I-QNB Finansbank yenye yeebhanki eziphambili eTurkey kwaye inikezela ngeenkonzo ezahlukeneyo kubathengi babucala nabeshishini. Ngoluhlu olubanzi lweemveliso zemali kunye neenkonzo ezibandakanya ii-akhawunti, iimali-mboleko, utyalo-mali kunye ne-inshurensi, i-QNB Finansbank yenye yeebhanki ezithembekileyo nezithembekileyo eTurkey. Ukuvula i-akhawunti kulula kwaye kuthe ngqo, kwaye ibhanki ye-intanethi kunye nebhanki ephathwayo ivumela abathengi ukuba balawule ngokukhuselekileyo iimali zabo nanini na, naphi na.
Ukuvula iakhawunti ngeQNB Finansbank, kufuneka ulandele amanyathelo ambalwa:
- Khetha uhlobo lwe-akhawunti: I-QNB Finansbank ibonelela ngeendidi ezahlukeneyo zee-akhawunti ezinjengee-akhawunti zangoku, ii-akhawunti zokulondoloza imali, ii-akhawunti zeshishini kunye nee-akhawunti zekhadi letyala. Khetha uhlobo lweakhawunti olulungela iimfuno zakho.
- Ndwendwela isebe: Ungavula iakhawunti kwi-QNB Finansbank ngokundwendwela isebe lebhanki. Yiza nawo onke amaxwebhu afunekayo afana nesazisi, ubungqina bedilesi kunye nezaphulelo zokuhlawula.
- Gcwalisa ifom yesicelo: Ukuba ukwisebe, uya kucelwa ukuba ugcwalise iphetshana lesicelo. Qinisekisa ukuba zonke iinkcukacha zichanekile kwaye zizalisekile phambi kokuba usayine ifomu.
- Zazise: Ukuze uqinisekise ubuwena, uya kucelwa ukuba uveze isazisi esisebenzayo.
- Idiphozithi: Emva kokuba i-akhawunti yakho ivuliwe, kufuneka wenze idiphozithi encinci kwiakhawunti yakho.
- Ukuqaliswa: Uya kufumana umyalezo owamkelekileyo kunye nolwazi lokuvula iakhawunti yakho.
Kubalulekile ukuqaphela ukuba iimfuno kunye neenkqubo zokuvula i-akhawunti kunye ne-QNB Finansbank zinokwahluka ngendawo kunye nohlobo lwe-akhawunti. Kuyacetyiswa ukuba uphande iimfuno kunye neenkqubo kwangaphambili kwaye uqinisekise ukuba unawo onke amaxwebhu ayimfuneko kunye nolwazi ngaphambi kokutyelela isebe.
Njengomphambukeli, unokuvula iakhawunti ngeQNB Finansbank, kodwa inkqubo inokuba nzima ngakumbi kwaye kunokubakho iimfuno ezithile kunye nezithintelo.
Njengomphambukeli, unokuvula iakhawunti ngeQNB Finansbank ngokulandela la manyathelo:
- Khetha uhlobo lweakhawunti: Njengoko kukhankanyiwe ngaphambili, i-QNB Finansbank ibonelela ngeentlobo ezahlukeneyo zeeakhawunti. Khetha uhlobo lweakhawunti olulungela iimfuno zakho.
- Ndwendwela isebe: Ungavula iakhawunti kwi-QNB Finansbank ngokundwendwela isebe lebhanki. Yiza nawo onke amaxwebhu afunekayo afana nesazisi, ubungqina bedilesi kunye nezaphulelo zokuhlawula.
- Gcwalisa ifom yesicelo: Ukuba ukwisebe, uya kucelwa ukuba ugcwalise iphetshana lesicelo. Qinisekisa ukuba zonke iinkcukacha zichanekile kwaye zizalisekile phambi kokuba usayine ifomu.
- Zazise: Ukuze uqinisekise ubuwena, uya kucelwa ukuba uveze isazisi esisebenzayo kunye nephepha-mvume lokuhlala.
- Idiphozithi: Emva kokuba i-akhawunti yakho ivuliwe, kufuneka wenze idiphozithi encinci kwiakhawunti yakho.
- Ukuqaliswa: Uya kufumana umyalezo owamkelekileyo kunye nolwazi lokuvula iakhawunti yakho.
Kubalulekile ukuqaphela ukuba iimfuno kunye neenkqubo zokuvula i-akhawunti kwi-QNB Finansbank njengomntu ongeyena umhlali zinokwahluka kumazwe ngamazwe. Kuyacetyiswa ukuba uphande iimfuno kunye neenkqubo kwangaphambili kwaye uqinisekise ukuba unawo onke amaxwebhu ayimfuneko kunye nolwazi ngaphambi kokutyelela isebe. Kukwangumbono olungileyo ukujonga nebhanki yakho ukuze uqiniseke ukuba ulandela onke amanyathelo ayimfuneko ukuze uvule iakhawunti.
I-QNB Finansbank ibonelela ngamathuba otyalo-mali awohlukeneyo kubaxumi bayo, kuquka:
- Idiphozithi yexesha elimiselweyo: Indlela ekhuselekileyo nelula yokutyala imali apho ufumana inzala emiselweyo ngexesha elithile.
- Izabelo zamashishini ezingenanzala emisiweyo: Tyala imali kwizabelo zamashishini zaseTurkey nakwamanye amazwe ukuze uzuze kuxabiso olunokwenzeka kunye nezabelo.
- Iibhondi: Tyala imali kurhulumente kunye neebhondi zeshishini ukuze uthathe inzuzo yentlawulo yenzala rhoqo.
- Inkxaso-mali: Tyala kwiingxowa-mali ezahlukeneyo ezilawulwa ngabaphathi beengxowa-mali abanamava ukuze kuxutywe iipotfoliyo ezibanzi.
- Izindlu ezithengiswayo: Tyala imali kwizindlu nomhlaba ukuze uzuze kuxabiso kunye nomvuzo wokurenta.
- Iintsimbi ezixabisekileyo: Tyala imali kwiintsimbi ezixabisekileyo ezifana negolide kunye nesilivere ukuze uxhamle kuxabiso kunye nokwahluka kweepotifoliyo zakho.
Kubalulekile ukuqaphela ukuba utyalo-mali ngalunye luza nemingcipheko yalo kunye nembuyekezo enokubakho, ngoko ke kubalulekile ukuqwalasela ngononophelo iprofayili yomngcipheko/yomvuzo walo naluphi na utyalo-mali phambi kotyalo-mali. Kukwacetyiswa ukuba udibane nomcebisi wezezimali ukuze akuncede ubone esona sicwangciso silungileyo sotyalo-mali.
I-QNB Finansbank ibonelela ngeendlela ezahlukeneyo zokubhankisha kwi-intanethi, amasebe kunye nee-ATM:
- UkuBhankisha kwi-Intanethi: I-QNB Finansbank ibonelela ngeqonga lebhanki elibanzi kwi-Intanethi apho abathengi banokulawula iiakhawunti zabo, benze utshintshelo, bafake izicelo zemboleko kunye nokunye okuninzi.
- Amasebe: Ibhanki inamasebe amaninzi kwilizwe lonke apho abathengi banokuthetha buqu nabasebenzi bebhanki kwaye bafumane iinkonzo.
- Ii-ATM: I-QNB Finansbank inothungelwano olubanzi lwee-ATM kwilizwe lonke apho abathengi banokutsala imali, benze iidipozithi kwaye bafikelele kulwazi lweakhawunti.
- Ibhanki ephathwayo: I-QNB Finansbank ikwabonelela ngezicelo zebhanki eziphathwayo kubathengi, ibenza bakwazi ukulawula iiakhawunti zabo kwizixhobo zabo eziphathwayo.
- UkuBhankisha ngomnxeba: I-QNB Finansbank ikwabonelela ngenkonzo yebhanki yomnxeba apho abathengi banokulawula ii-akhawunti zabo kwaye bafumane iinkonzo ngefowuni.
- Iintlawulo ezingaqhagamshelwanga: I-QNB Finansbank ikwaphehlelele iintlawulo ezingaqhagamshelwanga, apho abathengi banokubamba amakhadi abo phezulu kwi-terminal ukwenza iintlawulo.
- I-Chat Banking: Ibhanki nayo iqalise inkonzo yebhanki yengxoxo, apho abathengi banokuxoxa ngezinto ezibaxhalabisayo kunye nomsebenzi ngokusebenzisa ijelo lengxoxo.
QNB Finansbank-Yonke into ofuna ukuyazi malunga nebhanki ehamba phambili yaseTurkey
I-Finansbank yibhanki yaseTurkey enikezela ngeemveliso ezahlukeneyo kunye neenkonzo kubathengi babucala nabeshishini. Ngempahla iyonke edlula i-USD 40 yezigidigidi, i-Finansbank inothungelwano lwamasebe angaphezu kwama-600 kunye nee-ATM ezingama-6.000 eTurkey nakwamanye amazwe kwaye ibonelela ngoluhlu olubanzi lweenkonzo zezimali ezibandakanya iimali-mboleko zabathengi, iimali-mboleko, iimali-mboleko zeshishini, utyalo-mali kunye neenkonzo zeinshorensi, ngokunjalo. njengeebhanki ze-intanethi kunye neselula.
IFinansbank yasekwa ngo-1987 kwaye inembali ende yokukhula kunye nokutsha ukusukela ngoko. Ibhanki igxile kakhulu ekuthengeni imali kumazwe angaphandle nangaphandle kwaye inamasebe amaninzi angaphandle ukuze ibonelele abathengi bayo ngokufikelela ngcono kwiimalike zemali kumazwe ngamazwe.
I-Finansbank ikwabonelela ngeendlela ezininzi zotyalo-mali olubandakanya iidiphozithi ezisisigxina, izitokhwe, iibhondi, iimali ezihlangeneyo kunye nezindlu. La mathuba otyalo-mali avumela abathengi ukuba batshintshe iipotifoliyo zabo zotyalo-mali kwaye bazuze kwimbuyekezo enokubakho kunye noxabiso.
Enye inkalo ebalulekileyo yomnikelo weFinansbank liqonga layo lebhanki le-intanethi kunye neselula. Abathengi banokubeka iliso kwaye balawule iiakhawunti zabo kunye neemali nanini na, naphi na. Oku kubandakanya ukukwazi ukwenza udluliselo, ukujonga iibhalansi zeakhawunti, ukujonga iingxelo zekhadi letyala, kunye nokunye. IFinansbank ikwabonelela abathengi ngesicelo seselula esibavumela ukuba balawule iiakhawunti zabo kwizixhobo zabo eziphathwayo.
Inkonzo yabathengi yinxalenye ebalulekileyo yeenkonzo zeFinansbank. Ibhanki ineqela labasebenzi abanamava nabaqeqeshiweyo abafumanekayo ukuphendula yonke imibuzo yabathengi kunye neenkxalabo. Abathengi banokuqhagamshelana nenkonzo yabathengi ngefowuni okanye incoko ephilayo.
Uphawu olwahlukileyo lweFinansbank bubukho bayo obuqinileyo kwiibhanki zokuthengisa kunye nenkxaso yayo kwizinto ezintsha kunye netekhnoloji. Ibhanki ibonelela abathengi babucala ngenkxaso-mali kunye neenkqubo zenkonzo kwaye ixhasa iinkampani kwimimandla efana ne-fintech kunye ne-e-commerce.
Ngokubanzi, iFinansbank ibonelela ngeenkonzo ezininzi zezemali ukuhlangabezana neemfuno zabathengi babucala kunye nabeshishini. Ngobukho obuqinileyo belizwe kunye namazwe ngamazwe, uluhlu olubanzi lwamathuba otyalo-mali kunye noluhlu olubanzi lwamaqonga ebhanki e-intanethi kunye neselula, i-Finansbank yenza ukuba abathengi bayo balawule iimali zabo ngokulula nangokufanelekileyo. Ikwanayo nobukho bebhanki eyomeleleyo kwaye ixhasa ukusungulwa kunye nobuchwepheshe. I-Finansbank ikwagxininise ngamandla kwiinkqubo zoshishino oluzinzileyo kunye noxanduva lwayo lwentlalo kwaye ithathe amanyathelo kulo mmandla.
Nanga amanye amacebiso kunye neengcebiso kwiibhanki zaseTurkey:
- Thelekisa izibonelelo ezivela kwiibhanki ezahlukeneyo ngaphambi kokuba ukhethe enye. Thelekisa inzala, imirhumo kunye neenkonzo ezibonelelwayo ukuqinisekisa ukuba ukhetha eyona ndlela ilungileyo kwiimfuno zakho.
- Fumana malunga nemimiselo kunye neemfuno zokuvula i-akhawunti. Qinisekisa ukuba unawo onke amaphepha afunekayo kunye namaxwebhu alungile phambi kokuvula i-akhawunti.
- Sebenzisa ibhanki ye-intanethi kunye neenkonzo zebhanki eziphathwayo ezinikezelwa ziibhanki zaseTurkey. Oku kukuvumela ukuba ulawule iimali zakho naphi na, nangaliphi na ixesha.
- Qaphela xa usebenzisa ii-ATM, ngakumbi kwiindawo zabakhenkethi. Ngalo lonke ixesha khangela ukuba umatshini usemthethweni kwaye uwusebenzise kuphela ukuba usetyenziswa yibhanki ethembekileyo.
- Fumana malunga namathuba otyalo-mali ahlukeneyo anikezelwa ziibhanki zaseTurkey. Khetha isicwangciso sotyalo-mali esihambelana neemfuno kunye neenjongo zakho.
- Lumka xa uphethe iinkcukacha ezibuthathaka zemali. Sebenzisa amagama ayimfihlo anamandla kwaye ukhusele iiakhawunti zakho ekufikeleleni okungagunyaziswanga.
- Sebenzisa iinkonzo zabacebisi bezemali ezinikezelwa ziibhanki zaseTurkey. Banokukunceda ukuba ulawule kakuhle imali yakho kwaye bakuncede uphumeze isicwangciso sakho sotyalo-mali.
- Fumana malunga namanyathelo okhuseleko athathwa ziibhanki zaseTurkey ukukhusela imali yakho kunye nolwazi lomntu. Qinisekisa ukuba ibhanki ikufundisa malunga neengozi zobuqhophololo kunye nokhuseleko olunokwenzeka.
- Sebenzisa iinkonzo ze-inshurensi ezibonelelwa ziibhanki zaseTurkey. Ezi zinokukunceda ukukhusela iimali zakho xa kukho ingozi okanye unxunguphalo.
- Fumana malunga nemirhumo ehlawulwa ziibhanki zaseTurkey ngeenkonzo zabo. Ezinye iibhanki zinemirhumo ephezulu yeenkonzo ezithile, ezifana nokudluliselwa kwamanye amazwe okanye ukutsalwa kwemali kwii-ATM zangaphandle. Thelekisa imirhumo ukuze uqiniseke ukuba ukhetha eyona ndlela inexabiso eliphantsi.
- Thatha ithuba lamathuba obonelelwa ziibhanki zaseTurkey ukulawula iimali zakho kunye notyalo-mali kwihlabathi liphela. Iibhanki ezininzi zaseTurkey zineenkxaso-mali kumazwe angaphandle kwaye zinika abathengi babo ithuba lokuvula iiakhawunti zamazwe ngamazwe kunye nokulawula iimali zabo kwihlabathi jikelele.
- Lumka xa usebenzisana namakhadi etyala akhutshwe ziibhanki zaseTurkey. Qinisekisa ukuba uyayiqonda imigaqo kunye neemeko zekhadi lekhredithi kwaye ugweme ukudlula umda wakho wekhredithi ukuze ugweme iintlawulo eziphezulu kunye nefuthe elibi kumanqaku akho ekhredithi.
- Thatha ithuba lamathuba abonelelwa ziibhanki zaseTurkey kwi-intanethi kunye nebhanki ephathwayo kwaye uthathe ithuba lokunikezela njengezaziso zeSMS okanye utyikityo lweselfowuni ukulawula imali yakho ngokukhuselekileyo.
- Fumana malunga neentengiso kunye neenkonzo zeebhanki zaseTurkey kumashishini amancinci naphakathi. Ezinye iibhanki zinezibonelelo ezikhethekileyo kunye neenkonzo zee-SME, ezinje ngemali-mboleko, inkxaso-mali kunye neengcebiso.
- Thatha ithuba lamathuba abonelelwa ziibhanki zaseTurkey kwi-intanethi kunye nebhanki ephathwayo kwaye uthathe ithuba lokunikezela njengezaziso zeSMS okanye utyikityo lweselfowuni ukulawula ngokukhuselekileyo imali yakho.
Kubalulekile ukuqonda izibonelelo ezahlukeneyo kunye neenkonzo ezinikezelwa ngamabhanki aseTurkey, kwaye kubalulekile ukuthelekisa izibonelelo ezivela kwiibhanki ezahlukeneyo ukwenzela ukuba wenze ukhetho olufanelekileyo kwiimfuno zakho. Okubaluleke ngokufanayo kukwazi imigaqo kunye neemfuno zokuvula i-akhawunti, kunye nokuqonda iminikelo yebhanki ye-intanethi kunye neselula eya kwenza kube lula kuwe ukulawula imali yakho. Kukwabubulumko ukusebenzisa indlela yotyalo-mali elungeleleneyo neyantlukwano ukuze unciphise umngcipheko nokwandisa amathuba embuyekezo, kunye nokuthabatha i-inshorensi yokukhusela imali yakho kwimeko yengozi okanye yonxunguphalo.
Qaphela: Ulwazi olunikezelweyo kwiwebhusayithi yethu lwenzelwe iinjongo zolwazi ngokubanzi kuphela kwaye alubandakanyi iingcebiso okanye iingcebiso malunga nezigqibo zemali. Asithatheli xanduva ngokuchaneka, ukugqibelela okanye ukufika ngexesha kolwazi olunikiweyo. Nceda usoloko ufuna ingcebiso kumcebisi wezemali oqeqeshiweyo phambi kokuba wenze naziphi na izigqibo zemali.
