I-euro eqinile noma idola uma iqhathaniswa ne-lira isho ukuthi abahambi nabangaphandle bathola okwengeziwe ngemali yabo futhi ngenxa yalokho babe namandla aphezulu okuthenga.

I-Euro eTurkey

Kubahambi abavela endaweni ye-Euro, kuvame ukuba lula ukuthenga nokusebenzisa izinsiza eTurkey lapho i-Euro inamandla uma iqhathaniswa ne-Lira. Lokhu kusho ukuthi abavakashi baseYurophu kanye nezivakashi bathola okwengeziwe ngemali yabo futhi bazuze emananini ashibhile ezindaweni zokudlela, amahhotela nokuthenga, isibonelo.

amadola eTurkey

Ngokufanayo ne-euro, idola laseMelika livamise ukuba namandla aqinile okuthenga eTurkey. Abavakashi baseMelika nabahamba ngebhizinisi bangathola ukuthi ukusebenzisa kwabo eTurkey ishibhile uma idola linamandla uma liqhathaniswa ne-lira. Lokhu kuyiqiniso ikakhulukazi emisebenzini yezivakashi, I-Unterkünfte kanye nokuthenga imikhiqizo yendawo.

Imithelela empilweni yansuku zonke

Kodwa-ke, i-euro eqinile noma idola uma iqhathaniswa ne-lira ingase futhi ibangele izinselele kubantu bakuleli, ikakhulukazi uma ungenisa impahla ekhokhelwa ngemali yangaphandle. Lokhu kungaholela emananini aphezulu emikhiqizo engenisiwe.

Isiphetho

Amandla okuthenga ama-euro namadola eTurkey isici esiguqukayo esincike kumazinga okushintshaniswa kwemali amanje. Lokhu kungaba inzuzo kubavakashi nabahambi bebhizinisi abavela endaweni ye-Euro ne-Dollar, njengoba ngokuvamile bethola okwengeziwe ngemali yabo eTurkey. Kodwa-ke, kubalulekile ukubeka iso ezilinganisweni zamanje zokushintshisana njengoba zingashintsha ngokushesha futhi zithinte ngokuqondile amandla okuthenga. Kubantu bendawo, izimali zakwamanye amazwe eziqinile zingase zibe inselele, ikakhulukazi ngokwezintengo zokungenisa ezweni kanye nezindleko ezivamile zokuphila.

Izinga lokushintshaniswa kwe-euro nedola lohlobo lwemali yaseTurkey

Izinga lokushintshisana kwe-lira yaseTurkey ezimalini ezinkulu zamazwe ngamazwe njenge-euro nedola laseMelika liyinkomba ebalulekile yesimo somnotho eTurkey. Kodwa-ke, lezi zilinganiso zokushintshisana ziyahlukahluka futhi zingase ziguquguquke ngenxa yezici zezomnotho ezihlukahlukene, njengezinga lokwehla kwamandla emali, izinqumo zezombusazwe kanye nokushintsha kwezimakethe zomhlaba.

Ngokuvamile, i-euro eqinile noma idola uma kuqhathaniswa ne-lira yaseTurkey inyusa amandla okuthenga abahambi abavela endaweni ye-euro nedola, okungenza ukuthenga nezinsizakalo eTurkey kukhange nakakhulu. Ngokuphambene, i-euro ebuthakathaka noma idola ingakhuphula izindleko zokuhamba nokuthenga eTurkey. Ngakho-ke kuyatuseka ukuthi uhlole amanani okushintshanisa amanje njalo ukuze ugcine uhlaziyo lwezindleko ezingase zibe khona

I-Turkish Lira: Konke odinga ukukwazi mayelana nemali yaseTurkey

I-Turkish lira (TRY), enophawu ₺, inomlando othakazelisayo. Ekuqaleni livela eMbusweni Wase-Ottoman, lapho yethulwa khona njengemali ngo-1844. Izimpande zayo zibuyela ngisho nase-Roman Libra.

Lapho i-Turkish Republic isungulwa ngo-1923, kwaqala ukusebenza i-lira yaseTurkey esemthethweni. Lolu hlobo lwemali luye lwaba nokukhuphuka nokwehla okuningi kusukela ngaleso sikhathi, ikakhulukazi ngenxa yokwehla kwamandla emali. Ngo-2005, ukwehla kwamandla emali kwakuphakeme kangangokuthi kwakunemali engamaphepha ebiza izigidi zama-lira!

Ukubuyekezwa kwe-lira

Ngo-2005, iTurkey yanquma ukuvuselela kabusha imali yayo: ama-zero ayisithupha asusiwe! Imali entsha, i-“Yeni Türk Lirası” (I-Lira Entsha YaseTurkey), yenza ukubhekana nezinombolo ezinkulu kwaba lula. Kusukela ngo-2009 ibizwe nje ngokuthi yiTurkish Lira.

Ama-banknotes nezinhlamvu zemali - i-Atatürk igxile

Kuwo wonke ama-banknotes uzothola isithombe sika-Mustafa Kemal Ataturk, umsunguli weTurkey yanamuhla. Ingemuva ihlotshiswe ngezinhlobonhlobo zomlando. Uzobamba ama-banknotes emahlelweni asuka ku-5 kuye ku-200 lira kanye nezinhlamvu zemali kusuka ku-1 kuruş kuye ku-1 lira. Ngendlela, i-lira engu-1 ihlukaniswe ngama-kuruş ayi-100.

Uphawu lwe-lira - uphawu lokuzinza

Uphawu lwe-lira yaseTurkey (₺), olusetshenziswe kusukela ngo-2012, lufanekisela ihange elinguhhafu elinemigqa emibili eya phezulu, emele ukuzinza nokukhuphuka kwemali.

Kusho ukuthini lokhu kinina zihambi?

E-Turkey ungathola amanani okushintshana amahle ama-euro namadola, angakhuphula kakhulu ibhajethi yakho yokuhamba. Kodwa qaphela: amanani okushintshanisa angashintshashintsha, ngakho zigcine unolwazi.

Amathiphu okushintshanisa imali nokukhokha

• Ukushintshaniswa Kwemali: Kungcono ukushintshanisa imali yakho eTurkey ukuze uthole amanani angcono.
• Imali noma ikhadi?: E-Turkey, imali iyinkosi, ikakhulukazi ezimakethe. Amakhadi esikweletu nawo ayamukelwa, ikakhulukazi emadolobheni amakhulu nasezindaweni zezivakashi.
• Ama-ATM (imishini yemali): Ungazithola yonke indawo, kodwa naka izimali ezingase zibe khona.

Isiphetho

I-Turkish Lira akuyona nje imali, iyingxenye yomlando namasiko. Ohambweni lwakho olunqamula eTurkey, uzozizwela i-lira eduze - kungaba ukuxoxisana ezimakethe ezimibalabala, ujabulela itiye lendabuko laseTurkey noma ukuhlola amasayithi omlando. Ngolwazi nge-lira, uzilungiselele kahle ukujabulela ngokugcwele iTurkey nomlando wayo ocebile. Ngakho-ke, pakisha izikhwama zakho, shintshanisa ama-lira ambalwa futhi ulungele i-adventure ongenakulibaleka eTurkey!

Qaphela: Ulwazi olunikezwe kuwebhusayithi yethu ngelezinjongo zokwaziswa okuvamile kuphela futhi aluhlanganisi izincomo noma amathiphu ezinqumo zezezimali. Asizibophezeli ngokunemba, ukuphelela noma ukufika ngesikhathi kolwazi olunikeziwe. Sicela uhlale ucela iseluleko someluleki wezezimali oqeqeshiwe ngaphambi kokwenza noma yiziphi izinqumo zezezimali.