Amabhange aseTurkey: inzalo yediphozithi engaguquki, imali yasebusuku, igolide, imali yangaphandle kanye nama-akhawunti e-crypto - 2024

Ayini amabhange aseTurkey?

Emabhange aseTurkey, abatshalizimali bangathola izinhlobonhlobo zemikhiqizo yezezimali ehambisana nezidingo ezahlukene. Nasi isifinyezo seminikelo eyinhloko:

• I-akhawunti yediphozi yesikhathi esinqunyiwe: Lokhu kunikeza izilinganiso zenzalo ezigxilile zesikhathi esithile futhi ziyinketho enhle kubatshalizimali abafuna imbuyiselo ephephile nengabikezelwa.
• Ama-akhawunti wamanje: Avumelana nezimo kakhulu kunama-akhawunti ediphozi esikhathi esinqunyiwe, avumela ukufinyelela kwansuku zonke emalini eyimali, nakuba ngokuvamile enezilinganiso zenzalo eziphansi.
• Ama-akhawunti egolide: Inketho ethokozisayo yabatshalizimali abafuna ukutshala imali egolideni eliphathekayo, elingahlinzeka ngokuhlukahluka kwephothifoliyo kanye nokuvikelwa ekukhuphukeni kwamandla emali.
• Ama-akhawunti okushintshaniswa kwamanye amazwe: Ifanele abatshalizimali abafuna ukubamba nokuphatha imali ngezinhlobo zemali ezihlukene, ikakhulukazi lezo ezinokuthengiselana kwezezimali kwamanye amazwe.
• Ama-akhawunti we-Crypto: Lawa ma-akhawunti avumela abasebenzisi ukuthi bathenge, badayise, babambe futhi bahwebe ngemali ye-crypto efana ne-Bitcoin, i-Ethereum nezinye.

Ngayinye yalezi zindlela zokutshala imali inikeza izinzuzo ezithile kanye nezingozi. Kubalulekile ukucabangela izimo zemakethe zamanje kanye nemigomo nemibandela ethile yebhange ngalinye.

I-akhawunti yediphozi yesikhathi esinqunyiwe

Ama-akhawunti ediphozi esikhathi esimisiwe emabhange aseTurkey ayindlela edumile yokutshala imali yabalondolozi abafuna imbuyiselo ephephile futhi ezinzile. Lawa ma-akhawunti ahlinzeka ngezinga lenzalo eligxilile lesikhathi esithile, elingahluka kuye ngebhange. Zilungele abatshalizimali abafuna ukutshala imali yabo isikhathi esimisiwe ngaphandle kokudinga ukufinyelela kuyo ngaleso sikhathi. Izilinganiso zenzalo zingahluka kuye ngemakethe kanye nebhange, ngakho-ke kuhle ukuqhathanisa okunikezwayo okuvela emabhange ahlukene ukuze uthole okungcono kakhulu ngezidingo zakho. Ama-akhawunti ediphozi esikhathi esigxilile afaneleka kakhulu izinhloso zokonga zesikhathi esimaphakathi nesesikhathi eside.

Nalu ulwazi olujwayelekile mayelana nama-akhawunti ediphozithi angaguquki emabhange aseTurkey:

1. Izinga lenzalo yasebhange ku-inthanethi: Amabhange ngokuvamile anikeza amanani enzalo aphezulu kuma-akhawunti ediphozi esikhathi esinqunyiwe avulwa ngokubhanga ku-inthanethi kunama-akhawunti avulwe emagatsheni. Isibonelo, i-Ziraat Bank inikeze izinga eliphezulu lenzalo kumagatsha aku-inthanethi uma kuqhathaniswa namadiphozithi egatsha.
2. Ama-akhawunti wethemu ye-elekthronikhi: Lawa ma-akhawunti ahlukile kuma-akhawunti ediphozi esikhathi esimisiwe ngoba awanawo amagatsha nezindleko zokusebenza ezihambisanayo, okuvumela inzuzo ephezulu yenzalo. Angavulwa ku-inthanethi nganoma yisiphi isikhathi.
3. Izilinganiso zenzalo ezivela emabhange ahlukene: Amabhange ahlukene aseTurkey ahlinzeka ngezilinganiso zenzalo ezihlukene zama-akhawunti wediphozithi egxilile. Amabhange anikezela ngama-akhawunti anjalo ahlanganisa i-Ziraat Bank, i-Halkbank, i-Vakıfbank, i-Şekerbank, i-Odeabank, i-İş Bankası, TEB, Denizbank, Akbank, QNB Finanzbank, Fibabanka, Garanti BBVA, ING Bank, Yapı Kredi, Anadolubank, Alternatif Bank, Vargankı Bank, Vargankı U-Katılım, u-Albaraka Türk no-Kuveyt Türk.
4. Siyakwamukela intshisekelo: Amabhange amaningi aseTurkey anikeza izilinganiso zenzalo ezikhangayo zokwamukela lapho evula i-akhawunti yediphozi yesikhathi esinqunyiwe okokuqala ngqa. Ubude nenani lale nzalo liyahlukahluka kuye ngebhange.

“Inzalo eyamukelwayo” iyisikhuthazo sokuthi amanye amabhange anikeze amakhasimende amasha ukuze avule i-akhawunti, ngokuvamile i-akhawunti yokonga noma yediphozithi yesikhathi. Lo mqondo uvame futhi emabhange ahlukahlukene eTurkey. Nazi ezinye izici ezibalulekile zezilinganiso zenzalo zokwamukela:

1. Amazinga enzalo aphezulu kumakhasimende amasha: Amabhange avame ukunikeza amanani enzalo aphezulu kumakhasimende avula i-akhawunti okokuqala ngqa. Lezi zilinganiso zenzalo ngokuvamile zisebenza isikhathi esilinganiselwe futhi zisetshenziselwa ukuheha amakhasimende amasha.
2. Ukunikezwa kwesikhathi esilinganiselwe: Izilinganiso zenzalo zokwamukela ngokuvamile zisebenza isikhathi esimisiwe ngemva kokuvulwa kwe-akhawunti. Lokhu kungasukela emavikini ambalwa kuye ezinyangeni ezimbalwa.
3. Imigomo nemibandela ehlukene: Ubude nenani lenzalo eyamukelekayo liyahlukahluka kuye ngebhange. Isibonelo, amanye amabhange anikeza amanani enzalo aphezulu ezinsukwini zokuqala ezingu-90, kanti amanye angase anikeze izikhathi ezimfushane noma ezinde.
4. Ivumeleke ezinhlotsheni ezihlukene zama-akhawunti: Nakuba izilinganiso zenzalo ezamukelekayo zivame ukutholakala kuma-akhawunti ediphozi esikhathi esinqunyiwe, zinganikezwa nezinye izinhlobo zama-akhawunti njengama-akhawunti amanje noma izinhlelo zokulondoloza ezikhethekile.
5. Umkhawulo kumakhasimende amasha: Lezi zilinganiso zenzalo ngokuvamile zihloselwe amakhasimende amasha ebhange kuphela. Amakhasimende akhona kakade asenayo i-akhawunti nebhange ngokuvamile awabandakanyi kulokhu kunikezwa.

Kubalulekile ukuqonda ngokugcwele imigomo yezilinganiso zenzalo zokwamukela, okuhlanganisa ukuthi ukunikezwa kuthatha isikhathi esingakanani nokuthi kwenzekani ngenzalo ngemva kokuphela kwesikhathi sokunikezwayo. Amakhasimende kufanele futhi acabangele ezinye izici ezifana nezinkokhelo, izimfuneko zediphozithi ezincane kanye nokufinyeleleka kwekhephithali ngesikhathi sokuphila komnikelo.

Lolu lwazi lunikeza umbono ojwayelekile wama-akhawunti wediphozi wesikhathi esinqunyiwe emabhange aseTurkey. Kodwa-ke, kubalulekile ukuthintana namabhange afanele ngqo ukuze uthole ulwazi lwakamuva kakhulu njengoba izinga lenzalo nezimo zingashintsha.

Amazinga enzalo

Izilinganiso zenzalo, ikakhulukazi emikhiqizweni yokonga njengediphozithi yesikhathi esinqunyiwe kanye nama-akhawunti emali ekholi, zingahluka kakhulu kuye ngesimo somnotho, inqubomgomo yebhange elikhulu kanye namazinga okwehla kwamandla emali. Eminyakeni yamuva nje, amanani enzalo ashintshe kakhulu emazweni amaningi, kuhlanganise neTurkey.

1. Izitayela zomhlaba: Emhlabeni jikelele, amabhange amakhulu amaningi anciphise inzalo ngenxa yezinselelo zomnotho zeminyaka yakamuva, okuhlanganisa nobhubhane lwe-COVID-19. Lokhu kuholele emazingeni enzalo aphansi ngokomlando emikhiqizweni yokonga emazweni amaningi.
2. Isimo eTurkey: E-Turkey, izilinganiso zenzalo zibe nezinguquko ezibalulekile eminyakeni yamuva nje ngenxa yezici zezomnotho ezihlukahlukene ezifana nokwehla kwamandla emali nokushintshashintsha kwemali. I-Turkish Central Bank ilungise izilinganiso zenzalo ezibalulekile izikhathi eziningana ukuze iphendule ekuthuthukisweni kwezomnotho, okuphinde kwathinta izilinganiso zenzalo zama-akhawunti ediphozi esikhathi esinqunyiwe nawobusuku obubodwa.
3. Ukwehla kwamandla emali okuphezulu: I-Turkey ihlangabezane namazinga aphezulu okwehla kwamandla emali eminyakeni ethile yakamuva, ngokuvamile okuholela emazingeni enzalo aphezulu ekongeni ukuze kuncishiswe ukwehla kwamandla emali.
4. Izilinganiso zenzalo eziqondene nebhange: Izilinganiso zenzalo ziyahlukahluka ebhange nebhange futhi zingahlukahluka ngaphakathi kwebhange kuye ngomkhiqizo, isikhathi kanye nenani. Amabhange aseTurkey alungise inzalo yawo yama-akhawunti ediphozi esikhathi esinqunyiwe kanye nawobusuku obubodwa ukuze aphendule isimo somnotho kanye nenqubomgomo yebhange eliphakathi.

Ukuze uthole ulwazi olunembile nolwakamuva mayelana namazinga enzalo, kungcono ukuthintana namabhange ngokuqondile noma uthintane nezincwadi ezisemthethweni ze-Turkish Central Bank. Futhi qaphela ukuthi izilinganiso zenzalo zomlando azibonisi izitayela zesikhathi esizayo ngoba zincike ezintweni eziningi eziguquguqukayo zezomnotho nezombusazwe.

Ama-akhawunti wamanje

Ama-akhawunti emali ekholi emabhange aseTurkey anikeza inketho yokutshala imali evumelana nezimo evumela abalondolozi ukuthi bafinyelele imali yabo nsuku zonke. Lolu hlobo lwe-akhawunti luhlanganisa izilinganiso zenzalo eziguquguqukayo, ngokuvamile ezingaphansi kwezinga lenzalo kuma-akhawunti ediphozi esikhathi esinqunyiwe ngoba izimali zingakhishwa noma nini. Ama-akhawunti emali wansuku zonke afanele abatshalizimali abazisa ukuguquguquka futhi abafuni ukutshala imali yabo esikhathini esinqunyiwe. Kubalulekile ukuqhathanisa izilinganiso zenzalo zamanje kanye nemibandela emabhange ahlukene njengoba lokhu kungahluka.

Nalu ulwazi olujwayelekile mayelana nama-akhawunti emakethe yemali emabhange aseTurkey:

1. ukuvumelana nezimo: Ama-akhawunti emali ekholi abonakala ngezinga lawo eliphezulu lokuguquguquka. Abatshalizimali bangafinyelela imali yabo noma kunini, okwenza lawa ma-akhawunti alungele imigomo yokonga yesikhashana noma njengendawo yokugcina izimo eziphuthumayo.
2. Izilinganiso zenzalo eziguquguqukayo: Ngokuphambene nama-akhawunti ediphozi esikhathi esinqunyiwe, shayela ama-akhawunti emali anikeza izilinganiso zenzalo eziguquguqukayo. Lokhu kuvame ukuncika ezimeni zemakethe zamanje futhi kungashintsha ngokufanele.
3. Amabhange anikezela ngama-akhawunti amanje: Amabhange amaningi aseTurkey anikezela ngama-akhawunti amanje. Lokhu kufaka phakathi amabhange amakhulu, asungulwe kanye nezikhungo ezincane eziyisipesheli. Amanye amabhange aziwa kakhulu yiZiraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi, Halkbank, Vakıfbank kanye neDenizbank.
4. Izinketho zokubhanga ku-inthanethi: Amabhange amaningi aseTurkey anikezela ngezinketho zokubhanga ku-inthanethi zama-akhawunti emakethe yemali. Lokhu kuvumela amakhasimende ukuthi aphathe ama-akhawunti awo kalula futhi enze ukuthengiselana ku-inthanethi.
5. Idiphozi encane kanye nezinkokhelo: Amanye amabhange angase adinge idiphozithi encane ukuze avule i-akhawunti yemakethe yemali. Izinhlaka ezikhokhwayo nazo zingahluka, ngakho-ke kuhle ukuthi uthole okwengeziwe ebhange elifanele kusenesikhathi.
6. Ukuphepha kwamadiphozithi: Njengayo yonke imikhiqizo yasebhange e-Turkey, amadiphozithi kuma-akhawunti emali yocingo avikelwa kufika enanini elithile yisikhwama sokuvikela idiphozi yombuso.

Kubalulekile ukuqhathanisa izinhlinzeko zamanje nezimo ezivela emabhange ahlukene njengoba izinga lenzalo nezimo zingashintsha. Abatshalizimali kufanele futhi bacabangele isimo somnotho namazinga okwehla kwamandla emali eTurkey njengoba lezi zici zingase zithinte imbuyiselo ekutshalweni kwabo.

Ama-akhawunti egolide

Ama-akhawunti egolide ayindlela edumile yokutshala imali eTurkey futhi anikeza indlela ehlukile yokutshala igolide eliphathekayo ngaphandle kokuligcina ngokoqobo. Nalu ulwazi olujwayelekile mayelana nama-akhawunti egolide emabhange aseTurkey:

1. ukusebenza: Ama-akhawunti egolide avumela abatshalizimali ukuthi bathenge, babambe futhi badayise igolide ngendlela ye-elekthronikhi. Inani legolide ku-akhawunti lirekhodwa ngamagremu.
2. Ukuphepha kanye lula: Abatshalizimali akudingeki bakhathazeke ngokuvikeleka nokugcinwa kwegolide elibonakalayo. Kunalokho, bangakwazi ukuphatha izimali zabo zegolide kalula nge-akhawunti yabo yasebhange.
3. Amabhange anama-akhawunti egolide: Amabhange amaningana aseTurkey anikezela ngama-akhawunti egolide. Lokhu kufaka phakathi amabhange amakhulu njengeZiraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi, Halkbank, Vakıfbank kanye neDenizbank. Amanye amabhange akhethekile nezikhungo zezezimali nazo zinikeza ama-akhawunti anjalo.
4. Ukuthenga nokudayisa igolide: Amakhasimende angathenga futhi adayise igolide nge-akhawunti yawo ngamanani emakethe amanje. Amanye amabhange futhi ahlinzeka ngezinhlelo zokonga ezivamile lapho igolide lithengwa ngokuzenzakalelayo ngezikhathi ezithile.
5. Izimali Nezindleko: Izakhiwo zemali ye-akhawunti yegolide ziyahlukahluka kuye ngebhange. Kubalulekile ukuthola mayelana nanoma yiziphi izimali zokuphatha i-akhawunti, izindleko zokusebenza nezinye izinkokhelo.
6. Izici zentela: Abatshalizimali kufanele futhi bazazise ngemithelela yentela yokutshala igolide ngama-akhawunti asebhange njengoba lawo angahluka ngokwamazwe.

Ama-akhawunti egolide anikeza enye indlela ekhangayo kubatshalizimali abafuna ukutshala imali egolideni ngaphandle kokubhekana nezinselele zokugcinwa nokuvikeleka kwegolide eliphathekayo. Kodwa-ke, kubalulekile ukuqhathanisa okunikezwayo nezimo zamabhange ahlukene futhi uthathe isu lakho lokutshala imali kanye nesimo semakethe samanje.

Ama-akhawunti okushintshaniswa kwamanye amazwe

Ama-akhawunti okushintshaniswa kwamanye amazwe namabhange aseTurkey anikeza abatshalizimali kanye nabantu bebhizinisi ithuba lokubamba nokuphatha imali ngezinhlobo zemali ezahlukene. Lolu hlobo lwe-akhawunti lufanele ikakhulukazi abantu abenza imisebenzi yamazwe ngamazwe njalo noma abafuna ukuzivikela ekuguquguqukeni kohlobo lwemali. Nalu ulwazi olujwayelekile mayelana nama-akhawunti okushintshaniswa kwamanye amazwe eTurkey:

1. Izinketho zemali ehlukahlukene: Amabhange aseTurkey anikezela ngama-akhawunti okushintshaniswa kwemali yakwamanye amazwe ngezinhlobo ezahlukene zamadola aseMelika, ama-euro, amaphawundi aseBrithani futhi kwesinye isikhathi ezinye zezimali ezifana nama-Swiss francs noma i-yen yaseJapan.
2. ukuvumelana nezimo: Ama-akhawunti okushintshaniswa kwamanye amazwe enza kube nokwenzeka ukubamba, ukwamukela nokuthumela imali ngohlobo lwemali lwangaphandle olufanele. Lokhu kwenza ukuthengiselana kwebhizinisi lamazwe ngamazwe kanye nokudluliselwa kwemali yomuntu siqu kube lula.
3. Amanani okushintshanisa: Ukuguqulwa kohlobo lwemali olulodwa kuye kolunye kwenziwa ngezilinganiso zokushintshisana zamanje zebhange. Lawa manani angashintsha nsuku zonke kuye ngokuguquguquka kwezimakethe zokushintshiselana kwamanye amazwe zomhlaba.
4. Izimali Nezindleko: Izindleko zokuvula i-akhawunti, ukulungiswa kanye nokuguqulwa kwemali zingasebenza. Lezi zinhlaka ezikhokhwayo ziyahlukahluka kuye ngebhange.
5. Amabhange anama-akhawunti okushintshaniswa kwamanye amazwe: Amabhange amaningi amakhulu aseTurkey afana ne-Ziraat Bankası, İş Bankası, Garanti BBVA, Akbank, Yapı Kredi, Halkbank, Vakıfbank kanye ne-Denizbank anikezela ngama-akhawunti okushintshanisa angaphandle.
6. isithakazelo: Amanye ama-akhawunti okushintshaniswa kwemali yakwamanye amazwe angase anikeze inzalo kumabhalansi ohlobo lwemali yangaphandle aphethwe, nakuba lezi zilinganiso zenzalo ngokuvamile ziba ngaphansi kunalezo ezinikezwa ama-akhawunti ediphozi esikhathi esimisiwe noma ngobusuku obubodwa ngohlobo lwemali yasendaweni.
7. Ukucatshangelwa kwentela: Abatshalizimali kufanele bacabangele imithelela yentela yama-akhawunti okushintshanisa ngemali yangaphandle njengoba lawo angahluka ngezwe nemithetho ethile.

Ama-akhawunti okushintshaniswa kwamanye amazwe ayindlela elula yalabo abasebenza njalo ngezimali ezahlukene. Njenganoma yisiphi isinqumo sezezimali, kuyatuseka ukuqhathanisa okunikezwayo okuvela emabhange ahlukene futhi uthole mayelana nezimo ezifanele kanye nezimali ezikhokhwayo.

Ama-akhawunti we-Crypto

Ama-akhawunti e-Cryptocurrency, aziwa nangokuthi ama-akhawunti e-crypto, ayindlela eya ngokuya idume yokutshalwa kwezimali kwedijithali eTurkey nasemhlabeni jikelele. Lawa ma-akhawunti avumela abasebenzisi ukuthi bathenge, badayise, babambe futhi bahwebe ngemali ye-crypto efana ne-Bitcoin, i-Ethereum nezinye. Nalu ulwazi olujwayelekile mayelana nama-akhawunti e-crypto:

1. Amabhange kanye cryptocurrencies: Amabhange endabuko ngokuvamile awanikezi ama-akhawunti e-cryptocurrency aqondile. Esikhundleni salokho, ama-akhawunti e-crypto ngokuvamile ahlinzekwa ngokuhwebelana okukhethekile kwe-crypto noma izinkundla zokuhweba.
2. Amapulatifomu okuhweba eTurkey crypto: Kunezinkundla ezimbalwa zokuhweba nge-crypto eTurkey ezivumela ukuthenga nokuthengisa imali ye-crypto. Ezaziwa kakhulu zihlanganisa i-BTCTurk, i-Paribu ne-BtcTurk | Per.
3. Cryptocurrency wallets: Ukuze uphathe izimali ezishibhile, abasebenzisi badinga i-wallet yedijithali. Kunezinhlobo ezahlukene zezikhwama ezihlanganisa izikhwama ze-inthanethi, izikhwama zeselula, izikhwama zedeskithophu kanye nezikhwama zehadiwe.
4. Ukuphepha kanye nezingozi: Izimali ze-Crypto ziyaziwa ngokushintshashintsha kwazo okuphezulu futhi zinezingozi okufanele zicatshangelwe ngokucophelela. Ukuvikeleka kwe-cryptocurrencies kuncike kakhulu ekuvikelekeni kwesikhwama semali esikhethiwe kanye nesikhulumi.
5. Imithethonqubo kanye nezindaba zomthetho: Isimo somthetho kanye nokulawulwa kwe-cryptocurrencies kungashintsha ngokushesha, kokubili eTurkey nakwamanye amazwe. Abasebenzisi kufanele bahlale bezazisa mayelana nemithetho yakamuva yezomthetho.
6. Izici zentela: Inzuzo evela ekuhwebeni kwe-cryptocurrencies ingase ibe ngaphansi kwentela. Kubalulekile ukuthola mayelana nezibopho zentela mayelana ne-cryptocurrencies ezweni ngalinye.
7. Isu lokutshala imali: I-Cryptocurrencies kufanele ibhekwe njengengxenye yesu lokutshala izimali ezihlukene. Ngenxa yokuntengantenga kwawo kanye nezingozi, kuyatuseka ukuthi utshale ingxenye yemali oyitshalile kuphela kuma-cryptocurrencies.

I-Cryptocurrencies inikeza amathuba amasha okutshala imali, kodwa futhi iza nezingozi nezinselele ezithile. Ucwaningo olunzulu nokulawulwa kwezinhlekelele ngobuhlakani kubalulekile kunoma ngubani ofuna ukutshala imali kuma-cryptocurrencies.

Umehluko phakathi kwe-akhawunti yediphozi yesikhathi esinqunyiwe kanye ne-akhawunti yediphozi yesikhathi sikagesi:

Umehluko phakathi kwe-akhawunti yediphozi yesikhathi kanye ne-akhawunti yetemu ye-elekthronikhi ulele ngokuyinhloko endleleni la ma-akhawunti aphathwa futhi afinyelelwa ngayo, futhi ngezinye izikhathi kumazinga enzalo anikezwayo. Nansi umehluko oyinhloko:

1. Ukuvula nokuphatha i-akhawunti:
   • I-akhawunti yediphozi engashintshi: Ama-akhawunti ediphozi esikhathi esivamile avame ukuvulwa egatsheni lasebhange. Lawa ma-akhawunti aphathwa mathupha egatsheni noma ngamakhono alinganiselwe okubhanga ku-inthanethi.
   • I-akhawunti yokuqokwa nge-elekthronikhi: Ama-akhawunti esikhathi se-elekthronikhi avulwa futhi aphathwe ku-inthanethi ngokuphelele. Ivumela amakhasimende ukuthi enze imisebenzi kalula ngokusebenzisa ibhange le-inthanethi noma izinhlelo zokusebenza zeselula.
2. Ukufinyeleleka kanye lula:
   • I-akhawunti yediphozi engashintshi: Ukufinyelela kuma-akhawunti ediphozithi egxilile kungase kungabi lula uma ukuvakasha mathupha egatsheni lasebhange kudingeka.
   • I-akhawunti yokuqokwa nge-elekthronikhi: Lawa ma-akhawunti anikeza ukunethezeka okukhulu nokufinyeleleka njengoba yonke imisebenzi ingenziwa ku-inthanethi.
3. Amazinga enzalo:
   • I-akhawunti yediphozi engashintshi: Izilinganiso zenzalo zama-akhawunti ediphozithi esikhathi esinqunyiwe zingahluka kuye ngesimo sebhange kanye nemakethe.
   • I-akhawunti yokuqokwa nge-elekthronikhi: Ama-akhawunti ethemu ye-elekthronikhi avame ukunikeza amanani enzalo aphezulu kunama-akhawunti ediphozi esikhathi esijwayelekile ngenxa yokuthi amabhange angadlulisela ukonga okuvela emzamweni oncishisiwe wokuphatha kanye nokuntuleka kwezindleko zokunakekela igatsha kumakhasimende.
4. Izindleko nezindleko:
   • I-akhawunti yediphozi engashintshi: Ama-akhawunti ediphozi esikhathi esinqunyiwe avamile angase abe nezindleko zokuvula noma ukunakekela i-akhawunti.
   • I-akhawunti yokuqokwa nge-elekthronikhi: Lawa ma-akhawunti ngokuvamile anezinkokhelo eziphansi noma azikho nhlobo ngenxa yezindleko eziphansi zokusebenza zebhange.
5. iqembu eliqondisiwe:
   • I-akhawunti yediphozi engashintshi: Ifanele amakhasimende akhetha ukubhanga ngendlela evamile futhi akwazisa ukuxhumana nomuntu siqu nebhange.
   • I-akhawunti yokuqokwa nge-elekthronikhi: Ilungele amakhasimende ancamela ukusebenziseka nokuvumelana nezimo zokubhanga ku-inthanethi.

Kafushane, ama-akhawunti ethemu ye-elekthronikhi anikeza enye indlela yesimanjemanje, evumelana nezimo futhi evame ukushibhela kuma-akhawunti ediphozi yesikhathi esivamile, ikakhulukazi kumakhasimende awaziyo futhi athanda ukubhanga ku-inthanethi.

Izinga lentela elibanjiwe eTurkey

Izinga lentela elibanjiwe lisho inani lentela ebanjwa ngokuqondile emthonjeni wemali engenayo, njengenzalo etholwe kuma-akhawunti asebhange noma izabelo ezivela ezitokweni. Leli zinga lentela liyahlukahluka kuye ngezwe, uhlobo lwemali engenayo futhi ngezinye izikhathi isimo somamukeli (isb. ukuthi umuntu uyisakhamuzi sezwe noma cha).

E-Turkey, imali engenayo yenzalo evela kuma-akhawunti asebhange, okuhlanganisa amadiphozithi esikhathi nama-akhawunti emakethe yemali, kanye nezinye izinhlobo zemali engenayo njengezinzuzo nenzuzo yokuqasha kukhonjelwe ekubanjweni kwentela. Izinga elithile lokubamba intela eTurkey lingashintsha futhi linqunywa umthetho wentela wase-Turkey.

Kubalulekile ukuqaphela amanani amanje okubanjelwa intela njengoba angase ashintshe futhi ancike ezintweni ezihlukahlukene. Ngaphezu kwalokho, abatshalizimali bamazwe ngamazwe bangase babe ngaphansi kwemithethonqubo ehlukene kuye ngesivumelwano sentela ephindwe kabili phakathi kwezwe lakubo neTurkey.

Ukuze uthole ulwazi olunembe kakhulu nolwakamuva, kuyancomeka ukuthi uxhumane nezincwadi ezisemthethweni ze-Turkish Tax Authority noma uxhumane nomeluleki wezentela.

Umshwana wokuzihlangula: Ulwazi oluhlinzekwe kulo mbhalo ngelezinjongo zolwazi kuphela futhi aluhlanganisi iseluleko sokutshalwa kwezimali, izincomo noma isicelo sokuthenga noma ukuthengisa noma yimiphi imikhiqizo noma amasevisi wezezimali. Ulwazi lucwaningwe ngokucophelela futhi lwahlanganiswa, kodwa asikho isiqinisekiso esinganikezwa. mayelana nokunemba kwayo, ukuphelela noma ukufaneleka kolwazi kuyamukelwa. Izimo zomnotho, imithetho kanye neziqondiso zingashintsha futhi noma yisiphi isinqumo sokutshala izimali kufanele senziwe ngokusekelwe kuseluleko somuntu ngamunye esivela kochwepheshe abaqeqeshiwe. Umbhali noma inkundla abamukeli noma isiphi isikweletu nganoma yikuphi ukulahlekelwa okuqondile noma okungaqondile noma umonakalo ongavela ngenxa yokusebenzisa lolu lwazi.