I-Türkiye İş Bankası iyibhange elizimele elikhulu kunawo wonke eTurkey futhi linikeza izinsiza ezihlukahlukene kumakhasimende angasese nawezinkampani. Ngemikhiqizo ehlukahlukene yezezimali kanye nezinsizakalo ezihlanganisa ama-akhawunti, izikweletu, ukutshalwa kwezimali kanye nomshwalense, i-İş Bankası ingelinye lamabhange athembekile nathembekile eTurkey. Ukuvula i-akhawunti kulula futhi kuqondile, futhi ukubhanga ku-inthanethi neselula kuvumela amakhasimende ukuthi aphathe ngokuphephile izimali zawo noma nini, noma kuphi.
Ukuze uvule i-akhawunti e-Türkiye İş Bankası, udinga ukulandela izinyathelo ezimbalwa:
- Khetha uhlobo lwe-akhawunti: I-Türkiye İş Bankası inikeza izinhlobo ezahlukene zama-akhawunti njenge-akhawunti yamanje, i-akhawunti yokonga, i-akhawunti yebhizinisi ne-akhawunti yekhadi lesikweletu. Khetha uhlobo lwe-akhawunti olufaneleka kangcono izidingo zakho.
- Vakashela igatsha: Ungakwazi ukuvula i-akhawunti no-Türkiye İş Bankası ngokuvakashela igatsha lebhange. Woza nawo wonke amadokhumenti adingekayo afana nomazisi, ubufakazi bekheli kanye nezigaxa zokukhokha.
- Gcwalisa ifomu lesicelo: Uma usegatsheni, uzocelwa ukuba ugcwalise ifomu lesicelo. Qiniseka ukuthi yonke imininingwane ilungile futhi iphelele ngaphambi kokusayina ifomu.
- Zazise: Ukuze uqinisekise ubuwena, uzocelwa ukuthi ulethe umazisi ovumelekile.
- Idiphozithi: Ngemuva kokuthi i-akhawunti yakho isivuliwe, kufanele wenze idiphozithi encane ku-akhawunti yakho.
- Ukuqalisa: Uzothola umlayezo wokwamukela onolwazi ukuze uvule i-akhawunti yakho.
Kubalulekile ukuqaphela ukuthi izidingo nezinqubo zokuvula i-akhawunti nge-Türkiye İş Bankası zingahluka kuye ngendawo nohlobo lwe-akhawunti. Kutuswa ukucwaninga izidingo nezinqubo kusenesikhathi futhi uqinisekise ukuthi unayo yonke imibhalo edingekayo kanye nolwazi ngaphambi kokuvakashela igatsha.
Njengomuntu wangaphandle, ungavula i-akhawunti nge-Türkiye İş Bankası, kodwa inqubo ingaba nzima nakakhulu futhi kungaba nezidingo ezithile nemikhawulo.
Njengomuntu wangaphandle, ungavula i-akhawunti no-Türkiye İş Bankası ngokulandela lezi zinyathelo:
- Khetha Uhlobo Lwe-akhawunti: Njengoba kushiwo ngaphambili, i-Türkiye İş Bankası inikeza izinhlobo ezahlukene zama-akhawunti. Khetha uhlobo lwe-akhawunti olufaneleka kangcono izidingo zakho.
- Vakashela igatsha: Ungakwazi ukuvula i-akhawunti no-Türkiye İş Bankası ngokuvakashela igatsha lebhange. Woza nawo wonke amadokhumenti adingekayo afana nomazisi, ubufakazi bekheli kanye nezigaxa zokukhokha.
- Gcwalisa ifomu lesicelo: Uma usegatsheni, uzocelwa ukuba ugcwalise ifomu lesicelo. Qiniseka ukuthi yonke imininingwane ilungile futhi iphelele ngaphambi kokusayina ifomu.
- Zazise: Ukuze uqinisekise ubuwena, uzocelwa ukuthi ulethe umazisi osemthethweni kanye nemvume yokuhlala.
- Idiphozithi: Ngemuva kokuthi i-akhawunti yakho isivuliwe, kufanele wenze idiphozithi encane ku-akhawunti yakho.
- Ukuqalisa: Uzothola umlayezo wokwamukela onolwazi ukuze uvule i-akhawunti yakho.
Kubalulekile ukuqaphela ukuthi izidingo nezinqubo zokuvula i-akhawunti e-Türkiye İş Bankası njengomuntu wangaphandle zingahluka kuye ngamazwe. Kutuswa ukucwaninga izidingo nezinqubo kusenesikhathi futhi uqinisekise ukuthi unayo yonke imibhalo edingekayo kanye nolwazi ngaphambi kokuvakashela igatsha. Kungumqondo omuhle futhi ukuhlola nebhange lakho ukuze uqiniseke ukuthi ulandela zonke izinyathelo ezidingekayo ukuze uvule i-akhawunti.
I-Türkiye İş Bankası inikezela ngamathuba ahlukahlukene okutshala imali kumakhasimende ayo, okuhlanganisa:
- Idiphozi yesikhathi esimisiwe: Indlela ephephile nelula yokutshala imali lapho uthola khona inzalo engaguquki isikhathi esithile.
- I-Equities: Tshala imali kumasheya aseTurkey nakwamanye amazwe ukuze uzuze ekwazisweni okungaba khona kanye nezinzuzo.
- Amabhondi: Tshala imali kumabhondi kahulumeni nawezinkampani ukuze usebenzise izinkokhelo zenzalo evamile.
- Izimali: Tshala imali ezinhlobonhlobo ze-mutual funds eziphethwe abaphathi bezikhwama abanolwazi ukuze uthole ukuhlukahluka okubanzi kwephothifoliyo.
- Izindlu Ezithengiswayo: Tshala imali kuzindlu ezithengiswayo ukuze uzuze emalini yokwazisa neyokuqashisa.
- Izinsimbi eziyigugu: Tshala imali ezinsimbini eziyigugu njengegolide nesiliva ukuze uzuze ekwazisweni futhi uhlukanise iphothifoliyo yakho.
Kubalulekile ukuqaphela ukuthi utshalomali ngalunye luza nezingozi zalo kanye nemivuzo engaba khona, ngakho-ke kubalulekile ukucabangela ngokucophelela iphrofayili yengozi/yomvuzo yanoma yikuphi ukutshalwa kwezimali ngaphambi kokutshala. Kuphinde kunconywe ukuthi uxhumane nomeluleki wezezimali ukuze akusize unqume isu elingcono kakhulu lokutshala izimali kuwe.
I-Türkiye İş Bankası inikezela ngezinketho ezahlukahlukene zokubhanga ku-inthanethi, amagatsha nama-ATM:
- I-Online Banking: I-Türkiye İş Bankası inikeza inkundla yebhange eliku-inthanethi elibanzi lapho amakhasimende engakwazi ukuphatha ama-akhawunti awo, enze ukudluliselwa kwemali, afake izicelo zokubolekwa imali nokunye okuningi.
- Amagatsha: Ibhange linenethiwekhi ebanzi yamagatsha ezweni lonke lapho amakhasimende ekwazi ukukhuluma nezisebenzi zasebhange mathupha futhi athole izinsiza.
- Ama-ATM: I-Türkiye İş Bankası inenethiwekhi ebanzi yama-ATM ezweni lonke lapho amakhasimende engakwazi ukukhipha ukheshi, enze amadiphozithi futhi ahlole imininingwane ye-akhawunti.
- Ibhange leselula: I-Türkiye İş Bankası iphinde inikeze amakhasimende izicelo zokubhanga zamaselula, okubenza bakwazi ukuphatha ama-akhawunti abo kumakhalekhukhwini wabo.
- I-Telephone Banking: I-Türkiye İş Bankası iphinde inikeze isevisi yasebhange ngocingo lapho amakhasimende engaphatha ama-akhawunti awo futhi athole izinsiza ngocingo.
- Inkokhelo Yokungathinteki: I-Türkiye İş Bankası iphinde yethula ukukhokha ngaphandle kokuthinta, lapho amakhasimende angavele abambe amakhadi awo phezulu ukuze enze izinkokhelo.
- I-Chat Banking: Ibhange liphinde lethule isevisi yasebhange yezingxoxo, lapho amakhasimende ekwazi ukuxoxa ngezinto ezibakhathazayo nesisebenzi ngesiteshi sengxoxo.
I-Türkiye İş Bankası – Konke odinga ukukwazi ngebhange elikhulu langasese laseTurkey
I-İş Bankası ingelinye lamabhange amakhulu namadala kunawo wonke eTurkey, enikeza inhlobonhlobo yemikhiqizo namasevisi kumakhasimende azimele nawamabhizinisi. Ngempahla ephelele engaphezu kwezigidigidi ezingama-US $50, i-İş Bankası inamagatsha angaphezu kwe-1.500 kanye nama-ATM ayi-12.000 kulo lonke elaseTurkey futhi inikeza izinsiza eziningi zezezimali ezihlanganisa izikweletu zabathengi, ukubolekwa kwezindlu, ezezimali zebhizinisi, ukutshalwa kwezimali kanye nezinsizakalo zomshwalense, izinsiza zebhange eziku-inthanethi nezamaselula.
I-Türkiye İş Bankası yasungulwa ngonyaka we-1924 futhi inomlando omude wentuthuko nokuqamba izinto ezintsha kusukela lapho. Ibhange ligxile kakhulu ekuxhaseni ngemali yokuthekelisa kanye nokungenisa kwamanye amazwe futhi linamagatsha amaningana angaphandle ukuze linikeze amakhasimende alo ukufinyelela okungcono ezimakethe zezimali zamazwe ngamazwe.
I-Türkiye İş Bankası iphinde inikeze anhlobonhlobo ezinketho zokutshala izimali ezihlanganisa amadiphozithi angaguquki, amasheya, amabhondi, izimali ezihlanganyelwe kanye nezindlu ezithengiswayo. La mathuba okutshalwa kwezimali avumela amaklayenti ukuthi ahlukanise amaphothifoliyo awo okutshalwa kwezimali futhi azuze ezimbuyiselweni ezingase zibe khona kanye nokwazisa.
Enye yamandla amakhulu e-Türkiye İş Bankası iku-inthanethi kanye nokubhanga kweselula. Amakhasimende angaqapha futhi aphathe ama-akhawunti awo kanye nezimali noma nini, noma kuphi. Lokhu kubandakanya ikhono lokudlulisa imali, ukuhlola amabhalansi e-akhawunti, ukubuka izitatimende zekhadi lesikweletu, nokuningi. I-Türkiye İş Bankası iphinde inikeze amakhasimende uhlelo lokusebenza lweselula olubavumela ukuthi baphathe ama-akhawunti abo kumadivayisi abo eselula.
Isevisi yamakhasimende iyingxenye ebalulekile yomnikelo ka-Türkiye İş Bankası. Ibhange linethimba labasebenzi abanolwazi nabaqeqeshiwe abatholakalayo ukuze baphendule yonke imibuzo nezinkathazo zamakhasimende. Amakhasimende angaphinda axhumane nesevisi yamakhasimende ngocingo noma ngengxoxo ebukhoma.
Sekukonke, i-Türkiye İş Bankası inikezela ngezinsizakalo ezahlukahlukene zezezimali ukuze ihlangabezane nezidingo zamakhasimende angawodwana nawezinkampani. Ngobukhona obuqinile kazwelonke nakwamanye amazwe, inhlobonhlobo yamathuba okutshala imali kanye nenhlobonhlobo yamapulatifomu ebhange e-inthanethi neselula, i-Türkiye İş Bankası inikeza amakhasimende ayo ithuba lokuphatha izimali zawo ngendlela ephumelelayo futhi elula.
Nawa amanye amathiphu namacebo amabhange aseTurkey:
- Qhathanisa okunikezwayo okuvela emabhange ahlukene ngaphambi kokukhetha eyodwa. Qhathanisa izilinganiso zenzalo, izimali ezikhokhwayo namasevisi ahlinzekwayo ukuze uqinisekise ukuthi ukhetha inketho engcono kakhulu yezidingo zakho.
- Thola mayelana nemithetho kanye nezimfuneko zokuvula i-akhawunti. Qiniseka ukuthi unawo wonke amaphepha adingekayo namadokhumenti aselungile ngaphambi kokuvula i-akhawunti.
- Sebenzisa izinsiza zebhange eziku-inthanethi kanye nezamaselula ezihlinzekwa ngamabhange aseTurkey. Lokhu kukuvumela ukuthi uphathe izimali zakho noma yikuphi, nganoma yisiphi isikhathi.
- Qaphela lapho usebenzisa ama-ATM, ikakhulukazi ezindaweni zezivakashi. Ngaso sonke isikhathi hlola ukuthi umshini usemthethweni futhi uwusebenzise kuphela uma usetshenziswa ibhange elithembekile.
- Thola ngamathuba ahlukene okutshala imali anikezwa amabhange aseTurkey. Khetha isu lokutshala izimali elihambisana nezidingo zakho kanye nemigomo yakho.
- Qaphela lapho uphatha ulwazi lwezezimali olubucayi. Sebenzisa amaphasiwedi aqinile futhi uvikele ama-akhawunti akho ekufinyeleleni okungagunyaziwe.
- Sebenzisa izinsizakalo zabeluleki bezezimali ezinikezwa amabhange aseTurkey. Bangakusiza ukuthi uphathe kangcono izimali zakho futhi bakusize usebenzise isu lakho lokutshala imali.
- Thola mayelana nezinyathelo zokuphepha ezithathwa ngamabhange aseTurkey ukuvikela izimali zakho nolwazi lomuntu siqu. Qiniseka ukuthi ibhange likufundisa ngezingozi zokukhwabanisa ezingaba khona kanye nezivikelo.
- Sebenzisa izinsizakalo zomshuwalense ezinikezwa amabhange aseTurkey. Lokhu kungakusiza ukuthi uvikele izimali zakho uma kuba nengozi noma isimo esiphuthumayo.
- Thola mayelana nezimali ezikhokhiswa amabhange aseTurkey ngamasevisi awo. Amanye amabhange anezindleko eziphezulu zezinsizakalo ezithile, njengokudluliswa kwemali kwamanye amazwe noma ukuhoxiswa kwemali kuma-ATM angaphandle. Qhathanisa izindleko ukuze uqiniseke ukuthi ukhetha inketho eshibhe kakhulu.
- Wasebenzise amathuba amabhange aseTurkey akunikeza wona okuphatha izimali zakho nokutshalwa kwezimali emhlabeni jikelele. Amabhange amaningi aseTurkey anezinkampani ezingaphansi kwamanye amazwe futhi anikeza amakhasimende awo ithuba lokuvula ama-akhawunti amazwe ngamazwe nokuphatha izimali zawo emhlabeni wonke.
- Qaphela lapho usebenza namakhadi esikweletu akhishwe amabhange aseTurkey. Qiniseka ukuthi uyayiqonda imithetho nemibandela yekhadi lesikweletu futhi ugweme ukweqa umkhawulo wakho wesikweletu ukuze ugweme izindleko eziphezulu kanye nomthelela ongemuhle kumaphuzu akho esikweletu.
- Sebenzisa ngokunenzuzo amathuba anikezwa amabhange aseTurkey okubhanga ku-inthanethi neselula futhi usebenzise okunikezwayo njengezaziso ze-SMS noma amasignesha eselula ukuze uphathe izimali zakho ngokuphepha.
- Thola mayelana nokunikezwayo nezinsizakalo zamabhange aseTurkey zamabhizinisi amancane naphakathi nendawo. Amanye amabhange anezipesheli nezinkonzo zama-SME, njengemalimboleko, uxhaso lwezimali nezeluleko.
- Wasebenzise amathuba anikezwa amabhange aseTurkey okubhanga ku-inthanethi neselula futhi usebenzise okunikezwayo njengezaziso ze-SMS noma amasignesha eselula ukuze uphathe izimali zakho ngokuphephile.
Kubalulekile ukuqonda okunikezwayo okuhlukile nezinsizakalo ezinikezwa amabhange aseTurkey, futhi kubalulekile ukuqhathanisa okunikezwayo okuvela emabhange ahlukene ukuze wenze ukukhetha okungcono kakhulu kwezidingo zakho. Okubaluleke ngokufanayo ukwazi imithetho nezimfuneko zokuvula i-akhawunti, kanye nokuqonda iminikelo yebhange ye-inthanethi neselula ezokwenza kube lula kuwe ukuphatha izimali zakho. Kuwukuhlakanipha futhi ukusebenzisa isu lokutshala imali elinokulinganisela nelihlukahlukene ukuze unciphise ubungozi futhi wandise amathuba enzuzo, futhi uthathe umshwalense ukuze uvikele izimali zakho uma kwenzeka ingozi noma isimo esiphuthumayo.
Qaphela: Ulwazi olunikezwe kuwebhusayithi yethu ngelezinjongo zokwaziswa okuvamile kuphela futhi aluhlanganisi izincomo noma amathiphu ezinqumo zezezimali. Asizibophezeli ngokunemba, ukuphelela noma ukufika ngesikhathi kolwazi olunikeziwe. Sicela uhlale ucela iseluleko someluleki wezezimali oqeqeshiwe ngaphambi kokwenza noma yiziphi izinqumo zezezimali.