Iibhanki zaseTurkey: inzala yediphozithi esisigxina, imali yobusuku obunye, igolide, utshintshiselwano lwangaphandle kunye neeakhawunti ze-crypto - 2024

Zibonelela ngantoni iibhanki zaseTurkey?

Kwiibhanki zaseTurkey, abatyali-mali banokufumana uluhlu olubanzi lweemveliso zemali ezilungiselelwe iimfuno ezahlukeneyo. Nasi isishwankathelo seminikelo ephambili:

• Iiakhawunti zediphozithi yexesha elimiselweyo: Ezi zibonelela ngenzala emiselweyo yexesha elithile kwaye zilukhetho olulungileyo kubatyali-mali abafuna imbuyekezo ekhuselekileyo neqikelelwayo.
• Iiakhawunti zangoku: Ukuguquguquka ngakumbi kune-akhawunti yediphozithi yexesha elimiselweyo, zivumela ukufikelela kwimihla ngemihla kwi-capital, nangona ngokuqhelekileyo kunye nenzala ephantsi.
• Iiakhawunti zegolide: Inketho enomdla kubatyali-mali abafuna ukutyala imali kwigolide ebonakalayo, enokubonelela ngokwahlukana kweepotfoliyo kunye nokukhusela ekunyukeni kwamaxabiso.
• Iiakhawunti zotshintshiselwano lwangaphandle: Ifanelekile kubatyalo-mali abafuna ukubamba nokulawula imali kwiimali ezahlukeneyo, ngakumbi abo banentengiselwano yezemali yamazwe ngamazwe.
• Iiakhawunti zeCrypto: Ezi akhawunti zivumela abasebenzisi ukuba bathenge, bathengise, babambe kwaye barhwebe nge-cryptocurrencies njengeBitcoin, i-Ethereum kunye nezinye.

Nganye kwezi ntlobo zotyalo-mali zibonelela ngeenzuzo ezithile kunye nemingcipheko. Kubalulekile ukuqwalasela iimeko zemarike zangoku kunye nemigaqo nemiqathango ethile yebhanki nganye.

Iiakhawunti zediphozithi yexesha elimiselweyo

Iiakhawunti zediphozithi zexesha elimiselweyo kwiibhanki zaseTurkey luhlobo oludumileyo lotyalo-mali kubagcini abafuna imbuyekezo ekhuselekileyo nezinzileyo. Ezi akhawunti zibonelela ngenzala emiselweyo yexesha elithile, elinokwahluka ngokuxhomekeke kwibhanki. Zifanelekile kubatyali-mali abafuna ukutyala imali yabo ngexesha elimiselweyo ngaphandle kokufuna ukufikelela kuyo ngelo xesha. Inzala inokuhluka ngokuxhomekeke kwimarike kunye nebhanki, ngoko kuyacetyiswa ukuba uthelekise unikezelo oluvela kwiibhanki ezahlukeneyo ukuze ufumane eyona ilungileyo kwiimfuno zakho. Ii-akhawunti zedipozithi yexesha elimiselweyo zifaneleke ngokukodwa iinjongo zokonga ixesha eliphakathi ukuya kwelide.

Nalu ulwazi oluphangaleleyo malunga neeakhawunti zedipozithi ezisisigxina kwiibhanki zaseTurkey:

1. Inzala yebhanki ye-Intanethi: Iibhanki zidla ngokunikezela ngenzala ephezulu yeeakhawunti zedipozithi yexesha elimiselweyo ezivulwa ngokugcina imali kwi-intanethi kuneeakhawunti ezivulwe kumasebe. Umzekelo, iBhanki yeZiraat ibonelele ngenzala ephezulu kumasebe e-intanethi xa kuthelekiswa neediphozithi zesebe.
2. Iiakhawunti zexesha le-elektroniki: Ezi akhawunti zahlukile kwiiakhawunti zedipozithi yexesha elimiselweyo kuba azinamasebe kunye neendleko zokusebenza ezinxulumeneyo, nto leyo evumela ingeniso ephezulu yenzala. Zinokuvulwa kwi-intanethi nanini na.
3. Inzala evela kwiibhanki ezahlukeneyo: Iibhanki zaseTurkey ezahlukeneyo zibonelela ngenzala eyahlukileyo kwiiakhawunti zedipozithi ezisisigxina. Iibhanki ezinikezela ngezi akhawunti ziquka iZiraat Bank, Halkbank, Vakıfbank, Şekerbank, Odeabank, İş Bankası, TEB, Denizbank, Akbank, QNB Finanzbank, Fibabanka, Garanti BBVA, ING Bank, Yapı Kredi, Anadolubank, Alternatif Bank, Vargankı UKatılım, uAlbaraka Türk kunye noKuveyt Türk.
4. Wamkelekile umdla: Iibhanki ezininzi zaseTurkey zibonelela ngenzala enomtsalane xa uvula i-akhawunti yexesha elimiselweyo lokuqala. Ubude kunye nemali yale nzala iyahluka ngokuxhomekeke kwibhanki.

“Inzala eyamkelekileyo” lukhuthazo lokuba ezinye iibhanki zibonelele ngabathengi abatsha ukuze bavule iakhawunti, ngokuqhelekileyo iakhawunti yokonga okanye idipozithi yexesha. Le ngcamango iqhelekile kwiibhanki ezahlukeneyo eTurkey. Nantsi imiba ephambili yenzala eyamkelekileyo:

1. Inzala ephezulu kubathengi abatsha: Iibhanki zihlala zibonelela ngenzala ephezulu kubathengi abavula iakhawunti okokuqala. Ezi nzala zihlala zisebenza ixesha elithile kwaye zisetyenziselwa ukutsala abathengi abatsha.
2. Ixesha eliqingqiweyo linikeza: Izinga lenzala elamkelekileyo lidla ngokusebenza kangangexesha elithile emva kokuvulwa kweakhawunti. Oku kunokususela kwiiveki ezimbalwa ukuya kwiinyanga ezininzi.
3. Imimiselo nemiqathango eyahlukeneyo: Ixesha kunye nesixa senzala eyamkelekileyo iyahluka ngokwebhanki ngebhanki. Umzekelo, ezinye iibhanki zibonelela ngenzala ephezulu ngeentsuku zokuqala ezingama-90, ngelixa ezinye zinokubonelela ngamafutshane okanye amade.
4. Isebenza kwiintlobo ezahlukeneyo zeakhawunti: Nangona inzala eyamkelekileyo idla ngokufumaneka kwii-akhawunti zedipozithi yexesha elimiselweyo, inokubonelelwa kwezinye iindidi ze-akhawunti ezifana nee-akhawunti zangoku okanye izicwangciso zokonga ezikhethekileyo.
5. Umda kubathengi abatsha: Ezi nzala zenzelwe kuphela abathengi abatsha bebhanki. Abathengi abasele benayo i-akhawunti ebhankini badla ngokukhutshelwa ngaphandle kwezi zibonelelo.

Kubalulekile ukuqonda ngokupheleleyo imimiselo yamaxabiso amkelekileyo enzala, kuquka ukuba isithembiso sithatha ixesha elingakanani kunye nokuba kwenzeka ntoni kwinzala emva kokuba ixesha lonikezelo liphelile. Abathengi kufuneka bathathele ingqalelo eminye imiba efana neentlawulo, ubuncinci beemfuno zediphozithi kunye nokufikeleleka kwenkunzi ngexesha lobomi besipho.

Olu lwazi lubonelela ngokujongwa ngokubanzi kweeakhawunti zedipozithi yexesha elimiselweyo kwiibhanki zaseTurkey. Nangona kunjalo, kubalulekile ukuqhagamshelana neebhanki ezifanelekileyo ngokuthe ngqo ngolwazi lwangoku njengoko amazinga enzala kunye neemeko zinokutshintsha.

Umgangatho wenzala

Inzala, ingakumbi kwiimveliso zogcino-mali ezifana neediphozithi zexesha elimiselweyo kunye nee-akhawunti zemali ezifowunelayo, zinokuhluka kakhulu ngokuxhomekeke kwimeko yezoqoqosho, umgaqo-nkqubo webhanki ephakathi kunye namazinga okunyuka kwamaxabiso. Kwiminyaka yakutshanje, inzala itshintshile kakhulu kumazwe amaninzi, kuquka neTurkey.

1. Iindlela zehlabathi: Kwihlabathi jikelele, iibhanki ezingoovimba ezininzi zicuthe amaxabiso enzala ekuphenduleni imiceli mngeni yezoqoqosho kwiminyaka yakutshanje, kubandakanya ubhubhani we-COVID-19. Oku kukhokelele kumazinga enzala aphantsi ngokwembali kwiimveliso zokonga kumazwe amaninzi.
2. Imeko eTurkey: ETurkey, imilinganiselo yenzala iye yatshintsha kakhulu kwiminyaka yakutshanje ngenxa yezinto ezahlukeneyo zoqoqosho ezifana nokunyuka kwamaxabiso kunye nokuguquguquka kwemali. I-Turkish Central Bank iye yahlengahlengisa imilinganiselo yenzala kaninzi ukuze iphendule kuphuhliso lwezoqoqosho, nto leyo ethe yachaphazela inzala yexesha elimiselweyo kunye ne-akhawunti yediphozithi yasebusuku.
3. Ukunyuka kwamaxabiso aphezulu: I-Turkey iye yafumana izinga eliphezulu lokunyuka kwamaxabiso kwiminyaka yamuva nje, ehlala ikhokelela kwinzala ephezulu kwi-savings ukukhawulelana nexabiso lentengo.
4. Inzala ethe ngqo kwibhanki: Inzala iyahluka ngokwebhanki ngebhanki kwaye inokwahluka phakathi kwebhanki ngokuxhomekeke kwimveliso, ixesha kunye nemali. Iibhanki zaseTurkey zilungelelanise inzala yazo kwixesha elimiselweyo kunye ne-akhawunti yediphozithi ebusuku ngokuphendula imeko yezoqoqosho kunye nomgaqo-nkqubo webhanki ephakathi.

Ukufumana ulwazi oluchanekileyo noluhlaziyiweyo malunga namazinga enzala, kungcono ukuqhagamshelana neebhanki ngokuthe ngqo okanye uqhagamshelane neempapasho ezisemthethweni zeBhanki Enkulu yaseTurkey. Kwakhona qaphela ukuba izinga lenzala lembali alibonisi intsingiselo yekamva kuba lixhomekeke kwizinto ezininzi eziguquguqukayo zoqoqosho nezopolitiko.

Iiakhawunti zangoku

Iiakhawunti zemali ezifowunelwa kwiibhanki zaseTurkey zibonelela ngokhetho lotyalo-mali oluguquguqukayo oluvumela abalondolozi ukuba bafikelele kwimali yabo yonke imihla. Olu hlobo lwe-akhawunti lubonisa amazinga enzala ahlukeneyo, ahlala ephantsi kunenzala kwi-akhawunti yediphozithi yexesha elimiselweyo kuba imali inokutsalwa nangaliphi na ixesha. Iiakhawunti zemali zemihla ngemihla zifanelekile kubatyalo-mali abaxabisa ukuguquguquka kwaye abafuni ukutyalomali yabo ngexesha elimiselweyo. Kubalulekile ukuthelekisa inzala yangoku kunye namagama kwiibhanki ezahlukeneyo njengoko ezi zinokwahluka.

Nalu ulwazi oluphangaleleyo malunga neeakhawunti zentengiso yemali kwiibhanki zaseTurkey:

1. bhetyebhetye: Iiakhawunti zemali zefowuni zibonakaliswe kwinqanaba eliphezulu lokuguquguquka. Abatyali-mali banokufikelela kwimali yabo nangaliphi na ixesha, okwenza ezi akhawunti zilungele iinjongo zokulondoloza ixesha elifutshane okanye njengendawo yokugcina ixesha likaxakeka.
2. Inzala eguquguqukayo: Ngokwahlukileyo kwii-akhawunti zediphozithi yexesha elimiselweyo, ii-akhawunti zemali zokufowunela zibonelela ngenzala eyohlukeneyo. Ezi zihlala zixhomekeke kwiimeko zemarike zangoku kwaye zinokutshintsha ngokufanelekileyo.
3. Iibhanki ezibonelela ngeeakhawunti zangoku: Iibhanki ezininzi zaseTurkey zibonelela ngeeakhawunti zangoku. Ezi ziquka zombini iibhanki ezinkulu, ezisele zimiselwe kunye nezincinci, amaziko akhethekileyo. Ezinye zeebhanki ezaziwayo ngakumbi yiZiraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi, Halkbank, Vakıfbank kunye neDenizbank.
4. Iinketho zebhanki kwi-Intanethi: Iibhanki ezininzi zaseTurkey zibonelela ngeendlela zokubhanka kwi-Intanethi kwiiakhawunti zemarike yemali. Oku kuvumela abathengi ukuba balawule ngokulula iiakhawunti zabo kwaye baqhube iintengiselwano kwi-Intanethi.
5. Ubuncinci bediphozithi kunye nemirhumo: Ezinye iibhanki zinokufuna ubuncinci bediphozithi ukuvula iakhawunti yemalike yemali. Ulwakhiwo lwentlawulo lunokwahluka, ngoko kuyacetyiswa ukuba ufumanise ngakumbi kwibhanki echaphazelekayo kwangaphambili.
6. Ukhuseleko lweedipozithi: Njengazo zonke iimveliso zebhanki eTurkey, iidipozithi kwi-akhawunti yemali yokufowuna ikhuselwe ukuya kuthi ga kwimali ethile yinkxaso-mali yokukhusela idiphozithi karhulumente.

Kubalulekile ukuthelekisa ukunikezelwa kwangoku kunye neemeko ezivela kwiibhanki ezahlukeneyo njengoko izinga lenzala kunye neemeko zingatshintsha. Abatyalomali kufuneka baqwalasele imeko yezoqoqosho kunye namazinga okunyuka kwamaxabiso eTurkey njengoko ezi zinto zinokuchaphazela imbuyekezo kutyalo-mali lwabo.

Iiakhawunti zegolide

Iiakhawunti zegolide luhlobo oludumileyo lotyalo-mali eTurkey kwaye zibonelela ngendlela eyodwa yokutyala imali kwigolide ebonakalayo ngaphandle kokuyigcina ngokwasemzimbeni. Nalu ulwazi oluphangaleleyo malunga neeakhawunti zegolide kwiibhanki zaseTurkey:

1. ukusebenza: Iiakhawunti zegolide zivumela abatyali-mali ukuba bathenge, babambe kwaye bathengise igolide ngendlela ye-elektroniki. Isixa segolide kwi-akhawunti sibhalwe kwiigram.
2. Ukhuseleko kunye lula: Abatyali-mali abanaxhala malunga nokhuseleko kunye nokugcinwa kwegolide ebonakalayo. Endaweni yoko, banokulawula ngokulula utyalo-mali lwabo lwegolide ngeakhawunti yabo yebhanki.
3. Iibhanki ezineeakhawunti zegolide: Iibhanki ezininzi zaseTurkey zibonelela ngeeakhawunti zegolide. Ezi ziquka iibhanki ezinkulu ezifana neZiraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi, Halkbank, Vakıfbank kunye neDenizbank. Ezinye iibhanki ezikhethekileyo kunye namaziko emali nawo abonelela ngeeakhawunti ezinjalo.
4. Ukuthenga nokuthengisa igolide: Abathengi banokuthenga kwaye bathengise igolide ngeakhawunti yabo ngamaxabiso akhoyo emarike. Ezinye iibhanki nazo zibonelela ngezicwangciso zokulondoloza rhoqo apho igolide ithengwa ngokuzenzekelayo ngamaxesha aqhelekileyo.
5. Iintlawulo kunye neeNdleko: Izakhiwo ze-akhawunti yegolide ziyahluka ngokuxhomekeke ebhankini. Kubalulekile ukufumanisa malunga nayiphi na imali yokulawula i-akhawunti, iindleko zentengiselwano kunye nezinye iifizi.
6. Imiba yerhafu: Abatyali-zimali kufuneka bazazise malunga neziphumo zerhafu zotyalo-mali kwigolide ngeeakhawunti zebhanki njengoko ezi zinokwahluka ngokwamazwe.

Iiakhawunti zegolide zibonelela ngenye indlela enomtsalane kubatyali-mali abafuna ukutyala imali kwigolide ngaphandle kokujongana nemingeni yokugcina kunye nokhuseleko lwegolide ebonakalayo. Nangona kunjalo, kubalulekile ukuthelekisa izibonelelo kunye neemeko zeebhanki ezahlukeneyo kwaye uthathe isicwangciso sakho sotyalo-mali kunye nemeko yemarike yangoku.

Iiakhawunti zotshintshiselwano lwangaphandle

Iiakhawunti zokutshintshiselana kwamanye amazwe kunye neebhanki zaseTurkey zinika abatyali-mali kunye nabantu bezoshishino ithuba lokubamba nokulawula imali kwiimali ezahlukeneyo. Olu hlobo lwe-akhawunti lufanelekile ngokukhethekileyo kubantu abaqhuba rhoqo iintengiselwano zamazwe ngamazwe okanye abafuna ukuzikhusela ngokuguquguquka kwemali. Nalu ulwazi oluphangaleleyo malunga neeakhawunti zotshintshiselwano lwangaphandle eTurkey:

1. Iinketho zemali ezahlukeneyo: Iibhanki zaseTurkey zibonelela ngeeakhawunti zotshintshiselwano lwangaphandle kwiimali ezahlukeneyo ezibandakanya iidola zaseMelika, iieuro, iiponti zaseBritane kwaye ngamanye amaxesha ezinye iimali ezifana neefranc zaseSwitzerland okanye yen yaseJapan.
2. bhetyebhetye: Iiakhawunti zotshintshiselwano lwangaphandle zenza kube lula ukubamba, ukufumana kunye nokuthumela imali ngemali yangaphandle echaphazelekayo. Oku kwenza ukuba iintengiselwano zoshishino lwamazwe ngamazwe kunye nokudluliselwa kwemali yomntu kube lula.
3. Amaxabiso otshintshiselwano: Uguqulo olusuka kwimali enye ukuya kwenye lwenziwa ngokwemilinganiselo yebhanki yangoku. Ezi ntlawulo zinokutshintsha yonke imihla ngokuxhomekeke ekuguquguqukeni kweemarike zotshintshiselwano lwamazwe ngamazwe.
4. Iintlawulo kunye neeNdleko: Ukuvula i-akhawunti, ukugcinwa kunye nemali yokuguqula imali ingasebenza. Ezi zakhiwo zentlawulo ziyahluka ngokuxhomekeke kwibhanki.
5. Iibhanki ezineakhawunti zotshintshiselwano lwangaphandle: Iibhanki ezinkulu ezininzi zaseTurkey ezinjengeZiraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi, Halkbank, Vakıfbank kunye neDenizbank zibonelela ngeeakhawunti zotshintshiselwano lwangaphandle.
6. umdla: Ezinye ii-akhawunti zotshintshiselwano lwangaphandle zinokubonelela ngenzala kwiibhalansi zemali yamazwe angaphandle egcinwe, nangona ezi nzala zihlala zingaphantsi kunezo zinikezelwa ngexesha elimiselweyo okanye ii-akhawunti zediphozithi zasebusuku kwimali yasekuhlaleni.
7. Ukuqwalaselwa kwerhafu: Abatyali-mali kufuneka baqwalasele iziphumo zerhafu kwiiakhawunti zotshintshiselwano lwangaphandle njengoko ezi zinokwahluka ngokwelizwe kunye nemithetho ethile.

Iiakhawunti zokutshintshiselana kwamanye amazwe ziyindlela efanelekileyo kwabo basebenza rhoqo ngeemali ezahlukeneyo. Njengaso nasiphi na isigqibo sezemali, kuyacetyiswa ukuba uthelekise izibonelelo ezivela kwiibhanki ezahlukeneyo kwaye ufumane malunga neemeko ezifanelekileyo kunye neentlawulo.

Iiakhawunti zeCrypto

Iiakhawunti ze-Cryptocurrency, ezikwabizwa ngokuba ziiakhawunti ze-crypto, luhlobo olukhulayo lokuthandwa kutyalo-mali lwedijithali eTurkey nakwihlabathi liphela. Ezi akhawunti zivumela abasebenzisi ukuba bathenge, bathengise, babambe kwaye barhwebe nge-cryptocurrencies njengeBitcoin, i-Ethereum kunye nezinye. Nalu ulwazi oluphangaleleyo malunga neeakhawunti ze-crypto:

1. Iibhanki kunye cryptocurrencies: Iibhanki zemveli ngokuqhelekileyo aziboneleli akhawunti cryptocurrency ngqo. Endaweni yoko, iiakhawunti ze-crypto zihlala zibonelelwa ngotshintshiselwano olukhethekileyo lwe-crypto okanye amaqonga okurhweba.
2. Iiplatifti zokurhweba nge-crypto yaseTurkey: Kukho iiplatifti ezininzi zokurhweba nge-crypto eTurkey ezivumela ukuthenga nokuthengisa ii-cryptocurrencies. Ezona zaziwa kakhulu ziquka i-BTCTurk, i-Paribu kunye ne-BtcTurk | Per.
3. Cryptocurrency wallets: Ukulawula ii-cryptocurrencies, abasebenzisi bafuna i-wallet yedijithali. Kukho iintlobo ezahlukeneyo zeepaji ezibandakanya i-wallet ye-intanethi, i-wallet yeselula, i-desktop wallet kunye ne-hardware.
4. Ukhuseleko kunye nemingcipheko: Ii-Cryptocurrencies ziyaziwa ngokuguquguquka kwazo okuphezulu kwaye zithwala imingcipheko ekufuneka iqwalaselwe ngononophelo. Ukhuseleko lwe-cryptocurrencies luxhomekeke kakhulu kukhuseleko lwe-wallet ekhethiweyo kunye neqonga.
5. Imimiselo kunye nemicimbi yomthetho: Imeko yomthetho kunye nokulawulwa kwee-cryptocurrencies zingatshintsha ngokukhawuleza, zombini eTurkey nakwamanye amazwe. Abasebenzisi kufuneka bahlale bezazisa malunga nemigaqo yomthetho yamva nje.
6. Imiba yerhafu: Inzuzo evela kwi-cryptocurrencies yorhwebo inokuba phantsi kwerhafu. Kubalulekile ukufumanisa malunga nezibophelelo zerhafu malunga ne-cryptocurrencies kwilizwe ngalinye.
7. Isicwangciso sotyalo-mali: Ii-Cryptocurrencies kufuneka zijongwe njengenxalenye yesicwangciso sotyalo-mali oluhlukeneyo. Ngenxa yokuguquguquka kwabo kunye nemingcipheko, kuyacetyiswa ukuba utyale kuphela inxalenye yemali yakho yotyalo-mali kwii-cryptocurrencies.

Ii-Cryptocurrencies zibonelela ngamathuba otyalo-mali olutsha, kodwa zizisa neengozi ezithile kunye nemingeni. Uphando olucokisekileyo kunye nokulawulwa komngcipheko ngobulumko kubalulekile kuye nabani na ojonge ukutyala imali kwi-cryptocurrencies.

Umahluko phakathi kwe-akhawunti yediphozithi yexesha elimiselweyo kunye ne-akhawunti yediphozithi yexesha lombane:

Umahluko phakathi kwe-akhawunti yediphozithi yexesha kunye ne-akhawunti ye-electronic term ixhomekeke ikakhulu kwindlela ezi akhawunti ezilawulwa kwaye zifikelelwe ngayo, kwaye ngamanye amaxesha kumazinga enzala anikezelwayo. Nantsi umahluko ophambili:

1. Ukuvulwa kweakhawunti kunye nolawulo:
   • I-akhawunti yediphozithi esisigxina: Ii-akhawunti zedipozithi yexesha eliqhelekileyo zisoloko zivulwa kwisebe lebhanki. Ezi akhawunti zilawulwa ngokobuqu kwisebe okanye ngokusebenzisa amandla alinganiselweyo ebhanki kwi-intanethi.
   • Iakhawunti yokuqeshwa nge-elektroniki: Iiakhawunti zexesha le-elektroniki zivulwa kwaye zilawulwe ngokupheleleyo kwi-intanethi. Bavumela abathengi ukuba benze utshintshiselwano ngokulula ngebhanki ye-intanethi okanye ii -apps eziphathwayo.
2. Ukufikeleleka kunye nokulula:
   • I-akhawunti yediphozithi esisigxina: Ukufikelela kwii-akhawunti zedipozithi emiselweyo kusenokungabi lula ukuba utyelelo lwangaphakathi-mntu kwisebe lebhanki luyafuneka.
   • Iakhawunti yokuqeshwa nge-elektroniki: Ezi akhawunti zibonelela ngokulula kunye nokufikeleleka njengoko yonke imisebenzi inokuqhutywa kwi-intanethi.
3. Umgangatho wenzala:
   • I-akhawunti yediphozithi esisigxina: Amazinga enzala yee-akhawunti zedipozithi yexesha elimiselweyo anokwahluka ngokuxhomekeke kwibhanki nakwimeko yemarike.
   • Iakhawunti yokuqeshwa nge-elektroniki: Iiakhawunti zexesha le-elektroniki zihlala zibonelela ngenzala ephezulu kuneeakhawunti zediphozithi yexesha eliqhelekileyo kuba iibhanki zinokugqithisela ugcino kwinzame zolawulo ezincitshisiweyo kunye nokungabikho kweendleko zokugcinwa kwesebe kubathengi.
4. Iindleko kunye neentlawulo:
   • I-akhawunti yediphozithi esisigxina: Ii-akhawunti zedipozithi zexesha elimiselweyo zisenokwenza umrhumo wokuvula okanye ukugcina i-akhawunti.
   • Iakhawunti yokuqeshwa nge-elektroniki: Ezi akhawunti zidla ngokuba nemirhumo esezantsi okanye akukho nto ngenxa yeendleko zokusebenza ezisezantsi zebhanki.
5. iqela ekujoliswe kulo:
   • I-akhawunti yediphozithi esisigxina: Ifanelekile kubathengi abakhetha ibhanki yemveli kwaye baxabise uqhagamshelwano lomntu siqu nebhanki.
   • Iakhawunti yokuqeshwa nge-elektroniki: Ilungele abathengi abakhetha ukusebenziseka kunye nokuguquguquka kwebhanki ye-intanethi.

Ngamafutshane, ii-akhawunti zexesha le-elektroniki zibonelela ngendlela yangoku, eguquguqukayo kwaye ihlala inexabiso eliphantsi kuneeakhawunti zedipozithi zexesha eliqhelekileyo, ngakumbi kubathengi abaqheleneyo nabakhetha ukubhankisha kwi-Intanethi.

Ukubamba irhafu eTurkey

Umyinge wokubamba irhafu ubhekiselele kumyinge werhafu ebanjwa ngokuthe ngqo kwimvelaphi yengeniso, efana nenzala efunyenwe kwiiakhawunti zebhanki okanye izabelo ezivela kwizitokhwe. Lo mlinganiselo werhafu uyahluka ngokuxhomekeke kwilizwe, uhlobo lwengeniso kwaye ngamanye amaxesha ubume bomamkeli (umzekelo, ukuba umntu ungumhlali welizwe okanye akunjalo).

ETurkey, ingeniso yenzala evela kwiiakhawunti zebhanki, kuquka iidiphozithi zexesha kunye neeakhawunti zemarike yemali, kunye nezinye iintlobo zengeniso ezifana nezahlulo kunye nengeniso yerenti zixhomekeke ekubanjweni kwerhafu. Izinga elithile lokubamba irhafu eTurkey lingatshintsha kwaye limiselwa ngumthetho werhafu waseTurkey.

Kubalulekile ukuzazi iireyithi zokubamba irhafu zangoku njengoko zinokutshintsha kwaye zixhomekeke kwizinto ezahlukeneyo. Ukongeza, abatyali-mali bamanye amazwe banokulawulwa yimithetho eyahlukeneyo ngokuxhomekeke kwisivumelwano sokurhafiswa kabini phakathi kwelizwe labo kunye neTurkey.

Ukufumana ulwazi oluchanekileyo noluhlaziyiweyo, kuyacetyiswa ukuba uqhagamshelane neencwadi ezisemthethweni zeGunya leRhafu laseTurkey okanye uqhagamshelane nomcebisi werhafu.

Ukuziphendulela: Ulwazi olunikelwe kolu xwebhu lwenzelwe iinjongo zolwazi kuphela kwaye alubandakanyi iingcebiso zotyalo-mali, isindululo okanye isibongozo sokuthenga okanye ukuthengisa naziphi na iimveliso okanye iinkonzo zemali.Ulwazi luphandwe ngononophelo lwaza lwaqulunqwa, kodwa akukho siqinisekiso sinokunikwa. malunga nokuchaneka kwayo, ukugqibelela okanye ukufika ngexesha kolwazi lwamkelwa. Iimeko zoqoqosho, imithetho kunye nemimiselo ixhomekeke kwinguqu kwaye nasiphi na isigqibo sotyalo-mali kufuneka senziwe ngokusekelwe kwiingcebiso zomntu ngamnye kwiingcali eziqeqeshiweyo. Akukho mbhali okanye iqonga elamkela naliphi na ityala ngayo nayiphi na ilahleko ethe ngqo okanye engathanga ngqo okanye umonakalo onokuthi uvele ngokusetyenziswa kolu lwazi.